NOT LISTED FOR SALE

12014 Matthew Martin Ln Charlotte, NC 28216

Mountain Island Neighborhood

Estimated Value: $605,000 - $656,000

4 Beds
2.5 Baths
2,412 Sq Ft
$259/Sq Ft Est. Value

Sale Details

Date Sold: November 13, 2025

Last sale price $609,900 $253 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $3,894 / mo

2 Days on Market

Highlights

  • Access To Lake
  • Clubhouse
  • Private Lot
  • RV or Boat Storage in Community
  • Deck
  • Wooded Lot

About This Home

As of November 2025

Beautiful 2 story home in sought after Overlook at Mountain Island Lake neighborhood! The neighborhood where Charlotte meets nature. Lake community with all of the amenities. Amenities include clubhouse, pool, 2 playgrounds, soccer field, tennis courts, pickleball courts, volleyball court, basketball court, sidewalks, picnic area, kayak storage, boat/rv storage, and boat launch. Neighborhood is across from Harris Teeter shopping center, Corning Headquarters, Outback, Johnny Brusco's, Zaxby's, Jersey Mike's, Margarita's, Go Health Urgent Care, Chase Bank, and so much more. Less than 2 miles from the Emergency Room. Convenient location to 485. 15 minutes from Charlotte Douglas airport. 15 minutes from Northlake Mall. 20-25 minutes from uptown. Home features wood floors throughout downstairs and owner's suite. Downstairs features crown molding, plantation shutters, and wainscoting. Owner's suite features crown molding and walk-in closet with custom closet storage. Master bath features seamless glass shower, garden tub, tile floor, tile shower, dual flush toilet, double sinks, and plantation shutters. 2nd bath features tile floors and tile shower. Kitchen features granite counter tops and tile backsplash. Dishwasher was replaced in late 2022 or early 2023. Kitchen faucet replaced in 2024. One secondary bedroom features custom closet storage. Hot water heater replaced in 2023. Gutters replaced in late 2023 or early 2024. Keyless entry front door. Back door replaced in September 2025. Back deck freshly painted summer 2025. Garage door with camera and keyless entry pad. Ring doorbell. Ring floodlights. Smart thermostats. Encapsulated crawl space with dehumidifier. 2 HVAC systems. Fenced backyard. Second Refrigerator in garage will remain with the home as well as refrigerator in the kitchen. Owner is Licensed NC Realtor.

Last Agent to Sell the Property

Ashley Harper

Better Homes and Gardens Real Estate Paracle Brokerage Email: aharper@paraclerealty.com Listed on: 10/09/2025

Better Homes and Gardens Real Estate Paracle

Last Buyer's Agent

Jean Penner

Maultsby Realty Group License #313613

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Year Built

  • Built in 1998

Lot Details

  • Back Yard Fenced
  • Private Lot
  • Wooded Lot
  • Property is zoned R5

HOA Fees

  • $140 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Architectural Shingle Roof
  • Four Sided Brick Exterior Elevation

Interior Spaces

  • 2-Story Property
  • Crown Molding
  • Ceiling Fan
  • Wood Burning Fireplace
  • Plantation Shutters
  • Pocket Doors
  • Living Room with Fireplace
  • Crawl Space
  • Fire and Smoke Detector

Kitchen

  • Built-In Self-Cleaning Oven
  • Electric Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Dual Flush Toilets
  • Soaking Tub

Laundry

  • Laundry Room
  • Laundry on main level
  • Electric Dryer Hookup

Accessible Home Design

  • More Than Two Accessible Exits

Outdoor Features

  • Access To Lake
  • Deck
  • Fire Pit

Schools

  • Mountain Island Lake Academy Elementary And Middle School
  • Hopewell High School

Utilities

  • Multiple cooling system units
  • Central Air
  • Vented Exhaust Fan
  • Heating System Uses Natural Gas
  • Underground Utilities
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 023-183-22

Community Details

Overview

  • Braeseal Association, Phone Number (704) 847-3507
  • Overlook Subdivision
  • Mandatory home owners association

Amenities

  • Picnic Area
  • Clubhouse

Recreation

  • RV or Boat Storage in Community
  • Tennis Courts
  • Pickleball Courts
  • Sport Court
  • Indoor Game Court
  • Community Playground
  • Community Pool
  • Trails

Home Details

Home Type

Single Family

Year Built

Built in 1998

Lot Details

0.5 Acres

HOA Fees

$140 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1998
  • Restrictions: Subdivision
  • Special Assessment Yn: 0
  • Proposed Special Assessment Yn: 0
  • Road Surface Type: Concrete, Paved
  • Unit Levels: Two
  • Ratio CurrentPrice/TotalPropertyHLA: 252.86
  • Geocode Confidence: High
  • Attribution Contact: aharper@paraclerealty.com
  • Special Features: None

Interior Features

  • Foundation Details: Crawl Space
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Wood
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1106
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Main: 470
  • Sq Ft Unheated Total: 470
  • Sq Ft Upper: 1306
  • Appliances: Dishwasher, Disposal, Dual Flush Toilets, Electric Cooktop, Electric Oven, Exhaust Fan, Gas Water Heater, Microwave, Refrigerator, Refrigerator with Ice Maker, Self Cleaning Oven, Wall Oven
  • Above Grade Finished Sq Ft: 2412
  • Accessibility Features: Two or More Access Exits
  • Has Basement: Other
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Door Features: Pocket Doors
  • Fireplace Features: Fire Pit, Living Room, Wood Burning
  • Living Area: 2412
  • Bedroom Main: 0

Exterior Features

  • Exterior Features: Other - See Remarks
  • New Construction: No
  • Roof: Architectural Shingle
  • Construction Type: Site Built
  • Fencing: Back Yard, Fenced
  • Water Body Name: Mountain Island Lake
  • Waterfront Features: Other - See Remarks
  • Construction Type: Brick Full
  • Patio And Porch Features: Deck

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Side

Utilities

  • Heating: Natural Gas
  • Sewer: Public Sewer
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Main Level
  • Security: Smoke Detector(s)
  • Cooling: Ceiling Fan(s), Central Air, Electric, Multi Units
  • Utilities: Electricity Connected, Natural Gas, Underground Utilities
  • Water Source: City

Condo/Co-op/Association

  • Community Features: Boat Storage, Clubhouse, Game Court, Lake Access, Outdoor Pool, Pickleball, Picnic Area, Playground, RV Storage, Sidewalks, Sport Court, Street Lights, Tennis Court(s), Walking Trails, Other
  • Association Fee: 1675.3
  • Association Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: Braeseal
  • Phone: 704-847-3507
  • Association: Yes

Association/Amenities

  • Association Annual Expense: 1675.30

Schools

  • Middle Or Junior School: Mountain Island Lake Academy
  • HOA Subject To: Required

Lot Info

  • Lot Features: Private, Wooded
  • Lot Size Units: Acres
  • Parcel Number: 023-183-22
  • Additional Parcels: No
  • Zoning Specification: R5

MLS Schools

  • Elementary School: Mountain Island Lake Academy
  • High School: Hopewell

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 9, 2025
Closed on
Nov 13, 2025
Sold by
Bought by
Seller's Agent
Ashley Harper
Better Homes and Gardens Real Estate Paracle
Buyer's Agent
Jean Penner
Maultsby Realty Group
List Price
$609,900
Sold Price
$609,900
Views
5
Current Estimated Value
$623,925

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$14,025
Avg. Annual Appreciation
3.21%
Original Mortgage
$609,900
Interest Rate
6.34%
Mortgage Type
VA

Purchase Details

Closed on
Aug 13, 2021
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$396,000
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 1, 1998
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$198,705
Interest Rate
6.37%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 7, 1997
Sold by
Bought by
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Mountain Island, NC

  • Martha Mendoza Borgese Real Estate Agent - ERA Live Moore

    Martha Mendoza Borgese

    ERA Live Moore

    (980) 414-0556

    135 Total Sales

    1 in Mountain Island

    $626,500 Price

    Martha Mendoza Borgese
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  • Jules King Real Estate Agent - NextHome Choice Realty

    Jules King

    NextHome Choice Realty

    (980) 890-6853

    99 Total Sales

    1 in Mountain Island

    $200,000 Price

    Jules King
     Section Image
  • Jake Meinberg Real Estate Agent - Costello Real Estate and Investments LLC

    Jake Meinberg

    Costello Real Estate and Investments LLC

    (980) 385-4790

    221 Total Sales

    1 in Mountain Island

    $345,000 Price

    Jake Meinberg
     Section Image
  • Jana Joy Real Estate Agent - Premier South

    Jana Joy

    Premier South

    (980) 949-0715

    105 Total Sales

    1 in Mountain Island

    $475,500 Price

    Jana Joy
     Section Image
  • Sarah Rutkowski Real Estate Agent - RE/MAX Executive

    Sarah Rutkowski

    RE/MAX Executive

    (980) 580-8528

    85 Total Sales

    1 in Mountain Island

    $415,000 Price

    Sarah Rutkowski
     Section Image
  • Alison Alston Real Estate Agent - EXP Realty LLC Ballantyne

    Alison Alston

    EXP Realty LLC Ballantyne

    (267) 394-9909

    539 Total Sales

    2 in Mountain Island

    $315K - $355K Price Range

    Alison Alston
     Section Image
See All Agents

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$610,000 Morehead Title
$483,000 None Available
$235,000 --
$39,500 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Closed $609,900
Previous Owner $60,594
Previous Owner $396,000
Previous Owner $204,600
Previous Owner $219,992
Previous Owner $198,705
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
11/13/2025 11/13/25 Sold $609,900 0.0% $253 / Sq Ft
10/12/2025 10/12/25 Pending -- -- --
10/09/2025 10/09/25 For Sale $609,900 -- $253 / Sq Ft
Source: Canopy MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,900 $485,800 $140,000 $345,800
2024 $3,832 $485,800 $140,000 $345,800
2023 $3,832 $485,800 $140,000 $345,800
2022 $3,656 $365,800 $125,000 $240,800
2021 $3,530 $365,800 $125,000 $240,800
2020 $3,637 $365,800 $125,000 $240,800
2019 $3,622 $365,800 $125,000 $240,800
2018 $3,578 $267,100 $90,000 $177,100
2017 $3,520 $267,100 $90,000 $177,100
2016 $3,511 $267,100 $90,000 $177,100
2015 $3,499 $267,100 $90,000 $177,100
2014 $3,493 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • A

    Seller's Agent in 2025

    Ashley Harper

    Better Homes and Gardens Real Estate Paracle

    (910) 228-7018

    1 in this area

    1 Total Sale

    Ashley Harper
    Section Image

  • J

    Buyer's Agent in 2025

    Jean Penner

    Maultsby Realty Group

    (704) 641-9954

    2 in this area

    15 Total Sales

    Jean Penner
    Section Image
See All Agents

Map

Source: Canopy MLS

MLS Number: 4310611

Canopy MLS

APN: 023-183-22

North Carolina Mecklenburg County Charlotte 28216 Mountain Island

12014 Matthew Martin Ln, Charlotte, NC

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Canopy MLS All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
Listings courtesy of Canopy MLS as distributed by MLS GRID

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