$299,000

122 N Main St Arcadia, MO 63621

Estimated payment $1,665/month

Total Views 1,005
5 Beds
0.5 Bath
3,684 Sq Ft
$81 Price per Sq Ft

Highlights

  • Corner Lot
  • Community Kitchen
  • 1-Story Property
  • No HOA
  • Lobby
  • Central Air

About This Home

A rare piece of Arcadia history has been transformed into a one-of-a-kind residence but could definitely still be a great location for a business! Once a local bank, this solid, character-rich building now serves as a spacious 5-bedroom home while preserving the charm and intrigue of its past.
Thick masonry walls, lots of windows, and original architectural details give the home a distinctive presence you won’t find anywhere else. Inside, the building retains its original bank vaults—an eye-catching feature that instantly sets the property apart for businesses seeking a memorable identity. The open floor plan provides flexibility for retail, office, hospitality, or specialty-use concepts, while the building’s prominent street-front location ensures strong visibility and steady local traffic. Whether reimagined as a boutique shop, café, professional office, gallery, or destination attraction, this property offers a unique canvas for entrepreneurs and investors looking to create something truly distinctive! —Also includes all of the safety deposit boxes and the night drop box! As a home the layout offers five bedrooms and one small bathroom, making the space surprisingly comfortable for everyday living.
Located in the heart of Arcadia, MO, this property blends small-town charm with historic appeal. Whether you’re drawn to unique architecture, dreaming of a creative renovation project, or simply want a home with a story, this converted bank delivers something truly unforgettable. Plenty of room on this lot to build another structure as well! The city of Arcadia, at one time, approved plans for a 5-car garage on the back side on the lot.

Listing Agent

Robert Buck

Buck Realty License #2025042873 Listed on: 01/26/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,493

Year Built

  • Built in 1969

Lot Details

  • 0.6 Acre Lot
  • Corner Lot
  • Level Lot

Home Design

  • Mixed Use
  • Brick Exterior Construction

Interior Spaces

  • 3,684 Sq Ft Home
  • 1-Story Property
  • Free-Standing Electric Oven

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 0.5 Bathroom

Laundry

  • Dryer
  • Washer

Location

  • City Lot

Schools

  • Arcadia Valley Elem. Elementary School
  • Arcadia Valley Middle School
  • Arcadia Valley High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Natural Gas Connected
  • Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 12310510220050010000

Community Details

Overview

  • No Home Owners Association
  • Old Bank Community

Amenities

  • Community Kitchen
  • Lobby
  • Community Storage Space

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,493

Year Built

Built in 1969

Lot Details

0.6 Acres

Listing Details

  • Property Type: Residential
  • Year Built: 1969
  • Directions: Take main street in Arcadia to 122 N. Main
  • Property Sub-Type: Single Family Residence
  • ResoLotFeatures: City Lot, Corner Lot, Level, Other
  • Lot Size Acres: 0.603
  • Co List Office Phone: 573-546-5546
  • MLS Status: Active
  • Subdivision Name: Harris Add
  • Above Grade Finished Sq Ft: 3684
  • Architectural Style: Other
  • Building Name: Old Bank
  • Carport Y N: No
  • Unit Levels: One
  • New Construction: No
  • Reso Structure Type: House, Mixed Use, Office
  • Financial Info Electric: Ameren, Other
  • MIS_AboveGradeFinishedAreaSrchSqFt: 3684.00
  • MIS_SellerConsiderConcessionYN: 0
  • MIS_AuctionYN: 0
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Other, Free-Standing Electric Oven, Refrigerator, Washer, Water Heater
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Fireplace: No
  • MIS_LowerLevelBathroomsFull: 0
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 0
  • MIS_MainLevelBathroomsHalf: 1
  • MIS_UpperLevelBathroomsFull: 0
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 0

Exterior Features

  • Disclosures: Other
  • Home Warranty: No
  • Construction Type: Brick

Garage/Parking

  • Attached Garage: No

Utilities

  • Cooling: Central Air
  • Heating: Natural Gas
  • Green Building Features: Kitchen Facilities, Lobby, Storage
  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Water Source: Community

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Arcadia Valley Elem.
  • Junior High Dist: Arcadia Valley R-II
  • High School: Arcadia Valley High
  • Middle Or Junior School: Arcadia Valley Middle

Lot Info

  • Lot Size Sq Ft: 26266.68
  • Parcel Number: 12310510220050010000

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 1493

Map

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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,440 $72,300 $5,290 $67,010
2023 $3,373 $72,300 $5,290 $67,010
2022 $3,340 $71,650 $4,640 $67,010
2021 $3,287 $71,650 $4,640 $67,010
2020 $3,350 $71,650 $4,640 $67,010
2019 $3,346 $71,650 $4,640 $67,010
2018 $3,343 $71,650 $4,640 $67,010
2017 $3,346 $71,650 $4,640 $67,010
2016 $3,134 $74,210 $4,640 $69,570
2015 -- $74,210 $4,640 $69,570
2014 -- $79,360 $4,640 $74,720
2011 -- $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/26/2026 01/26/26 For Sale $299,000 -- $81 / Sq Ft
Source: MARIS MLS

Purchase History

Date Type Sale Price Title Company
Deed -- --
Source: Public Records

Source: MARIS MLS

MLS Number: MIS26004638

MARIS MLS

APN: 12310510220050010000

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