12120 Elbert St Clermont, FL 34711
Estimated payment $7,886/month
Highlights
- 139 Feet of Chain of Lakes Waterfront
- Oak Trees
- Open Floorplan
- Boat Ramp
- Screened Pool
- Lake Privileges
About This Home
One or more photo(s) has been virtually staged. MARKET ADJUSTMENT!!! Expansive Clermont Chain of Lakes Lifestyle
Welcome to 12120 Elbert Street, a 4,437 SqFt (Property total footprint) DIRECT Clermont Chain Of Lakes, Lake Minnehaha residence. NO STREET in between home and Lake. This property offers a rare opportunity to live on one of Florida’s most celebrated waterways—the Clermont Chain of Lakes. Composed of 13 interconnected, navigable lakes, this extraordinary aquatic playground invites endless days of aquatic activity from Championship fishing, rowing, swimming, kayaking, paddle boarding, to sunrise and sunset enjoyment. From your own backyard you can explore miles of waterways, discover hidden coves, and enjoy direct access to waterfront dining and lively seasonal events.
Tucked lakeside, down a quiet shade lined cul-de-sac, your private retreat captures unforgettable sunrise views and the peaceful rhythm of waterfront living. Inside, expansive gathering areas flow to a Tennessee flagstone lined pool and spa overlooking Lake Minnehaha, while telescoping sliding doors frame the ever-changing scenery. Whether enjoying a leisurely morning cup of coffee, an afternoon of boating or hosting friends for an evening on the patio, every moment here celebrates a lifestyle defined by tranquility, recreation, and natural beauty.
Clermont itself is a destination of natural beauty and vibrant energy. Known for its rolling hills and elevated vistas, the area provides a striking backdrop rarely found in Florida. Clermont’s picturesque community features a thriving Historic District, scenic parks, and trails that draw visitors year-round. Beyond its unique landscape, Clermont has earned an international reputation as a world-class training center for elite athletes, including triathletes and Olympic competitors, who come to take advantage of the area’s terrain, pristine lakes, and temperate climate.
Discover why Clermont is treasured by locals and admired by visitors worldwide—an unparalleled combination of small-town charm, outdoor adventure, and breathtaking lakefront living awaits at 12120 Elbert Street. Home Warranty Provided by Seller at Time of closing.
Listing Agent
BONJORN REAL ESTATE Brokerage Phone: 352-394-2112 License #3513500 Listed on: 10/09/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,240
Year Built
- Built in 1984
Lot Details
- 21,920 Sq Ft Lot
- Lot Dimensions are 137x160
- 139 Feet of Chain of Lakes Waterfront
- Lake Front
- Cul-De-Sac
- Street terminates at a dead end
- West Facing Home
- Mature Landscaping
- Oversized Lot
- Oak Trees
- Property is zoned R-3
HOA Fees
- $13 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- Ground Level Parking
- Side Facing Garage
- Driveway
- Guest Parking
- Off-Street Parking
- Golf Cart Garage
Property Views
- Chain Of Lake
- Pool
Home Design
- Midcentury Modern Architecture
- Contemporary Architecture
- Traditional Architecture
- Patio Home
- Split Level Home
- Brick Exterior Construction
- Slab Foundation
- Shingle Roof
- Wood Siding
- Block Exterior
- Stone Siding
Interior Spaces
- 3,277 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Wet Bar
- Bar
- Dry Bar
- High Ceiling
- Ceiling Fan
- Wood Burning Fireplace
- Fireplace Features Masonry
- Sliding Doors
- Family Room with Fireplace
- Great Room
- Family Room Off Kitchen
- Living Room with Fireplace
- Breakfast Room
- Formal Dining Room
- Den
- Loft
- Bonus Room
- Inside Utility
- Utility Room
- Attic
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Range with Range Hood
- Recirculated Exhaust Fan
- Microwave
- Ice Maker
- Dishwasher
- Solid Surface Countertops
- Solid Wood Cabinet
- Disposal
Flooring
- Engineered Wood
- Brick
- Luxury Vinyl Tile
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom on Main
- Split Bedroom Floorplan
- En-Suite Bathroom
- Walk-In Closet
- In-Law or Guest Suite
Laundry
- Laundry Room
- Dryer
- Washer
Home Security
- Fire and Smoke Detector
- Pest Guard System
Accessible Home Design
- Accessible Full Bathroom
- Visitor Bathroom
- Grip-Accessible Features
- Accessible Bedroom
- Accessible Kitchen
- Accessible Hallway
- Accessible Closets
- Handicap Accessible
- Accessibility Features
- Accessible Approach with Ramp
Pool
- Screened Pool
- Heated In Ground Pool
- Heated Spa
- In Ground Spa
- Gunite Pool
- Fence Around Pool
- Outside Bathroom Access
- Pool Sweep
- Pool Tile
- Pool Lighting
Outdoor Features
- Access To Lake
- Access To Chain Of Lakes
- Boat Ramp
- Lake Privileges
- Deck
- Enclosed Patio or Porch
- Exterior Lighting
- Private Mailbox
Utilities
- Central Heating and Cooling System
- Water Filtration System
- 1 Water Well
- Electric Water Heater
- Water Purifier
- Water Softener
- 1 Septic Tank
- High Speed Internet
- Phone Available
- Cable TV Available
Listing and Financial Details
- Home warranty included in the sale of the property
- Visit Down Payment Resource Website
- Tax Lot 6
- Assessor Parcel Number 35-22-25-0100-000-00600
Community Details
Overview
- Association fees include common area taxes
- Marcella Ellwood Association, Phone Number (941) 928-5656
- Cashwell Minnehaha Shores Subdivision
- The community has rules related to deed restrictions, allowable golf cart usage in the community
Amenities
- Laundry Facilities
Recreation
- Park
Map
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $7,240 | $532,304 | $254,100 | $278,204 |
| 2025 | $7,000 | $530,721 | $254,100 | $276,621 |
| 2024 | $7,000 | $530,721 | $254,100 | $276,621 |
| 2023 | $7,000 | $522,521 | $254,100 | $268,421 |
| 2022 | $6,692 | $508,241 | $0 | $0 |
| 2021 | $7,089 | $485,683 | $0 | $0 |
| 2020 | $7,142 | $485,683 | $0 | $0 |
| 2019 | $7,349 | $483,296 | $0 | $0 |
| 2018 | $6,469 | $420,596 | $0 | $0 |
| 2017 | $6,354 | $416,428 | $0 | $0 |
| 2016 | $6,196 | $416,428 | $0 | $0 |
| 2015 | $5,580 | $338,417 | $0 | $0 |
| 2014 | $5,571 | $334,366 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/06/2026 04/06/26 | Price Changed | $1,349,999 | -1.8% | $412 / Sq Ft |
| 03/19/2026 03/19/26 | Price Changed | $1,374,900 | -1.4% | $420 / Sq Ft |
| 01/30/2026 01/30/26 | Price Changed | $1,395,000 | -2.1% | $426 / Sq Ft |
| 01/23/2026 01/23/26 | Price Changed | $1,424,999 | 0.0% | $435 / Sq Ft |
| 01/02/2026 01/02/26 | Price Changed | $1,425,000 | 0.0% | $435 / Sq Ft |
| 01/02/2026 01/02/26 | For Sale | $1,425,000 | -1.7% | $435 / Sq Ft |
| 12/20/2025 12/20/25 | Off Market | $1,449,000 | -- | -- |
| 11/07/2025 11/07/25 | Price Changed | $1,449,000 | -3.1% | $442 / Sq Ft |
| 10/09/2025 10/09/25 | For Sale | $1,495,000 | -- | $456 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $100 | None Listed On Document | |
| Warranty Deed | $432,500 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $322,700 | Purchase Money Mortgage |
Source: Stellar MLS
MLS Number: G5102842
APN: 35-22-25-0100-000-00600
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Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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Ask me questions while you tour the home.