$1,395,000
$100K PRICE DROP

12120 Elbert St Clermont, FL 34711

Estimated payment $7,802/month

Total Views 9,647
4 Beds
3.5 Baths
3,277 Sq Ft
$426 Price per Sq Ft

Highlights

  • 139 Feet of Chain of Lakes Waterfront
  • Oak Trees
  • Open Floorplan
  • Boat Ramp
  • Screened Pool
  • Lake Privileges

About This Home

Expansive Clermont Chain of Lakes Lifestyle
Welcome to 12120 Elbert Street, a 4,437 SqFt (Property total footprint) DIRECT Clermont Chain Of Lakes, Lake Minnehaha residence. NO STREET in between home and Lake. This property offers a rare opportunity to live on one of Florida’s most celebrated waterways—the Clermont Chain of Lakes. Composed of 13 interconnected, navigable lakes, this extraordinary aquatic playground invites endless days of aquatic activity from Championship fishing, rowing, swimming, kayaking, paddle boarding, to sunrise and sunset enjoyment. From your own backyard you can explore miles of waterways, discover hidden coves, and enjoy direct access to waterfront dining and lively seasonal events.
Tucked lakeside, down a quiet shade lined cul-de-sac, your private retreat captures unforgettable sunrise views and the peaceful rhythm of waterfront living. Inside, expansive gathering areas flow to a Tennessee flagstone lined pool and spa overlooking Lake Minnehaha, while telescoping sliding doors frame the ever-changing scenery. Whether enjoying a leisurely morning cup of coffee, an afternoon of boating or hosting friends for an evening on the patio, every moment here celebrates a lifestyle defined by tranquility, recreation, and natural beauty.
Clermont itself is a destination of natural beauty and vibrant energy. Known for its rolling hills and elevated vistas, the area provides a striking backdrop rarely found in Florida. Clermont’s picturesque community features a thriving Historic District, scenic parks, and trails that draw visitors year-round. Beyond its unique landscape, Clermont has earned an international reputation as a world-class training center for elite athletes, including triathletes and Olympic competitors, who come to take advantage of the area’s terrain, pristine lakes, and temperate climate.
Discover why Clermont is treasured by locals and admired by visitors worldwide—an unparalleled combination of small-town charm, outdoor adventure, and breathtaking lakefront living awaits at 12120 Elbert Street. Home Warranty Provided by Seller at Time of closing.

Listing Agent

Michelle Holcomb

BONJORN REAL ESTATE Brokerage Phone: 352-394-2112 License #3513500 Listed on: 10/09/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,240

Year Built

  • Built in 1984

Lot Details

  • 0.5 Acre Lot
  • Lot Dimensions are 137x160
  • 139 Feet of Chain of Lakes Waterfront
  • Lake Front
  • Cul-De-Sac
  • Street terminates at a dead end
  • West Facing Home
  • Mature Landscaping
  • Oversized Lot
  • Oak Trees
  • Property is zoned R-3

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Ground Level Parking
  • Side Facing Garage
  • Driveway
  • Guest Parking
  • Off-Street Parking
  • Golf Cart Garage

Property Views

  • Chain Of Lake
  • Pool

Home Design

  • Midcentury Modern Architecture
  • Contemporary Architecture
  • Traditional Architecture
  • Patio Home
  • Split Level Home
  • Brick Exterior Construction
  • Slab Foundation
  • Shingle Roof
  • Wood Siding
  • Block Exterior
  • Stone Siding

Interior Spaces

  • 3,277 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Wet Bar
  • Bar
  • Dry Bar
  • High Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Fireplace Features Masonry
  • Sliding Doors
  • Family Room with Fireplace
  • Great Room
  • Family Room Off Kitchen
  • Living Room with Fireplace
  • Breakfast Room
  • Formal Dining Room
  • Den
  • Loft
  • Bonus Room
  • Inside Utility
  • Utility Room
  • Attic

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Range with Range Hood
  • Recirculated Exhaust Fan
  • Microwave
  • Ice Maker
  • Dishwasher
  • Solid Surface Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Engineered Wood
  • Brick
  • Luxury Vinyl Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet
  • In-Law or Guest Suite

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

  • Fire and Smoke Detector
  • Pest Guard System

Accessible Home Design

  • Accessible Full Bathroom
  • Visitor Bathroom
  • Grip-Accessible Features
  • Accessible Bedroom
  • Accessible Kitchen
  • Accessible Hallway
  • Accessible Closets
  • Handicap Accessible
  • Accessibility Features
  • Accessible Approach with Ramp

Pool

  • Screened Pool
  • Heated In Ground Pool
  • Gunite Pool
  • Fence Around Pool
  • Outside Bathroom Access
  • Pool Sweep
  • Pool Tile
  • Pool Lighting
  • Heated Spa
  • In Ground Spa

Outdoor Features

  • Access To Lake
  • Access To Chain Of Lakes
  • Boat Ramp
  • Lake Privileges
  • Deck
  • Enclosed Patio or Porch
  • Exterior Lighting
  • Private Mailbox

Utilities

  • Central Heating and Cooling System
  • Water Filtration System
  • 1 Water Well
  • Electric Water Heater
  • Water Purifier
  • Water Softener
  • 1 Septic Tank
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include common area taxes
  • Marcella Ellwood Association, Phone Number (941) 928-5656
  • Cashwell Minnehaha Shores Subdivision
  • The community has rules related to deed restrictions, allowable golf cart usage in the community

Amenities

  • Laundry Facilities

Recreation

  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,240

Year Built

Built in 1984

Lot Details

0.5 Acres

HOA Fees

$13 per month

Parking

3

Listing Details

  • HOA Fee Includes: Common Area Taxes
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Contemporary, Mid-Century Modern, Other, Patio Home, Ranch, Traditional
  • Construction Materials: Block, Brick, Stone, Wood Siding
  • Fireplace: Yes
  • Living Area: 3277
  • Lot Size Acres: 0.5
  • New Construction: No
  • Year Built: 1984
  • Accessibility Features: Accessible Approach with Ramp, Accessible Bedroom, Accessible Closets, Accessible Full Bath, Visitor Bathroom, Accessible Hallway(s), Accessible Kitchen, Accessible Central Living Area, Central Living Area, Grip-Accessible Features
  • Building Area Total: 4473
  • Lot Size Sq Ft: 21920
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 415.56
  • Escrow City: CLERMONT
  • Escrow State: FL
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 425.69
  • Total Acreage: 1/2 to less than 1
  • Water Access YN: 1
  • Amenities Additional Fees: Deed restricted additional private water access.
  • AG Exemption YN: 0
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Lake,Water Access,Waterfront
  • Attribution Contact: 352-394-2112
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Family Room, Living Room, Masonry, Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Brick, Luxury Vinyl, Vinyl, Wood
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Interior Amenities: Accessibility Features, Ceiling Fans(s), Dry Bar, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Pest Guard System, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Walk-In Closet(s), Wet Bar
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System, Water Purifier, Water Softener
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: Multi/Split
  • Other Equipment: Private Entrance, Private Yard
  • Spa Features: Heated, In Ground
  • Spa Yn: Yes
  • Stories: 2
  • Additional Rooms: Attic,Bonus Room,Breakfast Room Separate,Den/Library/Office,Family Room,Formal Dining Room Separate,Great Room,Inside Utility,Interior In-Law Suite w/No Private Entry,Loft
  • Living Area Meters: 304.44

Exterior Features

  • Direction Faces: West
  • Pool Features: Gunite, Heated, In Ground, Lighting, Outside Bath Access, Pool Sweep, Screen Enclosure, Tile
  • Exterior Features: Lighting, Other, Private Entrance, Private Mailbox, Private Yard, Sliding Doors
  • Roof: Shingle
  • Home Warranty: Yes
  • Pool Private: Yes
  • View: Pool, Water
  • Water Body Name: LAKE MINNEHAHA
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Deck, Enclosed, Front Porch, Patio, Porch, Rear Porch, Screened
  • Road Surface Type: Paved
  • Water Access: Lake,Lake - Chain of Lakes
  • Water Extras: Boat Ramp - Private
  • Water View: Lake,Lake - Chain of Lakes
  • Water View YN: 1
  • Waterfront Feet Total: 139
  • Flood Zone Panel: 12069C0570E
  • Water Frontage Feet Lake Chain: 139

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Faces Side, Golf Cart Garage, Golf Cart Parking, Ground Level, Guest, Off Street, Oversized

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Fiber Optics, Other, Phone Available, Public, Water Available, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Common Area, Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Sewer: Septic Tank
  • Water Source: Well
  • Number Of Septics: 1
  • Number of Wells: 1

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Golf Carts OK, Park, Street Lights
  • Association Amenities: Park
  • Association Fee: 150
  • Association Fee Frequency: Annually
  • Association Name: Marcella Ellwood
  • Phone: 941-928-5656
  • Association: Yes
  • Security: Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Verify Pet restrictions with the HOA and applicable zoning
  • Association Fee Requirement: Required

Fee Information

  • Total Annual Fees: 150.00
  • Total Monthly Fees: 12.50
  • Monthly HOA Amount: 12.50

Lot Info

  • Zoning: R-3
  • Parcel Number: 35-22-25-0100-000-00600
  • Additional Parcels: No
  • Lot Features: Cul-De-Sac, In County, Oversized Lot, Street Dead-End, Paved
  • Lot Dimensions: 137x160
  • Flood Zone Code: X*

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: VERIFY ALL LEASE RESTRICTIONS WITH HOA and APPLICABLE CITY, COUNTY AND STATE

Tax Info

  • Tax Annual Amount: 7240.34
  • Tax Block: 000
  • Tax Book Number: 23-56
  • Tax Lot: 6

Multi Family

  • Waterfront Features: Lake Front, Lake Privileges
  • Approval Process: VERIFY ALL LEASE RESTRICTIONS WITH HOA and APPLICABLE CITY, COUNTY AND STATE

Map

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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $7,240 $532,304 $254,100 $278,204
2025 $7,000 $530,721 $254,100 $276,621
2024 $7,000 $530,721 $254,100 $276,621
2023 $7,000 $522,521 $254,100 $268,421
2022 $6,692 $508,241 $0 $0
2021 $7,089 $485,683 $0 $0
2020 $7,142 $485,683 $0 $0
2019 $7,349 $483,296 $0 $0
2018 $6,469 $420,596 $0 $0
2017 $6,354 $416,428 $0 $0
2016 $6,196 $416,428 $0 $0
2015 $5,580 $338,417 $0 $0
2014 $5,571 $334,366 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/30/2026 01/30/26 Price Changed $1,395,000 -2.1% $426 / Sq Ft
01/23/2026 01/23/26 Price Changed $1,424,999 0.0% $435 / Sq Ft
01/02/2026 01/02/26 Price Changed $1,425,000 0.0% $435 / Sq Ft
01/02/2026 01/02/26 For Sale $1,425,000 -1.7% $435 / Sq Ft
12/20/2025 12/20/25 Off Market $1,449,000 -- --
11/07/2025 11/07/25 Price Changed $1,449,000 -3.1% $442 / Sq Ft
10/09/2025 10/09/25 For Sale $1,495,000 -- $456 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $100 None Listed On Document
Warranty Deed $432,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $322,700 Purchase Money Mortgage
Source: Public Records

Source: Stellar MLS

MLS Number: G5102842

Stellar MLS

APN: 35-22-25-0100-000-00600

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