$1,295,000
PENDING

Estimated payment $7,943/month

Total Views 4,333
4 Beds
3.5 Baths
2,879 Sq Ft
$450 Price per Sq Ft

Highlights

  • 90 Feet of Waterfront
  • Marina
  • Boat Ramp
  • Showell Elementary School Rated A-
  • Primary bedroom faces the bay
  • Golf Course Community

About This Home

Discover this stunning waterfront home in the desirable community of Ocean Pines Terns Landing, perfectly situated for effortless bay or ocean access. Offering modern upgrades, thoughtful details, and exceptional outdoor living spaces, this property is move-in ready and built for both relaxation and entertaining.
Recent Updates & Impressive Features Include:

New roof (2023).
New deck railings and awning for shaded outdoor enjoyment (2023).
Updated owner’s suite bath (2023) featuring a beautiful granite countertop with new sinks, and toilet.
Custom barn door and a spacious California walk-in closet (2024) in the owner’s suite.
Fully equipped laundry room with cabinets, sink, and granite countertop.
Gourmet kitchen enhanced with remote-controlled over-cabinet lighting (2024).
Tinted windows and newly refurbished thresholds.
Easily accessible walk-in attic for extra storage.
Conditioned garage for year-round comfort.
Mature arborvitaes trees providing wonderful privacy.

Waterfront Amenities:

Boat lift installed in 2025 with new electrical post.
Two swivel jet ski lifts (2024) – both included with the sale.

Smart & Efficient Living:

HVAC systems regularly maintained and serviced twice yearly by Coastal Comfort.
Smart thermostat.
Ring security camera system.
Solar light posts.

Additional perks include some TVs that convey with the property. This turnkey waterfront retreat combines luxury finishes, recent investments, and a prime location in Ocean Pines – an ideal setting for boaters, entertainers, and those seeking a peaceful waterfront lifestyle.

Listing Agent

Shawn Kotwica

(443) 856-2211 shawn.kotwica@cbmove.com Coldwell Banker Realty Brokerage Phone: 4438562211 License #rs-0024305 Listed on: 07/25/2026

Coldwell Banker Realty

Co-Listing Agent

Inna Kotwica

(443) 856-2211 inna.kotwica@cbmove.com Coldwell Banker Realty Brokerage Phone: 4438562211

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,887

Year Built

  • Built in 2000

Lot Details

  • 14,326 Sq Ft Lot
  • 90 Feet of Waterfront
  • Home fronts navigable water
  • Home fronts a canal
  • Sprinkler System
  • Property is in excellent condition
  • Property is zoned R-3

HOA Fees

  • $91 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Side Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Coastal Architecture
  • Contemporary Architecture
  • Brick Exterior Construction
  • Shingle Roof
  • Vinyl Siding
  • Stick Built Home

Interior Spaces

  • 2,879 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Ceiling Fan
  • Gas Fireplace
  • Window Screens
  • Combination Kitchen and Living
  • Canal Views
  • Crawl Space
  • Exterior Cameras

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Built-In Range
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • Primary bedroom faces the bay
  • Walk-In Closet

Laundry

  • Laundry Room
  • Electric Dryer
  • Washer

Outdoor Features

  • Water Access
  • Property is near a canal
  • Exterior Lighting
  • Awning

Utilities

  • Zoned Heating and Cooling
  • Heating System Uses Natural Gas
  • Heat Pump System
  • Electric Water Heater

Additional Features

  • More Than Two Accessible Exits
  • Energy-Efficient Appliances
  • Flood Risk

Listing and Financial Details

  • Tax Lot 89
  • Assessor Parcel Number 2403130207

Community Details

Overview

  • $200 Capital Contribution Fee
  • Ocean Pines Association
  • Ocean Pines Terns Landing Subdivision

Amenities

  • Community Center
  • Community Library

Recreation

  • Boat Ramp
  • Marina
  • Golf Course Community
  • Private Beach Club
  • Tennis Courts
  • Community Basketball Court
  • Community Playground
  • Community Indoor Pool
  • Dog Park
  • Jogging Path

Security

  • Security Service

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,887

Year Built

Built in 2000

Lot Details

0.33 Acres

HOA Fees

$91 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Coastal, Contemporary
  • Accessibility Features: 2+ Access Exits
  • Ownership: Fee Simple
  • Exclusions: furniture, personal items, contents of the closets and cabinets, contents of the garage, boat, jet skis
  • Historic: No
  • Inclusions: office desk, blue chairs by landing on top floor, kitchen stools, 2 jet ski lifts, boat lift
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 8/1/2026 12:00:00 AM
  • Federal Flood Zone: Yes
  • Year Built: 2000
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Built-In Range, Dishwasher, Disposal, Dryer - Electric, Energy Efficient Appliances, Oven/Range - Electric, Washer, Stainless Steel Appliances, Water Heater
  • Flooring Type: Ceramic Tile, Hardwood, Carpet
  • Interior Amenities: Combination Kitchen/Living, Entry Level Bedroom, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Island, Pantry, Primary Bedroom - Bay Front, Upgraded Countertops, Walk-In Closet(s), Wood Floors
  • Window Features: Screens
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Crawl Space
  • Levels Count: 2
  • Basement: No
  • Total Sq Ft: 2879
  • Living Area Sq Ft: 2879
  • Price Per Sq Ft: 449.81
  • Above Grade Finished Sq Ft: 2879
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick, Stick Built, Vinyl Siding
  • Exterior Features: Awning(s), Exterior Lighting, Lawn Sprinkler
  • Roof: Shingle
  • Spa: No
  • View: Canal
  • Water Access: Yes
  • Water Body Type: Canal
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Water View: Yes
  • Water Frontage In Feet: 90

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage Door Opener, Garage - Side Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Driveway, Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s), Heat Pump(s), Zoned
  • Heating Fuel: Electric, Natural Gas, Central
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: Exterior Cameras
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 1096.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Basketball Courts, Beach Club, Boat Ramp, Community Center, Dog Park, Golf Course, Jog/Walk Path, Library, Marina/Marina Club, Pool - Indoor, Pool - Outdoor, Security, Tennis Courts, Tot Lots/Playground
  • HOA Name: OCEAN PINES ASSOCIATION
  • HOA: Yes
  • Senior Community: No

Fee Information

  • Capital Contribution Fee: 200.00

Schools

  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Lot Size Acres: 0.33
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 14326.00
  • Property Condition: Excellent
  • Zoning: R-3
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 8886.85
  • Assessor Parcel Number: 2403130207
  • Tax Lot: 89
  • County Tax Payment Frequency: Annually
  • Tax Year: 2026

Multi Family

  • Federal Flood Zone: X

MLS Schools

  • School District Name: WORCESTER COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $7,667 $958,667 $0 $0
2025 $7,667 $830,733 $0 $0
2024 $6,696 $702,800 $252,100 $450,700
2023 $6,257 $656,700 $0 $0
2022 $5,818 $610,600 $0 $0
2021 $5,402 $564,500 $252,100 $312,400
2020 $5,262 $553,500 $0 $0
2019 $5,115 $542,500 $0 $0
2018 $4,835 $531,500 $252,100 $279,400
2017 $4,628 $512,300 $0 $0
2016 -- $493,100 $0 $0
2015 $5,183 $473,900 $0 $0
2014 $5,183 $473,900 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/08/2026 08/08/26 Pending -- -- --
07/25/2026 07/25/26 For Sale $1,295,000 +29.5% $450 / Sq Ft
11/14/2022 11/14/22 Sold $1,000,000 -9.1% $347 / Sq Ft View Prior Sale
10/16/2022 10/16/22 Pending -- -- --
09/14/2022 09/14/22 For Sale $1,100,000 +66.7% $382 / Sq Ft
07/07/2020 07/07/20 Sold $660,000 -5.6% $229 / Sq Ft View Prior Sale
06/10/2020 06/10/20 Pending -- -- --
05/14/2020 05/14/20 For Sale $699,000 +5.9% $243 / Sq Ft
04/23/2020 04/23/20 Off Market $660,000 -- --
03/11/2020 03/11/20 Price Changed $699,000 0.0% $243 / Sq Ft
03/11/2020 03/11/20 For Sale $699,000 +5.9% $243 / Sq Ft
12/09/2019 12/09/19 Off Market $660,000 -- --
09/19/2019 09/19/19 Price Changed $699,999 -2.6% $243 / Sq Ft
07/03/2019 07/03/19 Price Changed $719,000 -1.4% $250 / Sq Ft
04/25/2019 04/25/19 For Sale $729,000 -- $253 / Sq Ft
Source: Bright MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $1,000,000 Brennan Title
Special Warranty Deed $660,000 Capital Title Group
Interfamily Deed Transfer -- Stewart Title And Esrow Inc
Deed $149,900 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $510,400 New Conventional
Previous Owner $125,000 Credit Line Revolving
Previous Owner $75,000 Credit Line Revolving
Previous Owner $340,000 New Conventional
Source: Public Records

Source: Bright MLS

MLS Number: MDWO2039878

Bright MLS

APN: 03-130207

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