121 Fern Loop Lake Lure, NC 28746
Estimated payment $3,856/month
Highlights
- Golf Course Community
- Access To Lake
- RV or Boat Storage in Community
- Community Cabanas
- Fitness Center
- Gated Community
About This Home
RARE INVESTMENT OPPORTUNITY-Welcome to Captain’s Quarters, a spacious home located inside the gated community of Rumbling Bald on Lake Lure offering a great rental opportunity with 38 days already booked for 2026! This well-established rental property provides immediate income potential while also offering the option to enjoy as a personal mountain retreat now or in the future.
This large home features multiple bedrooms, generous living spaces, and expansive decking perfect for relaxing and enjoying the peaceful mountain setting with beautiful mountain views. With three decks, there is plenty of space to relax, entertain, and enjoy the peaceful setting and fresh mountain air. The layout and location are ideal for guests and gatherings, making it a popular choice for vacation renters seeking the Rumbling Bald lifestyle.
Located just minutes from Rumbling Bald’s amenities, including golf courses, indoor and outdoor pools, private beach access on Lake Lure, wellness center, restaurants, and outdoor activities, this property offers year-round appeal.
Whether you are looking for an investment property with current bookings in place or a home you can enjoy yourself later, Captain’s Quarters offers the best of both worlds — income potential now and mountain living in the future! .
Listing Agent
Rumbling Bald Real Estate Brokerage Email: dcates@rumblingbald.com License #325088 Listed on: 03/29/2026
Home Details
Home Type
- Single Family
Year Built
- Built in 2003
Lot Details
- 27,443 Sq Ft Lot
- Paved or Partially Paved Lot
- Property is zoned R-3
HOA Fees
- $414 Monthly HOA Fees
Parking
- Driveway
Home Design
- Slab Foundation
- Hardboard
Interior Spaces
- 2-Story Property
- Gas Log Fireplace
- Family Room with Fireplace
- Mountain Views
Kitchen
- Gas Range
- Microwave
- Dishwasher
Flooring
- Wood
- Tile
- Vinyl
Bedrooms and Bathrooms
Laundry
- Laundry Room
- Washer and Dryer
Accessible Home Design
- More Than Two Accessible Exits
Outdoor Features
- Access To Lake
- Balcony
- Deck
- Patio
- Wrap Around Porch
Schools
- Lake Lure Classical Academy Elementary And Middle School
- Lake Lure Classical Academy High School
Utilities
- Central Air
- Heat Pump System
- Underground Utilities
- Propane
- Community Well
- Septic Tank
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 232198
Community Details
Overview
- Ar@Rumblingbald.Com Association
- Rumbling Bald On Lake Lure Subdivision
- Mandatory home owners association
Amenities
- Sauna
- Clubhouse
Recreation
- RV or Boat Storage in Community
- Golf Course Community
- Tennis Courts
- Pickleball Courts
- Indoor Game Court
- Recreation Facilities
- Community Playground
- Fitness Center
- Community Cabanas
- Community Indoor Pool
- Putting Green
- Dog Park
- Trails
Security
- Gated Community
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,147 | $505,800 | $100,000 | $405,800 |
| 2024 | $41 | $505,800 | $100,000 | $405,800 |
| 2023 | $3,288 | $505,800 | $100,000 | $405,800 |
| 2022 | $3,288 | $291,000 | $50,000 | $241,000 |
| 2021 | $3,290 | $291,000 | $50,000 | $241,000 |
| 2020 | $2,967 | $291,000 | $50,000 | $241,000 |
| 2019 | $2,785 | $291,000 | $50,000 | $241,000 |
| 2018 | $2,263 | $234,000 | $40,000 | $194,000 |
| 2016 | $2,066 | $234,000 | $40,000 | $194,000 |
| 2013 | -- | $234,000 | $40,000 | $194,000 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 03/29/2026 03/29/26 | For Sale | $575,000 | -- | $241 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | None Available | |
| Warranty Deed | $272,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $173,774 | Purchase Money Mortgage |
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4357970
APN: 232198
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Based on information submitted to the MLS GRID
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Ask me questions while you tour the home.