$270,000
SOLD MAY 22, 2026
3 Beds
3 Baths
1,359 Sq Ft
3,600 Sq Ft Lot

Sale Details

Date Sold: May 22, 2026

$199 Per Sq Ft

25% Below List Price

83 Days on Market

Highlights

  • Home fronts navigable water
  • Gourmet Kitchen
  • Community Lake
  • Water Access
  • Open Floorplan
  • Rambler Architecture

About This Home

As of May 2026

Welcome to coastal one block from the bay and short walk to the beach in the highly sought-after community of Montego Bay. This home offers the perfect blend of relaxed seaside charm and everyday comfort. Situated on a quiet street, 120 Nautical Lane features an inviting open floor plan designed for easy living and effortless entertaining. Natural light fills the main living spaces, creating a bright and airy atmosphere that immediately feels like home. The spacious kitchen flows seamlessly into the living and dining areas — ideal for hosting summer gatherings after a day on the water. Step outside and enjoy outdoor living at its best. Whether you’re sipping morning coffee on the porch, hosting a crab feast, or unwinding after the beach, this home offers the perfect setting to embrace the coastal lifestyle. Montego Bay is known for its incredible amenities and unbeatable location. Residents enjoy access to two outdoor pools, tennis courts, a bayfront boardwalk with fishing and crabbing pier, playgrounds, and low HOA fees — all within walking or biking distance to the beach, dining, shopping, and North Ocean City attractions. Live the coastal lifestyle you’ve been dreaming of.

Last Agent to Sell the Property

Shannon Smith

(302) 539-2900 shannonhunt@northroprealty.com Northrop Realty Brokerage Phone: 3025392900 License #RA0020415 Listed on: 02/12/2026

Northrop Realty

Last Buyer's Agent

Cass Stuart

(410) 629-0200 dshep12907@yahoo.com Sheppard Realty Inc License #RS-0039149

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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,049

Year Built

  • Built in 1979

Lot Details

  • 3,600 Sq Ft Lot
  • Home fronts navigable water
  • West Facing Home
  • Landscaped
  • Cleared Lot
  • Front and Side Yard
  • Property is zoned TR

HOA Fees

  • $32 Monthly HOA Fees

Home Design

  • Rambler Architecture
  • Vinyl Siding
  • Modular or Manufactured Materials
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,359 Sq Ft Home
  • Property has 1 Level
  • Open Floorplan
  • Crown Molding
  • Ceiling Fan
  • Double Pane Windows
  • Window Treatments
  • Window Screens
  • Entrance Foyer
  • Sitting Room
  • Living Room
  • Dining Room
  • Garden Views
  • Crawl Space

Kitchen

  • Gourmet Kitchen
  • Gas Oven or Range
  • Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Home Security

  • Storm Doors
  • Fire and Smoke Detector

Parking

  • 2 Parking Spaces
  • 2 Driveway Spaces

Outdoor Features

  • Water Access
  • Property near a bay

Location

  • Flood Risk

Schools

  • Ocean City Elementary School
  • Stephen Decatur Middle School
  • Stephen Decatur High School

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 997B
  • Assessor Parcel Number 2410202051

Community Details

Overview

  • Association fees include snow removal, trash
  • Montego Bay Civic Association
  • Montego Bay Subdivision
  • Property Manager
  • Community Lake

Recreation

  • Tennis Courts
  • Shuffleboard Court
  • Community Playground
  • Fenced Community Pool
  • Jogging Path

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,049

Year Built

Built in 1979

Lot Details

3,600 Sq Ft Lot

HOA Fees

$32 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main
  • Federal Flood Zone: Yes
  • Year Built: 1979
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Washer, Microwave, Refrigerator, Dishwasher, Exhaust Fan, Oven/Range - Gas, Water Heater
  • Flooring Type: Carpet, Vinyl
  • Interior Amenities: Carpet, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Crown Moldings, Dining Area, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Window Treatments
  • Window Features: Double Pane, Screens
  • Fireplace: No
  • Door Features: Storm
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Concrete Perimeter, Crawl Space
  • Levels Count: 1
  • Room List: Living Room, Dining Room, Primary Bedroom, Sitting Room, Bedroom 2, Bedroom 3, Kitchen, Foyer, Laundry
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 1359
  • Living Area Sq Ft: 1359
  • Price Per Sq Ft: 220.68
  • Above Grade Finished Sq Ft: 1359
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 1
  • Half Bathrooms: 2
  • Main Level Bathrooms: 3.00
  • Main Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding, Modular/Manufactured
  • Exterior Features: Sidewalks, Street Lights
  • Roof: Unknown
  • View: Garden/Lawn
  • Water Access: Yes
  • Water Body Name: Assawoman Bay
  • Water Body Type: Bay
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Concrete Driveway
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: Main Entrance Lock, Smoke Detector
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv, Natural Gas Available
  • Water Source: Public
  • Internet Services: Fiber Optic

Condo/Co-op/Association

  • HOA Fees: 385.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Swimming Pool, Tennis Courts, Tot Lots/Playground, Jog/Walk Path, Lake, Shuffleboard
  • HOA Condo Co-Op Fee Includes: Snow Removal, Trash
  • HOA Name: MONTEGO BAY CIVIC ASSOCIATION
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No
  • Community Pool Features: Fenced, In Ground

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: OCEAN CITY
  • High School: STEPHEN DECATUR
  • Middle Or Junior School: STEPHEN DECATUR

Lot Info

  • Lot Features: Cleared, Landscaping, Front Yard, Sideyard(s)
  • Lot Size Acres: 0.08
  • Lot Dimensions: 0.00 x 0.00
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 3600.00
  • Zoning: TR
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 4049.00
  • Assessor Parcel Number: 2410202051
  • Tax Lot: 997B
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: WORCESTER COUNTY PUBLIC SCHOOLS

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 12, 2026
Closed on
May 27, 2026
Sold by
Bought by
Seller's Agent
Shannon Smith
Northrop Realty
Buyer's Agent
Cass Stuart
Sheppard Realty Inc
List Price
$359,500
Sold Price
$270,000
Premium/Discount to List
-$89,500
-24.9%
Views
315
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Personal Reps Deed $270,000 Community Title Network
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/22/2026 05/22/26 Sold $270,000 -10.0% $199 / Sq Ft
05/06/2026 05/06/26 Pending -- -- --
04/27/2026 04/27/26 Price Changed $299,900 -14.3% $221 / Sq Ft
04/22/2026 04/22/26 Price Changed $349,900 -2.7% $257 / Sq Ft
02/12/2026 02/12/26 For Sale $359,500 -- $265 / Sq Ft
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,741 $295,633 $0 $0
2024 $1,023 $237,567 $0 $0
2023 $1,689 $179,500 $110,000 $69,500
2022 $1,588 $176,567 $0 $0
2021 $182 $173,633 $0 $0
2020 $1,428 $170,700 $110,000 $60,700
2019 $1,433 $169,333 $0 $0
2018 $2,352 $167,967 $0 $0
2017 $1,379 $166,600 $0 $0
2016 -- $166,600 $0 $0
2015 -- $166,600 $0 $0
2014 $1,113 $166,700 $0 $0
Source: Public Records

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Map

Source: Bright MLS

MLS Number: MDWO2036090

Bright MLS

APN: 10-202051

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