$143,100
SOLD FEB 14, 2025
3 Beds
1 Bath
966 Sq Ft
4,000 Sq Ft Lot

Recently Sold

$148 Per Sq Ft

13% Below List Price

54 Days on Market

Highlights

  • Wood Flooring
  • Open to Family Room
  • Porch
  • 1 Car Detached Garage
  • Country Kitchen
  • Open Patio

About This Home

As of February 2025

Welcome to 1206 Oak Street, a charming home nestled in the heart of Utica, NY! This inviting property offers a convenient, spacious layout, with plenty of warm, natural light streaming into each room. A highlight of the home is the new, beautifully renovated bathroom, complete with new plumbing. This property also boasts a full basement, offering plenty of storage or potential for additional living space, and a detached garage. One of the unique advantages of this home is its assumable mortgage, giving potential buyers an incredible opportunity to secure excellent terms and a LOW interest rate. Located in a friendly neighborhood, close to parks, public schools, Utica University, shopping and the arts and brewery district, this home is perfect for anyone looking for a comfortable and convenient lifestyle. Don't miss out on this meticulously maintained and rare find - schedule a showing today!

Last Agent to Sell the Property

Emily Wilton

Listing by Galligan Associates Inc License #10401359520 Listed on: 10/11/2024

Last Buyer's Agent

Omar Knight

Listing by River Hills Properties LLC Barn License #10401315208

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,349

Year Built

  • Built in 1920

Lot Details

  • 4,000 Sq Ft Lot
  • Lot Dimensions are 40x100

Parking

  • 1 Car Detached Garage
  • Driveway

Home Design

  • Block Foundation
  • Vinyl Siding

Interior Spaces

  • 966 Sq Ft Home
  • 1-Story Property
  • Family Room
  • Laundry Room

Kitchen

  • Country Kitchen
  • Open to Family Room
  • Convection Oven
  • Electric Cooktop

Flooring

  • Wood
  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Outdoor Features

  • Open Patio
  • Porch

Utilities

  • Forced Air Heating System
  • Heating System Uses Gas
  • Gas Water Heater

Listing and Financial Details

  • Tax Lot 17
  • Assessor Parcel Number 301600-318-054-0002-017-000-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,349

Year Built

Built in 1920

Lot Details

0

Parking

1

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1920
  • ResoLaundryFeatures: In Basement
  • Lot Features: Residential Lot
  • Road Frontage Type: City Street
  • Directions: From Route 12 South, right onto Oswego Street, right onto City Street, left onto Oak Street, 1206 Oak Street is on the right hand side of the street
  • Architectural Style: Two Story
  • Flooring: Carpet, Hardwood, Laminate, Varies
  • Garage Yn: Yes
  • Interior Features: Country Kitchen, Kitchen/Family Room Combo
  • Year Built Details: Existing
  • ResoBuildingAreaSource: PublicRecords
  • Special Features: VirtualTour

Interior Features

  • Appliances: Convection Oven, Electric Cooktop, Gas Water Heater, Refrigerator
  • Basement: Full
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Stories: 1

Exterior Features

  • Acres: 0.0918
  • Waterfront: No
  • Construction Type: Vinyl Siding
  • Exterior Features: Blacktop Driveway
  • Foundation Details: Block
  • Patio And Porch Features: Open, Porch

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Parking Features: Detached, Garage

Utilities

  • Heating: Gas, Forced Air
  • HeatingYN: Yes
  • Utilities: Sewer Connected, Water Connected
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Utica

Lot Info

  • Parcel Number: 301600-318-054-0002-017-000-0000
  • Lot Dimensions: 40X100
  • Lot Size Sq Ft: 4000.0
  • ResoLotSizeUnits: Acres
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 2349.0
  • Tax Lot: 17

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Apr 27, 2015
Sold by
Libich Maryann
Bought by
Josker Adam
Current Estimated Value
$143,829

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$52,236
Outstanding Balance
$39,530
Interest Rate
3.87%
Mortgage Type
FHA
Estimated Equity
$104,299

Purchase Details

Closed on
Feb 20, 2001
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $50,000 --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $52,236 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/14/2025 02/14/25 Sold $143,100 -3.0% $148 / Sq Ft
12/04/2024 12/04/24 Pending -- -- --
11/05/2024 11/05/24 Price Changed $147,500 -10.6% $153 / Sq Ft
10/11/2024 10/11/24 For Sale $164,900 -- $171 / Sq Ft
Source: Mid New York Regional MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,178 $38,300 $9,000 $29,300
2023 $817 $38,300 $9,000 $29,300
2022 $1,055 $38,300 $9,000 $29,300
2021 $1,045 $38,300 $9,000 $29,300
2020 $977 $38,300 $9,000 $29,300
2019 $460 $38,300 $9,000 $29,300
2018 $1,520 $38,300 $9,000 $29,300
2017 $1,486 $38,300 $9,000 $29,300
2016 $2,035 $38,300 $9,000 $29,300
2015 -- $38,300 $9,000 $29,300
2014 -- $38,300 $9,000 $29,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Mid New York Regional MLS

MLS Number: S1571180

Mid New York Regional MLS

APN: 318-054-0002-017-000-0000