Seller's Agent in 2026
Holly Biltz
CHARLES RUTENBERG REALTY ORLANDO
(407) 970-3267
2 in this area
17 Total Sales
12 Delaware Ave Saint Cloud, FL 34769
Downtown Saint Cloud Neighborhood
3
Beds
2
Baths
1,120
Sq Ft
9,017
Sq Ft Lot Lot
Highlights
- Lake View
- No HOA
- 2 Car Attached Garage
- Wood Flooring
- Hurricane or Storm Shutters
- Walk-In Closet
About This Home
As of May 2026Walk to the lake, enjoy the breeze, and come home to comfort — welcome to your Saint Cloud retreat.
Located just steps from beautiful lakefront views, this updated home offers the rare combination of charm, peace, and everyday convenience with NO HOA restrictions.
Inside, natural light fills a warm and inviting living space highlighted by rich wood flooring — perfect for relaxing evenings or hosting friends and family. The kitchen and dining area have been refreshed with brand-new tile flooring and updated appliances, creating a clean, modern space ready for daily living and entertaining.
Step outside to your covered rear porch, an ideal spot for morning coffee, sunset unwinding, or weekend gatherings after a walk by the water.
Major updates provide peace of mind:
AC 3 years old,
Roof approx. 11 years old,
Hurricane shutters included,
homes near the lake at this price rarely last — whether you're looking for a primary home, winter retreat, or investment opportunity, this location delivers the lifestyle people move to Saint Cloud for.
Come experience the lake breeze for yourself. 1 or more pics staged
Last Agent to Sell the Property
CHARLES RUTENBERG REALTY ORLANDO Brokerage Phone: 407-622-2122 License #3148090 Listed on: 11/24/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $539
Year Built
- Built in 1998
Lot Details
- 9,017 Sq Ft Lot
- Lot Dimensions are 90.5x100
- East Facing Home
- Property is zoned SR1A
Parking
- 2 Car Attached Garage
Home Design
- Block Foundation
- Slab Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 1,120 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Sliding Doors
- Combination Dining and Living Room
- Lake Views
- Hurricane or Storm Shutters
Kitchen
- Range with Range Hood
- Microwave
- Disposal
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 2 Full Bathrooms
Laundry
- Laundry in Garage
- Dryer
- Washer
Utilities
- Central Heating and Cooling System
- Cable TV Available
Community Details
- No Home Owners Association
- Lake Front Add To Town Of St Cloud Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 30 / 1
- Assessor Parcel Number 01-26-30-0650-0001-0307
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 24, 2025
Closed on
May 15, 2026
Sold by
Bought by
Seller's Agent
Holly Biltz
CHARLES RUTENBERG REALTY ORLANDO
Buyer's Agent
Ana Salazar
TRURES REAL ESTATE INC.
List Price
$340,000
Sold Price
$340,000
Views
18
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-29.57%
Original Mortgage
$333,841
Outstanding Balance
$333,841
Interest Rate
6.3%
Mortgage Type
FHA
Estimated Equity
-$3,243
Purchase Details
Closed on
Feb 3, 2023
Sold by
Bought by
Purchase Details
Closed on
Nov 7, 1997
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $340,000 | Land Title Professionals | |
| Deed | $100 | None Listed On Document | |
| Warranty Deed | $22,500 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $333,841 | FHA |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 05/15/2026 05/15/26 | Sold | $340,000 | 0.0% | $304 / Sq Ft |
| 04/23/2026 04/23/26 | Pending | -- | -- | -- |
| 04/23/2026 04/23/26 | For Sale | $340,000 | 0.0% | $304 / Sq Ft |
| 03/16/2026 03/16/26 | Pending | -- | -- | -- |
| 03/03/2026 03/03/26 | Price Changed | $340,000 | 0.0% | $304 / Sq Ft |
| 03/03/2026 03/03/26 | For Sale | $340,000 | 0.0% | $304 / Sq Ft |
| 02/18/2026 02/18/26 | Off Market | $340,000 | -- | -- |
| 02/17/2026 02/17/26 | Price Changed | $345,000 | -1.4% | $308 / Sq Ft |
| 12/10/2025 12/10/25 | Price Changed | $349,900 | -1.4% | $312 / Sq Ft |
| 11/25/2025 11/25/25 | For Sale | $355,000 | 0.0% | $317 / Sq Ft |
| 11/24/2025 11/24/25 | For Sale | $355,000 | +4.4% | $317 / Sq Ft |
| 05/24/2025 05/24/25 | Off Market | $340,000 | -- | -- |
Source: Stellar MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,100 | $109,302 | -- | -- |
| 2024 | $1,008 | $106,222 | -- | -- |
| 2023 | $1,008 | $103,129 | $0 | $0 |
| 2022 | $1,036 | $100,126 | $0 | $0 |
| 2021 | $1,012 | $97,210 | $0 | $0 |
| 2020 | $997 | $95,868 | $0 | $0 |
| 2019 | $973 | $93,713 | $0 | $0 |
| 2018 | $952 | $91,966 | $0 | $0 |
| 2017 | $939 | $90,075 | $0 | $0 |
| 2016 | $914 | $88,223 | $0 | $0 |
| 2015 | -- | $87,610 | $0 | $0 |
| 2014 | -- | $86,915 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Holly Biltz
-
Ana Salazar
Buyer's Agent in 2026
Ana Salazar
TRURES REAL ESTATE INC.
(305) 987-8488
1 in this area
22 Total Sales
Map
Source: Stellar MLS
MLS Number: S5139142
APN: 01-26-30-0650-0001-0307
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All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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