$2,350,000

Estimated payment $12,920/month

Total Views 3,364
5 Beds
5 Baths
3,878 Sq Ft
$606 Price per Sq Ft

Highlights

  • 110 Feet of Waterfront
  • Docks
  • In Ground Pool
  • Fruit Cove Middle School Rated A
  • Boat Lift
  • River View

About This Home

Welcome to 120 Rustic Oaks Lane - a generational estate where the days are filled with the comfort and conveniences of home and every evening is a blank canvas waiting to be painted with the most vibrant colors of sunsets over the wide waters of the St. Johns River. This two-story, stately four-sided brick home is a boater's paradise, nestled on 1.25 acres of beautifully landscaped land with 110 feet of river frontage.
Through the upgraded double front doors and entry tower, you are immediately drawn outside to the pool and river, as this home was designed to maximize the views. A large entry foyer is highlighted by high ceilings, large chandelier and an enchanting curved staircase with iron spindles. The main level is the perfect place for large gatherings with the central Great Room features a two story wall of windows, custom fireplace, and custom built-ins. The gourmet kitchen has been updated to include quartzite countertops, glass tile backsplash, large cooking and eating island eat-in dining area, new stainless-steel appliances, and of course - a mesmerizing view of the pool and river from the large sink. Around the corner from the kitchen, a large flex room complete with French doors is yours to customize to your needs - a large home office, formal dining room, playroom, or a second den/media room. Adjacent powder room and a customized drop zone with loads of storage complete this wing of the main level. The opposite wing downstairs provides a main level primary suite, complete with en-suite bath, dedicated zoned temperature control and access out to the large screened lanai for more expansive river views. Up the grand staircase, you will find two spacious secondary bedrooms with shared bath and lovely views of the river and property. A wide upstairs balcony boasts sweeping views of the main level and out to the water. The large laundry room provides all the space you will need and is pre-plumbed for a future laundry sink. The main Primary Suite expands the entire wing of this upper level and is highlighted by a wall of windows and water vistas for days, bath with dual vanities, jetted garden tub, walk in shower, and large custom closet. Even more living space abounds over the 3-car garage, with a large finished room, closet, and powder room - the perfect space for a 5th bedroom, overflow guest space, music/band space, and much more. Speaking of the garage - in addition to 3 cars with one bay deep enough to store a 22 ft trailered boat, you will find loads of storage and workshop space.
Stepping outside, there is something for everyone! Centrally located in the backyard is the stunning salt-water pool with paver deck - perfect for floating on warm summer day, watching the Spanish moss sway from the stately oaks. Imagine smore's nights outside at the firepit overlooking the river - just bring your Adirondack chairs! A new seawall provides peace of mind protection for the property. Ready for fun boat days?! Take a stroll out on the dock (don't forget to say hi to the manatees!) out to the covered boatlift area, where you will always have deep water access! Venture to Black Creek in 15 minutes, Doctors Lake in 20 minutes, and the deep blue water in just over an hour! An added bonus is this property is high and dry X flood zone, so no lender flood insurance required!
This custom home features 2 by 6 construction, thick drywall, custom cabinetry, pre-planned and wired for central vac, and custom touches throughout with built-in bookcase, niches and upgraded millwork. Current owners have updated many of the systems of this home, including new roof, well and septic updates, new pool equipment, a whole home water treatment system with reverse osmosis and much more - please ask to see full list of updates and upgrades!
Located in the desirable Fruit Cove area in St. Johns County with easy access to shopping, grocery, medical and A-rated schools, this premium waterfront paradise is waiting for you to fill its walls with your memories, one sunset at a time!

Listing Agent

KIMBERLY ROBERTSON

KELLER WILLIAMS ST JOHNS License #3488418 Listed on: 08/16/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $334

Year Built

  • Built in 2003

Lot Details

  • 1.25 Acre Lot
  • 110 Feet of Waterfront
  • Home fronts navigable water
  • River Front
  • Street terminates at a dead end
  • East Facing Home
  • Wood Fence
  • Chain Link Fence
  • Many Trees
  • Zoning described as Recreational

Parking

  • 3 Car Garage
  • Garage Door Opener
  • Guest Parking
  • Additional Parking

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 3,878 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Central Vacuum
  • Furnished or left unfurnished upon request
  • Built-In Features
  • Vaulted Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Entrance Foyer
  • River Views
  • Smart Thermostat

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Breakfast Bar
  • Double Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • Jack-and-Jill Bathroom
  • In-Law or Guest Suite
  • Separate Shower in Primary Bathroom
  • Soaking Tub

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Pool

  • In Ground Pool
  • Saltwater Pool

Outdoor Features

  • Boat Lift
  • Docks
  • Covered Patio or Porch
  • Fire Pit

Additional Homes

  • Accessory Dwelling Unit (ADU)

Schools

  • Julington Creek Elementary School
  • Fruit Cove Middle School
  • Creekside High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Well
  • Electric Water Heater
  • Water Softener is Owned
  • Septic Tank

Community Details

  • No Home Owners Association
  • Fruit Cove Terrace Subdivision
  • Electric Vehicle Charging Station

Listing and Financial Details

  • Assessor Parcel Number 0071100000

Home Details

Home Type

Single Family

Est. Annual Taxes

$334

Year Built

Built in 2003

Lot Details

1.25 Acres

Parking

3

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 2
  • Year Built: 2003
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 1.25
  • Road Surface Type: Concrete
  • Subdivision Name: Fruit Cove Terrace
  • Architectural Style: Traditional
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • General Property Information Accessibility Features YN2: No
  • General Property Information Water Frontage Feet: 110
  • General Property Information Accessory Dwelling Unit YN: Yes
  • General Property Information:Pool Private YN: Yes
  • General Property Information Homestead YN: Yes
  • Fencing:Fencing: Chain Link, Wood
  • SourceMLSURL: https://sourcemls.org/api/v1/eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.eyJTb3VyY2VTeXN0ZW1JRCI6Ik0wMDAwMDE0MSIsIkxpc3RpbmdJRCI6IjIxNjAzOTkiLCJTdGFuZGFyZFN0YXR1cyI6IkFjdGl2ZSIsIk1vZGlmaWNhdGlvblRpbWVzdGFtcCI6IjIwMjYtMDgtMTZUMjM6MzY6MDQuMDAwWiIsIkxpY2Vuc2VlSUQiOiJvYXV0aDJfMjczNzciLCJMaWNlbnNlZU5hbWUiOiJUZW4tWCJ9.Vvdcx6AspPo75IN97JDQSjLPHQd6TvYD2ZPIv4IO2rM/badge
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Breakfast Bar, Built-in Features, Ceiling Fan(s), Central Vacuum, Entrance Foyer, Eat-in Kitchen, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Primary Bathroom - Shower No Tub, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Breakfast Nook, Guest Suite, Jack and Jill Bath
  • Major Appliances: Dryer, Double Oven, Dishwasher, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
  • Furnished: Negotiable
  • Full Bathrooms: 3
  • Half Bathrooms: 2
  • Total Bedrooms: 5
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Wood
  • Living Area: 3878.0

Exterior Features

  • Waterfront: Yes
  • Exterior: Dock, Fire Pit, Boat Lift
  • Roof: Shingle
  • Lot Features: Many Trees, Dead End Street
  • Pool Features: In Ground, Salt Water
  • Pool Private: Yes
  • View: River, Water
  • Waterfront Features: Navigable Water, River Front
  • Construction Type: Frame, Brick
  • Direction Faces: East
  • Other Structures: Shed(s)
  • Patio And Porch Features: Covered, Patio, Rear Porch, Screened

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 3.0
  • Parking Features:Parking Features: Additional Parking, Detached, Electric Vehicle Charging Station(s), Garage, Garage Door Opener, Guest

Utilities

  • Utilities: Cable Available, Electricity Connected
  • Laundry Features: Electric Dryer Hookup, Upper Level, Washer Hookup
  • Cooling: Central Air, Electric, Multi Units, Zoned
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Well
  • Heating:Heating: Central, Electric, Zoned

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Elementary School: Julington Creek
  • High School: Creekside
  • Middle Or Junior School: Fruit Cove

Lot Info

  • Current Use: Residential, Single Family
  • Lot Size Sq Ft: 54450.0
  • Parcel #: 0071100000
  • Zoning Description: Recreational

Tax Info

  • Tax Annual Amount: 334.0
  • Tax Year: 2025

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $334 $995,831
2025 $11,304 $969,650
2024 $11,304 $942,323
2023 $11,304 $914,877 $0 $0
2022 $11,623 $929,014 $0 $0
2021 $9,777 $725,567 $0 $0
2020 $9,409 $728,205 $0 $0
2019 $9,620 $711,833 $0 $0
2018 $9,806 $717,489 $0 $0
2017 $9,804 $704,071 $413,600 $290,471
2016 $10,161 $708,212 $0 $0
2015 $10,655 $745,803 $0 $0
2014 $10,704 $745,942 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/16/2026 08/16/26 For Sale $2,350,000 +74.1% $606 / Sq Ft
12/17/2023 12/17/23 Off Market $1,350,000 -- --
10/04/2022 10/04/22 Sold $1,350,000 -12.9% $348 / Sq Ft View Prior Sale
09/14/2022 09/14/22 Pending -- -- --
08/19/2022 08/19/22 For Sale $1,550,000 -- $400 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $1,350,000 Marsh Landing Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $1,350,000 VA
Source: Public Records

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2160399

realMLS (Northeast Florida Multiple Listing Service)

APN: 007110-0000

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