S
Seller's Agent in 2026
Silvia Martins
CENTURY 21 ROYAL
(914) 722-0700
18 Total Sales
12 Philipse Rd Carmel, NY 10512
Estimated Value: $409,000 - $447,000
1
Bed
1.5
Baths
1,188
Sq Ft
$357/Sq Ft
Est. Value
Highlights
- Wood Burning Stove
- Main Floor Bedroom
- Stainless Steel Appliances
- Carmel High School Rated A-
- Cottage
- Ductless Heating Or Cooling System
About This Home
As of February 2026Welcome to this charming Cape Cod-style cozy cottage, a true turn-key gem just minutes from the lake — and yes, it comes with lake rights. This thoughtfully maintained 1-bedroom home with a versatile den/office and 1.5 bathrooms is the perfect year-round retreat or weekend getaway. Step inside to find hardwood floors throughout, complemented by beautiful light fixtures that add warmth and character to every room. The eat-in kitchen is a standout feature, boasting granite countertops, stainless steel appliances, a bar area, and French doors that lead out to your private patio—perfect for morning coffee or evening gatherings. Downstairs, the fully finished laundry room offers more than just function—it includes a small workshop and a dedicated utility room, giving you space to store and organize. Outside, you will find well-maintained landscaping, creating a peaceful, welcoming setting you’ll love coming home to, along with a storage shed. Whether you're looking for a low-maintenance primary home, a peaceful work-from-home escape, or a vacation spot close to the water, this cottage has it all. Minutes from Train Station and Metro North. Smarthome Heating as well as a Arlo Security System with 5 Cameras and a generator hook up . Just bring your bags and settle in—everything’s ready for you. Don’t miss this rare opportunity to own a move-in-ready home so close to the lake—schedule your private tour today!
Last Agent to Sell the Property
CENTURY 21 ROYAL Brokerage Phone: 914-722-0700 License #10401340416 Listed on: 11/28/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,465
Year Built
- Built in 1930
Lot Details
- 14,940 Sq Ft Lot
Parking
- Driveway
Home Design
- Cottage
- Frame Construction
Interior Spaces
- 1,188 Sq Ft Home
- 2-Story Property
- Wood Burning Stove
- Living Room with Fireplace
- Finished Basement
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
Bedrooms and Bathrooms
- 1 Bedroom
- Main Floor Bedroom
Laundry
- Laundry Room
- Dryer
- Washer
Home Security
- Home Security System
- Fire and Smoke Detector
Schools
- Kent Elementary School
- George Fischer Middle School
- Carmel High School
Utilities
- Ductless Heating Or Cooling System
- Baseboard Heating
- Private Water Source
- Septic Tank
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 372200-022-080-0001-028-000-0000
Matterport 3D Tour
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 28, 2025
Closed on
Feb 18, 2026
Sold by
Bought by
Seller's Agent
Silvia Martins
CENTURY 21 ROYAL
Buyer's Agent
Rahhim Shillingford
Houlihan Lawrence Inc.
List Price
$425,000
Sold Price
$440,000
Premium/Discount to List
$15,000
3.53%
Views
81
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$16,037
Avg. Annual Appreciation
-10.35%
Original Mortgage
$416,361
Outstanding Balance
$415,539
Interest Rate
6.06%
Mortgage Type
FHA
Estimated Equity
$8,424
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $440,000 | Stewart Title |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $416,361 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 02/18/2026 02/18/26 | Sold | $440,000 | 0.0% | $370 / Sq Ft | |
| 12/19/2025 12/19/25 | Pending | -- | -- | -- | |
| 12/12/2025 12/12/25 | Off Market | $440,000 | -- | -- | |
| 11/28/2025 11/28/25 | For Sale | $425,000 | +136.1% | $358 / Sq Ft | |
| 05/23/2013 05/23/13 | Sold | $180,000 | -5.3% | $180 / Sq Ft | View Prior Sale |
| 03/30/2013 03/30/13 | Pending | -- | -- | -- | |
| 10/09/2012 10/09/12 | For Sale | $190,000 | -- | $190 / Sq Ft |
Source: OneKey® MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $9,231 | $387,000 | $58,000 | $329,000 |
| 2024 | $9,231 | $196,200 | $18,000 | $178,200 |
| 2023 | $9,935 | $196,200 | $18,000 | $178,200 |
| 2022 | $8,766 | $196,200 | $18,000 | $178,200 |
| 2021 | $8,680 | $196,200 | $18,000 | $178,200 |
| 2020 | $4,338 | $196,200 | $18,000 | $178,200 |
| 2019 | $4,125 | $196,200 | $18,000 | $178,200 |
| 2018 | $6,930 | $196,200 | $18,000 | $178,200 |
| 2017 | $6,553 | $180,000 | $17,800 | $162,200 |
| 2016 | $6,553 | $180,000 | $17,800 | $162,200 |
| 2015 | -- | $180,000 | $17,800 | $162,200 |
| 2014 | -- | $149,500 | $17,800 | $131,700 |
Source: Public Records
Agents Affiliated with this Home
-
Silvia Martins
-
Rahhim Shillingford
Buyer's Agent in 2026
Rahhim Shillingford
Houlihan Lawrence Inc.
(845) 405-1405
42 Total Sales
-
Anne Clemente
Seller's Agent in 2013
Anne Clemente
Corcoran Legends Realty
(845) 729-5947
13 Total Sales
-
Judith 'Judy' Albert
Buyer's Agent in 2013
Judith 'Judy' Albert
BHHS Hudson Valley Properties
(845) 283-7865
69 Total Sales
-
M
Buyer's Agent in 2013
Marion Papasidero
Claire Brook Properties Inc
Map
Source: OneKey® MLS
MLS Number: 918944
APN: 372200-022-080-0001-028-000-0000
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The data relating to real estate for sale or lease on this web site comes in part from OneKey® MLS. Real estate listings held by brokerage firms other than Ten-X are marked with the OneKey® MLS logo or an abbreviated logo and detailed information about them includes the name of the listing broker.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
Copyright 2026 OneKey® MLS. All rights reserved.
Based on information submitted to the MLS GRID
Listings courtesy of OneKey® MLS as distributed by MLS GRID
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