$750,000
$149K PRICE DROP

120 Pepper Ln Jensen Beach, FL 34957

South Hutchinson Island Neighborhood

Estimated payment $5,518/month

Total Views 19,769
4 Beds
3.5 Baths
2,880 Sq Ft
$260 Price per Sq Ft

Highlights

  • Two Primary Bedrooms
  • Gated Community
  • Traditional Architecture
  • Morningside Elementary School Rated 9+
  • Clubhouse
  • Cathedral Ceiling

About This Home

Live the island lifestyle in this spacious single-family home on Hutchinson Island! Nearly 3,000 sq ft with two en suite bedrooms (one on the main level),an expansive living space including a living room with a bar, a dining room with cathedral ceilings, an eat-in kitchen, a large upstairs loft, and a fireplace. Enjoy spacious patios on both levels—perfect for entertaining or hosting family. Walk across the street to lifeguard-protected beaches or follow the trail to the Intracoastal pier for unforgettable sunsets. The gated community offers a heated pool, clubhouse, and a pier on the Intracoastal waterway—all on a quiet street just minutes from downtown Jensen Beach with local shopping & restaurants. Portable generator included in the sale.

Listing Agent

Amy Hayden

Illustrated Properties LLC Brokerage Phone: 772-486-8105 License #3351914 Listed on: 10/03/2025

Illustrated Properties LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,445

Year Built

  • Built in 1994

Lot Details

  • 3,907 Sq Ft Lot

HOA Fees

  • $516 Monthly HOA Fees

Home Design

  • Traditional Architecture
  • Barrel Roof Shape
  • Concrete Siding
  • Block Exterior

Interior Spaces

  • 2,880 Sq Ft Home
  • 2-Story Property
  • Bar
  • Cathedral Ceiling
  • Fireplace
  • Bay Window
  • Entrance Foyer
  • Combination Kitchen and Dining Room
  • Screened Porch
  • Ceramic Tile Flooring
  • Hurricane or Storm Shutters

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Electric Range
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Primary Bedroom Upstairs
  • Double Master Bedroom
  • Split Bedroom Floorplan
  • Walk-In Closet
  • Bidet
  • Dual Sinks
  • Bathtub
  • Garden Bath
  • Separate Shower

Laundry

  • Dryer
  • Washer

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Outdoor Features

  • Balcony
  • Patio

Utilities

  • Central Heating and Cooling System
  • Water Heater

Community Details

Overview

  • Association fees include management, common areas, cable TV, pool(s), reserve fund

Amenities

  • Clubhouse
  • Community Kitchen

Recreation

  • Community Pool

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,445

Year Built

Built in 1994

Lot Details

3,907 Sq Ft Lot

HOA Fees

$516 per month

Listing Details

  • Architectural Style: Traditional
  • Directions: Located on Hutchinson Island
  • Garage Yn: Yes
  • Lot Size Acres: 0.0897
  • Property Attached Yn: No
  • Property Sub Type: Detached
  • Property Sub Type Additional: Detached,Single Family Residence
  • Prop. Type: Residential
  • Building Stories: 2
  • Subdivision Name: Bay Tree
  • Year Built: 1994
  • Year Built Details: Resale
  • Ownership: Fee Simple
  • Attribution Contact: 772-486-8105
  • OriginatingSystemListAgentMemberKey: 78135401
  • ListAgentNationalAssociationId: 279062930
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Appliances: Some Electric Appliances, Dryer, Dishwasher, Electric Range, Disposal, Refrigerator, Water Heater, Washer
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Possible Bedrooms: 4
  • Total Bedrooms: 4
  • Fireplace: Yes
  • Flooring: Ceramic Tile
  • Furnished: Unfurnished
  • Interior Amenities: Bidet, Breakfast Area, Bathtub, Cathedral Ceiling(s), Dual Sinks, Entrance Foyer, Eat-in Kitchen, Fireplace, Garden Tub/Roman Tub, Kitchen/Dining Combo, Primary Downstairs, Multiple Primary Suites, Split Bedrooms, Separate Shower, Upper Level Primary, Bar, Walk-In Closet(s)
  • Living Area: 2880.0
  • Private Spa: No
  • Stories: 2
  • Window Features: Bay Window(s)

Exterior Features

  • Construction Type: Block, Concrete
  • Exterior Features: Balcony, Patio, Storm/Security Shutters
  • Patio And Porch Features: Balcony, Covered, Patio, Screened
  • Pool Features: Community
  • Pool Private: No
  • Property Condition: Resale
  • Roof: Barrel
  • Waterfront: No

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2.0
  • Parking Features: Attached, Garage, Garage Door Opener
  • Total Parking Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Security: Gated Community
  • Sewer: Public Sewer
  • Utilities: Sewer Connected, Water Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 516.0
  • Association: Yes
  • Community Features: Clubhouse, Kitchen Facilities, Pool, Gated
  • Pets Allowed: Number Limit, Size Limit, Yes
  • Senior Community: No

Fee Information

  • Association Fee Includes: Association Management, Common Areas, Cable TV, Pool(s), Reserve Fund

Tax Info

  • Tax Annual Amount: 11445.0
  • Tax Year: 2024

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $11,445 $589,102 $239,462 $349,640
2024 $11,241 $622,100 $261,500 $360,600
2023 $11,241 $669,600 $273,600 $396,000
2022 $9,321 $468,100 $177,000 $291,100
2021 $8,630 $399,100 $152,900 $246,200
2020 $7,080 $328,100 $108,900 $219,200
2019 $5,540 $294,726 $0 $0
2018 $5,197 $289,231 $0 $0
2017 $5,144 $308,300 $100,000 $208,300
2016 $4,990 $304,800 $100,000 $204,800
2015 $5,069 $311,000 $100,000 $211,000
2014 $4,944 $273,342 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/15/2026 05/15/26 Price Changed $750,000 -6.1% $260 / Sq Ft
01/03/2026 01/03/26 Price Changed $799,000 -5.9% $277 / Sq Ft
11/06/2025 11/06/25 Price Changed $849,000 -5.6% $295 / Sq Ft
10/03/2025 10/03/25 For Sale $899,000 -- $312 / Sq Ft
Source: Martin County REALTORS® of the Treasure Coast

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Special Warranty Deed $100 --
Warranty Deed $475,000 Attorney
Interfamily Deed Transfer -- None Available
Quit Claim Deed $100 None Listed On Document
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- Attorney
Interfamily Deed Transfer -- Title Source Inc
Deed $100 --
Deed $525,000 --
Warranty Deed $200,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $532,500 Reverse Mortgage Home Equity Conversion Mortgage
Previous Owner $275,000 Seller Take Back
Source: Public Records

Source: Martin County REALTORS® of the Treasure Coast

MLS Number: M20052492

Martin County REALTORS® of the Treasure Coast

APN: 45-11-503-0025-0006

Florida St Lucie County Jensen Beach 34957 South Hutchinson Island

120 Pepper Ln, Jensen Beach, FL

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Martin County REALTORS® of the Treasure Coast All listings featuring the MCRTC logo are provided by Martin County REALTORS® of the Treasure Coast, Inc. Multiple Listing Service. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright 2026 Martin County REALTORS® of the Treasure Coast, Inc. Information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Listing broker has attempted to offer accurate data, but buyers are advised to confirm all information.

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Listing Agent
Amy Hayden
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Illustrated Properties LLC
(772) 571-4285
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