121 Fern Loop Lake Lure, NC 28746
Lake Lure AreaEstimated payment $3,917/month
Highlights
- Golf Course Community
- Access To Lake
- RV or Boat Storage in Community
- Community Cabanas
- Fitness Center
- Gated Community
About This Home
RARE INVESTMENT OPPORTUNITY IN LAKE LURE NC- Welcome to Captain's Quarters, a spacious mountain retreat located inside the gated community of Rumbling Bald on Lake Lure, with 38 days already booked for 2026, providing immediate income potential. Whether you're seeking a proven vacation rental, a second home, or a future primary residence, this property offers exceptional flexibility. Designed to maximize both comfort and mountain views, the upper level features the main living area with a well-appointed kitchen, pantry, half bath, and a spacious primary suite complete with a private bath and walk-in closet. Step outside to the upper deck and enjoy beautiful views of Bald Mountain and the surrounding natural landscape. The lower level offers additional space for family and guests with two bedrooms, two bathrooms, a laundry area, and a separate living room, creating a private and functional guest or multi-generational living. Outdoor living is a true highlight, featuring a covered lower porch, a spacious side deck, and an expansive covered rear deck connecting to the upper living area. Above it all, a private observation deck (widow's walk) provides a unique vantage point to take in breathtaking mountain views and the peaceful serenity that makes Western North Carolina so special. Located just a short golf cart ride from Rumbling Bald's renowned amenities, including championship golf courses, indoor and outdoor pools, private Lake Lure beach access, wellness center, restaurants, hiking trails, and outdoor recreation, this property offers year-round appeal. For buyers considering a future move to the mountains, Captain's Quarters presents a unique opportunity to generate rental income and build ownership equity today while enjoying an established rental history and existing bookings. Continue operating it as a successful vacation rental while it helps offset ownership costs, then transition it into your full-time residence, retirement home, or personal mountain getaway when the time is right. This is an opportunity to invest in your future while enjoying income-producing potential from day one.
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Listing Agent
Rumbling Bald Real Estate Brokerage Email: dcates@rumblingbald.com License #325088 Listed on: 03/29/2026
Home Details
Home Type
- Single Family
Year Built
- Built in 2003
Lot Details
- 27,443 Sq Ft Lot
- Paved or Partially Paved Lot
- Property is zoned R-3
HOA Fees
- $414 Monthly HOA Fees
Parking
- Driveway
Home Design
- Slab Foundation
- Hardboard
Interior Spaces
- 2-Story Property
- Gas Log Fireplace
- Family Room with Fireplace
- Mountain Views
Kitchen
- Gas Range
- Microwave
- Dishwasher
Flooring
- Wood
- Tile
- Vinyl
Bedrooms and Bathrooms
Laundry
- Laundry Room
- Washer and Dryer
Accessible Home Design
- More Than Two Accessible Exits
Outdoor Features
- Access To Lake
- Balcony
- Deck
- Patio
- Wrap Around Porch
Schools
- Lake Lure Classical Academy Elementary And Middle School
- Lake Lure Classical Academy High School
Utilities
- Central Air
- Heat Pump System
- Underground Utilities
- Propane
- Community Well
- Septic Tank
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 232198
Community Details
Overview
- Ar@Rumblingbald.Com Association
- Rumbling Bald On Lake Lure Subdivision
- Mandatory home owners association
Amenities
- Sauna
- Clubhouse
Recreation
- RV or Boat Storage in Community
- Golf Course Community
- Tennis Courts
- Pickleball Courts
- Indoor Game Court
- Recreation Facilities
- Community Playground
- Fitness Center
- Community Cabanas
- Community Indoor Pool
- Putting Green
- Dog Park
- Trails
Security
- Gated Community
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,147 | $505,800 | $100,000 | $405,800 |
| 2024 | $41 | $505,800 | $100,000 | $405,800 |
| 2023 | $3,288 | $505,800 | $100,000 | $405,800 |
| 2022 | $3,288 | $291,000 | $50,000 | $241,000 |
| 2021 | $3,290 | $291,000 | $50,000 | $241,000 |
| 2020 | $2,967 | $291,000 | $50,000 | $241,000 |
| 2019 | $2,785 | $291,000 | $50,000 | $241,000 |
| 2018 | $2,263 | $234,000 | $40,000 | $194,000 |
| 2016 | $2,066 | $234,000 | $40,000 | $194,000 |
| 2013 | -- | $234,000 | $40,000 | $194,000 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/22/2026 06/22/26 | Pending | -- | -- | -- |
| 03/29/2026 03/29/26 | For Sale | $575,000 | -- | $241 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | None Available | |
| Warranty Deed | $272,000 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $173,774 | Purchase Money Mortgage |
Source: Canopy MLS
MLS Number: 4357970
APN: 232198
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Based on information submitted to the MLS GRID
Listings courtesy of Canopy MLS as distributed by MLS GRID
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