PENDING
$10K PRICE DROP
12 Sebago Rd Carmel, NY 10512
Estimated payment $4,109/month
Total Views
33,317
3
Beds
3
Baths
3,445
Sq Ft
$149
Price per Sq Ft
Highlights
- Lake View
- Cape Cod Architecture
- Beamed Ceilings
- Carmel High School Rated A-
- 1 Fireplace
- Eat-In Kitchen
About This Home
Welcome to this charming 3 bedroom, 3 bath Cape Cod style home offering 3,445 sq ft of beautifully maintained living space and serene lake views. Located just a short distance from Lake Carmel, this expansive home blends timeless character with a nature-filled setting. Step inside to a spacious living room featuring a stunning stone fireplace and wood-beamed ceiling, creating a warm and inviting atmosphere. The updated eat-in kitchen offers a generous dining area, lake views and sliders leading out to deck, perfect for entertaining or simply enjoying the tranquil surroundings. The main level also includes an office, den, and a full bath, offering flexible space for working from home, guest accommodations, or relaxation. Upstairs, the expansive primary bedroom is accompanied by a full bath, along with two additional bedrooms, providing plenty of room for all. The full finished basement adds even more living space, complete with a family room, full bath, den, and a storage room—ideal for recreation, hobbies, or extended living options. Step outside to the large deck and level yard, perfect for relaxation or entertaining. Situated in the desirable Lake Carmel community, you’re just moments from swimming, fishing, and non-motorized boating. This prime location also offers quick access to I-84 and is only 10 minutes from Metro-North, making commuting a breeze. Close to shopping, restaurants and schools. A unique blend of charm, space, and convenience—this home truly has it all.
Listing Agent
Coldwell Banker Realty Brokerage Phone: 914-277-5000 License #40SH0946259 Listed on: 01/22/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $16,036
Year Built
- Built in 1940
Lot Details
- 8,000 Sq Ft Lot
Home Design
- Cape Cod Architecture
- Frame Construction
Interior Spaces
- 3,445 Sq Ft Home
- Beamed Ceilings
- 1 Fireplace
- Lake Views
Kitchen
- Eat-In Kitchen
- Range
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- Bathroom on Main Level
- 3 Full Bathrooms
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
Parking
- 4 Parking Spaces
- Driveway
Schools
- Kent Primary Elementary School
- George Fischer Middle School
- Carmel High School
Utilities
- Cooling System Mounted To A Wall/Window
- Baseboard Heating
- Hot Water Heating System
- Heating System Uses Oil
- Well
- Septic Tank
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 372200-022-082-0001-045-000-0000
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $12,296 | $283,600 | $11,000 | $272,600 |
| 2023 | $12,296 | $283,600 | $11,000 | $272,600 |
| 2022 | $11,125 | $283,600 | $11,000 | $272,600 |
| 2021 | $11,015 | $283,600 | $11,000 | $272,600 |
| 2020 | $12,651 | $283,600 | $11,000 | $272,600 |
| 2019 | $7,797 | $283,600 | $11,000 | $272,600 |
| 2018 | $10,626 | $283,600 | $11,000 | $272,600 |
| 2017 | $10,086 | $260,200 | $10,900 | $249,300 |
| 2016 | $10,130 | $260,200 | $10,900 | $249,300 |
| 2015 | -- | $260,200 | $10,900 | $249,300 |
| 2014 | -- | $268,200 | $10,900 | $257,300 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 03/18/2026 03/18/26 | Pending | -- | -- | -- |
| 02/21/2026 02/21/26 | Price Changed | $515,000 | -1.9% | $149 / Sq Ft |
| 01/22/2026 01/22/26 | For Sale | $525,000 | -- | $152 / Sq Ft |
Source: OneKey® MLS
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Bargain Sale Deed | -- | None Listed On Document |
Source: Public Records
About the Listing Agent
I am proud to be among the Coldwell Banker elite group of Realtors as part of the International President's Premier, a designation for the top 1% of Coldwell Banker Agents Worldwide. I am also honored to be the #1 Agent for Coldwell Banker in Westchester /Putnam County from 2019-2024. (Units Sold)
I guess you can say that Real Estate runs thru my veins!!!! I have been around the real estate world and builders my whole life. Through out those decades of learning, I have gained invaluable
Sharon's Other Listings
Source: OneKey® MLS
MLS Number: 953357
APN: 372200-022-082-0001-045-000-0000
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