NOT LISTED FOR SALE

121 White Oak Bluff Rd Stella, NC 28582

Stella Neighborhood

Estimated Value: $407,216 - $462,000

3 Beds
2.5 Baths
1,809 Sq Ft
$245/Sq Ft Est. Value

Sale Details

Date Sold: May 17, 2023

Last sale price $360,000 $199 Per Sq Ft

Est. 23% increase in value since last sale

Current estimated payment $2,584 / mo

18 Days on Market

Highlights

  • Waterfront Community
  • Community Boat Dock
  • River View
  • White Oak Elementary School Rated A-
  • Water Access
  • Deck

About This Home

As of May 2023

Price reduced and $5,000 use as you choose incentive! White Oak River view from this lovely home in White Oak Bluff. 3 bedrooms, 2.5 baths plus a bonus room above the 2 car garage. LVP flooring first floor and bath on second floor. Second floor carpet needs to be replaced with seller incentive. Kitchen features Quartz countertop, back splash, small pantry and french door from dining area to deck. Plenty of storage in the bonus room. Exterior features gutters with leaf filter, covered front porch and fire pit in back yard. Not only a floor covering allowance, seller will purchase a Home Warranty for buyer! Just across the street from the White Oak River with an amazing view. This waterfront community has a dock, boat ramp and picnic area for its residents.

Last Agent to Sell the Property

Gayle Riggs

Hurst Realty LLC License #202324 Listed on: 02/07/2023

Last Buyer's Agent

Linda Shingleton

CENTURY 21 Coastland Realty License #126140

CENTURY 21 Coastland Realty

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,181

Year Built

  • Built in 1997

Lot Details

  • 1,809 Sq Ft Lot
  • Lot Dimensions are 100x200x100x83

HOA Fees

  • $13 Monthly HOA Fees

Home Design

  • Wood Frame Construction
  • Architectural Shingle Roof
  • Vinyl Siding
  • Stick Built Home

Interior Spaces

  • 1,809 Sq Ft Home
  • 2-Story Property
  • Gas Log Fireplace
  • Combination Dining and Living Room
  • River Views
  • Crawl Space
  • Partially Finished Attic

Kitchen

  • Stove
  • Built-In Microwave
  • Dishwasher

Flooring

  • Carpet
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Walk-in Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • 2 Car Attached Garage
  • Driveway

Accessible Home Design

  • Accessible Bathroom
  • Accessible Ramps

Outdoor Features

  • Water Access
  • Deck
  • Shed
  • Porch

Schools

  • White Oak Elementary School
  • Broad Creek Middle School
  • Croatan High School

Utilities

  • Central Air
  • Heat Pump System
  • Propane
  • Well
  • Electric Water Heater
  • Water Softener
  • Fuel Tank
  • On Site Septic
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 536704512432000

Community Details

Overview

  • White Oak Bluff Subdivision
  • Maintained Community

Recreation

  • Community Boat Dock
  • Waterfront Community

Additional Features

  • Picnic Area
  • On-Site Manager or Management

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,181

Year Built

Built in 1997

Lot Details

1,809 Sq Ft Lot

HOA Fees

$13 per month

Listing Details

  • Property Type: A
  • Sub Type: Single Family Residence
  • Appliances Equipment: Dishwasher, Dryer, Microwave - Built-In, Refrigerator, Stove/Oven - Electric, Washer, Water Softener
  • Handicap Accessible: Bathroom
  • List Priceper Sq Ft: 218.35
  • New Construction: No
  • Prospect Exempt: No
  • Secondary Subdivision: N/A
  • Total Real Estate Property Taxes: 1181.00
  • Waterview: Yes
  • Year Built: 1997
  • Lot View Type: River View, Water View
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Attic: Floored - Partial
  • Dining Room Type: Combination
  • Fireplace: 1
  • Flooring: Carpet, LVT/LVP
  • Interior Amenities: 1st Floor Master, Gas Logs, Pantry, Walk-in Shower
  • Laundry Location: Room
  • Master Bedroom Level: Primary Living Area
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3.00
  • Bedrooms: 3
  • Sq Ft Heated: 1809.00
  • Stories: 2.0
  • Stories Levels: Two
  • Total Heated Primary Separate Sq Ft: 1809.00

Exterior Features

  • Exterior Finish: Vinyl Siding
  • Exterior Structures: Shed(s)
  • Fencing: None
  • Foundation: Crawl Space
  • Porch Balcony Deck: Deck, Porch
  • Road Type Frontage: Paved, Public (City/Cty/St)
  • Roof: Architectural Shingle
  • Waterfront: No

Garage/Parking

  • Attached Garage Spaces: 2.00
  • Total Garage Spaces: 2.00
  • Parking Driveway: On Site, Paved

Utilities

  • Cooling System: Central
  • Fuel Tank: Propane Above Ground
  • Fuel Tank Ownership: Leased
  • Heated Sq Ft: 1800 - 1999
  • Heating System: Heat Pump
  • Service Providers Electric Provider: Carteret-Craven Electric Cooperative
  • Utilities: Septic On Site, Well Water
  • Water Heater: Electric
  • Heating System Fuel Source: Electric

Association/Amenities

  • H O A: Yes
  • H O Aand Neighborhood Amenities: Boat Dock, Maint - Comm Areas, Management, Picnic Area, Ramp
  • H O A Association Fee1 Year: 150.00
  • H O A H O A1 Mgmt Company: White Oak Bluff HOA

Schools

  • Elementary School: White Oak Elementary
  • High School: Croatan
  • Middle School: Broad Creek

Lot Info

  • Cobra Zone: No
  • Deed Book: 1402
  • Deed Page: 123.00
  • Lot Acres: 0.46
  • Lot Description: See Remarks
  • Lot Dimensions: 100x200x100x83
  • Lot Sq Ft: 1809.00
  • Lot Water Features: Water Access Comm, Waterfront Comm
  • Zoning: R

Rental Info

  • Appointment Contact Name: Pat Zollars

Tax Info

  • Tax Identifier: 536704512432000
  • Tax Year: 2022

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 7, 2023
Closed on
May 16, 2023
Sold by
Zollars Patricia R
Bought by
Seller's Agent
Gayle Riggs
Hurst Realty LLC
Buyer's Agent
Linda Shingleton
CENTURY 21 Coastland Realty
List Price
$399,900
Sold Price
$360,000
Premium/Discount to List
-$39,900
-9.98%
Views
52
Current Estimated Value
$444,054

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$84,054
Avg. Annual Appreciation
6.54%
Original Mortgage
$324,000
Outstanding Balance
$311,558
Interest Rate
6.28%
Mortgage Type
New Conventional
Estimated Equity
$132,496

Purchase Details

Closed on
Mar 5, 2012
Sold by
Lawrence Gail L
Bought by
Zollars William F and Zollars Patricia R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$243,271
Interest Rate
4%
Mortgage Type
VA

Purchase Details

Closed on
Jun 9, 2006
Sold by
Sappenfield Rex W and Sappenfield Alexis A
Bought by
Lawrence Gail L
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Stella, NC

  • Nancy Harris Real Estate Agent - RE/MAX Ocean Properties EI

    Nancy Harris

    RE/MAX Ocean Properties EI

    (252) 659-4451

    31 Total Sales

    1 in Stella

    $385,000 Price

    Nancy Harris
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  • Julio Fuentes Real Estate Agent - Berkshire Hathaway HomeServices Carolina Premier Properties

    Julio Fuentes

    Berkshire Hathaway HomeServices Carolina Premier Properties

    (910) 839-7829

    54 Total Sales

    2 in Stella

    $305K - $347K Price Range

    Julio Fuentes
     Section Image
  • Anna Hurst Real Estate Agent - Bogue Banks Realty, Inc

    Anna Hurst

    Bogue Banks Realty, Inc

    (910) 406-6250

    55 Total Sales

    1 in Stella

    $309,999 Price

    Anna Hurst
     Section Image
  • Lois Hutchins Real Estate Agent - RE/MAX Elite Realty Group

    Lois Hutchins

    RE/MAX Elite Realty Group

    (910) 659-3678

    35 Total Sales

    3 in Stella

    $105K - $110K Price Range

    Lois Hutchins
     Section Image
  • Cynthia LaCorte Real Estate Agent - Coldwell Banker Sea Coast Advantage - Jacksonville

    Cynthia LaCorte

    Coldwell Banker Sea Coast Advantage - Jacksonville

    (910) 936-3765

    370 Total Sales

    12 in Stella

    $274K - $750K Price Range

    Cynthia LaCorte
     Section Image
  • Vanessa Justice Real Estate Agent - Justice Realty Group

    Vanessa Justice

    Justice Realty Group

    (252) 632-7968

    76 Total Sales

    9 in Stella

    $63K - $510K Price Range

    Vanessa Justice
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$360,000 None Listed On Document
Zollars William F $235,500 None Available
Lawrence Gail L $226,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $324,000
Previous Owner Zollars William F $203,549
Previous Owner Zollars William F $220,446
Previous Owner Zollars William F $243,271
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/17/2023 05/17/23 Sold $360,000 -8.9% $199 / Sq Ft
03/25/2023 03/25/23 Price Changed $395,000 -1.2% $218 / Sq Ft
03/24/2023 03/24/23 Pending -- -- --
03/08/2023 03/08/23 For Sale $399,900 +11.1% $221 / Sq Ft
03/06/2023 03/06/23 Off Market $360,000 -- --
03/06/2023 03/06/23 For Sale $399,900 -- $221 / Sq Ft
Source: Hive MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,319 $353,769 $76,175 $277,594
2024 $1,155 $211,497 $61,050 $150,447
2023 $1,223 $210,211 $61,050 $149,161
2022 $1,181 $210,211 $61,050 $149,161
2021 $1,181 $210,211 $61,050 $149,161
2020 $1,189 $210,211 $61,050 $149,161
2019 $1,095 $198,815 $44,400 $154,415
2017 $1,015 $198,815 $44,400 $154,415
2016 $936 $198,815 $44,400 $154,415
2015 $916 $198,815 $44,400 $154,415
2014 $1,121 $254,236 $89,675 $164,561
Source: Public Records

Agents Affiliated with this Home

  • Gayle Riggs Real Estate Agent - Hurst Realty LLC

    Seller's Agent in 2023

    Gayle Riggs

    Hurst Realty LLC

    (910) 389-0839

    9 in this area

    59 Total Sales

    Gayle Riggs
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  • LS

    Buyer's Agent in 2023

    Linda Shingleton

    CENTURY 21 Coastland Realty

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Map

Source: Hive MLS

MLS Number: 100368357

Hive MLS

APN: 5367.04.51.2432000

North Carolina Carteret County Stella 28582 Stella

121 White Oak Bluff Rd, Stella, NC

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Hive MLS The data relating to real estate on this web site comes in part from the Internet Data Exchange program of Hive MLS LLC. All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor Homesnap, Inc. shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. ©2026 Hive MLS LLC

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