$155,000
SOLD JAN 7, 2026

120 Phillips St Berea, KY 40403

3 Beds
1.5 Baths
1,295 Sq Ft
8,137 Sq Ft Lot

Sale Details

Date Sold: January 7, 2026

$120 Per Sq Ft

15% Below List Price

101 Days on Market

Highlights

  • Ranch Style House
  • Neighborhood Views
  • Brick or Stone Veneer
  • Wood Flooring
  • Storm Windows
  • Cooling Available

About This Home

As of January 2026

Investors, first time home buyers or those looking to downsize...take note! This 3 bedroom, 1.5 bath brick ranch home has been well maintained and features hardwood flooring, a metal roof, a large addition that could be used as a family room or an extra bedroom and much more! Conveniently located in the city limits and close to I-75 and all Berea has to offer.

Last Agent to Sell the Property

David Pennington

Century 21 Pinnacle Listed on: 08/28/2025

Co-Listed By

Rachel Cassetta

Century 21 Pinnacle

Last Buyer's Agent

Deanna Applegate

CENTURY 21 Advantage Realty License #207185

CENTURY 21 Advantage Realty

Home Details

Home Type

  • Single Family

Lot Details

  • 8,137 Sq Ft Lot
  • Partially Fenced Property
  • Chain Link Fence

Parking

  • Driveway

Home Design

  • Ranch Style House
  • Brick or Stone Veneer
  • Metal Roof

Interior Spaces

  • 1,295 Sq Ft Home
  • Blinds
  • Living Room
  • Neighborhood Views
  • Crawl Space
  • Gas Range
  • Washer and Electric Dryer Hookup

Flooring

  • Wood
  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms

Home Security

  • Storm Windows
  • Storm Doors

Outdoor Features

  • Shed

Schools

  • Berea Community Elementary And Middle School
  • Berea Community High School

Utilities

  • Cooling Available
  • Heating System Uses Natural Gas
  • Heat Pump System
  • Natural Gas Connected

Community Details

  • Downtown Subdivision

Listing and Financial Details

  • Assessor Parcel Number B007-0009-0029

Home Details

Home Type

Single Family

Lot Details

8,137 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Architectural Style: Ranch
  • Structure Type: House
  • Year Built: 9999
  • Above Grade Finished Sq Ft: 1295.0
  • Levels: One
  • New Construction: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Gas Range, Refrigerator
  • Flooring: Carpet, Hardwood, Laminate
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Basement: Crawl Space
  • Total Bedrooms: 3
  • Door Features: Storm Door(s)
  • LivingArea: 1295.0
  • Lot Size Area: 0.19
  • Window Features: Storm Window(s), Blinds

Exterior Features

  • Roof: Metal
  • Construction Materials: Brick Veneer
  • Fencing: Chain Link, Partial
  • Foundation Details: Block
  • List Price: 169900.0
  • Other Structures: Shed(s)
  • Pool Private: No
  • View: Neighborhood
  • View YN: Yes
  • Waterfront: No

Garage/Parking

  • Attached Garage: No
  • Carport: No
  • Garage: No
  • Parking Features: Driveway

Utilities

  • Sewer: Public Sewer
  • Heating: Heat Pump, Natural Gas
  • Cooling: Heat Pump
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Water Source: Public

Schools

  • Elementary School: Berea Community
  • High School: Berea Community
  • Middle or Junior School: Berea Community

Lot Info

  • Lot Size Acres: 0.1868
  • Lot Size Sq Ft: 8137.0
  • Parcel Number: B007-0009-0029

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 28, 2025
Closed on
Jan 7, 2026
Sold by
Wallace Allen W
Bought by
Smith Ashley
Seller's Agent
David Pennington
Century 21 Pinnacle
Buyer's Agent
Deanna Applegate
CENTURY 21 Advantage Realty
List Price
$183,000
Sold Price
$155,000
Premium/Discount to List
-$28,000
-15.3%
Views
63

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.65%
Original Mortgage
$6,700
Outstanding Balance
$6,700
Interest Rate
6.23%
Mortgage Type
New Conventional
Estimated Equity
$152,454
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $155,000 Land Group Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $6,700 New Conventional
Open $152,192 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/07/2026 01/07/26 Sold $155,000 -8.8% $120 / Sq Ft
12/07/2025 12/07/25 Pending -- -- --
12/02/2025 12/02/25 Price Changed $169,900 -5.6% $131 / Sq Ft
09/29/2025 09/29/25 Price Changed $179,900 -1.7% $139 / Sq Ft
08/28/2025 08/28/25 For Sale $183,000 -- $141 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $571 $97,000 $0 $0
2024 $596 $97,000 $0 $0
2023 $230 $63,900 $0 $0
2022 $297 $63,900 $0 $0
2021 $315 $63,900 $0 $0
2020 $299 $62,000 $0 $0
2019 $281 $60,000 $0 $0
2018 $298 $60,000 $0 $0
2017 $292 $60,000 $0 $0
2016 $293 $60,000 $0 $0
2015 $287 $23,100 $0 $0
2014 $207 $60,000 $0 $0
2012 $207 $50,000 $50,000 $0
Source: Public Records

Agents Affiliated with this Home

  • D

    Seller's Agent in 2026

    David Pennington

    Century 21 Pinnacle

  • R

    Seller Co-Listing Agent in 2026

    Rachel Cassetta

    Century 21 Pinnacle

  • Deanna Applegate

    Buyer's Agent in 2026

    Deanna Applegate

    CENTURY 21 Advantage Realty

    (859) 623-1900

    17 in this area

    93 Total Sales

    Deanna Applegate
    Section Image

  • D

    Buyer's Agent in 2026

    Deanna Tyler

    Century 21 Pinnacle

See All Agents

Map

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 25019158

ImagineMLS (Bluegrass REALTORS®)

APN: B007-0009-0029

Kentucky Madison County Berea 40403

120 Phillips St, Berea, KY

Sold

Detached

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ImagineMLS (Bluegrass REALTORS®) The information is being provided by LBAR Multiple Listing Service. Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 LBAR Multiple Listing Service. All Rights Reserved.

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