$209,000
$90K PRICE DROP

122 N Main St Arcadia, MO 63621

Estimated payment $1,255/month

Total Views 4,843
5 Beds
0.5 Bath
3,684 Sq Ft
$57 Price per Sq Ft

Highlights

  • Corner Lot
  • Community Kitchen
  • 1-Story Property
  • No HOA
  • Lobby
  • Central Air

About This Home

A rare piece of Arcadia history has been transformed into a one-of-a-kind residence but could definitely still be a great location for a business! Once a local bank, this solid, character-rich building now serves as a spacious 5-bedroom home while preserving the charm and intrigue of its past.
Thick masonry walls, lots of windows, and original architectural details give the home a distinctive presence you won’t find anywhere else. Inside, the building retains its original bank vaults—an eye-catching feature that instantly sets the property apart for businesses seeking a memorable identity. The open floor plan provides flexibility for retail, office, hospitality, or specialty-use concepts, while the building’s prominent street-front location ensures strong visibility and steady local traffic. Whether reimagined as a boutique shop, café, professional office, gallery, or destination attraction, this property offers a unique canvas for entrepreneurs and investors looking to create something truly distinctive! —Also includes all of the safety deposit boxes and the night drop box! As a home the layout offers five bedrooms and one small bathroom, making the space surprisingly comfortable for everyday living.
Located in the heart of Arcadia, MO, this property blends small-town charm with historic appeal. Whether you’re drawn to unique architecture, dreaming of a creative renovation project, or simply want a home with a story, this converted bank delivers something truly unforgettable. Plenty of room on this lot to build another structure as well! The city of Arcadia, at one time, approved plans for a 5-car garage on the back side on the lot.

Listing Agent

Robert Buck

Buck Realty License #2025042873 Listed on: 01/26/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,493

Year Built

  • Built in 1969

Lot Details

  • 26,267 Sq Ft Lot
  • Corner Lot
  • Level Lot

Home Design

  • Mixed Use
  • Brick Exterior Construction

Interior Spaces

  • 3,684 Sq Ft Home
  • 1-Story Property
  • Free-Standing Electric Oven

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 0.5 Bathroom

Laundry

  • Dryer
  • Washer

Location

  • City Lot

Schools

  • Arcadia Valley Elem. Elementary School
  • Arcadia Valley Middle School
  • Arcadia Valley High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Natural Gas Connected
  • Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 12310510220050010000

Community Details

Overview

  • No Home Owners Association
  • Old Bank Community

Amenities

  • Community Kitchen
  • Lobby
  • Community Storage Space

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,493

Year Built

Built in 1969

Lot Details

0.6 Acres

Listing Details

  • Property Type: Residential
  • Year Built: 1969
  • Directions: Take main street in Arcadia to 122 N. Main
  • Property Sub-Type: Single Family Residence
  • ResoLotFeatures: City Lot, Corner Lot, Level, Other
  • Lot Size Acres: 0.603
  • Co List Office Phone: 573-546-5546
  • MLS Status: Active
  • Subdivision Name: Harris Add
  • Above Grade Finished Sq Ft: 3684
  • Architectural Style: Other
  • Building Name: Old Bank
  • Carport Y N: No
  • Unit Levels: One
  • New Construction: No
  • Reso Structure Type: House, Mixed Use, Office
  • Financial Info Electric: Ameren, Other
  • MIS_AuctionYN: 0
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Other, Free-Standing Electric Oven, Refrigerator, Washer, Water Heater
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Fireplace: No
  • MIS_LowerLevelBathroomsFull: 0
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 0
  • MIS_MainLevelBathroomsHalf: 1
  • MIS_UpperLevelBathroomsFull: 0
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 0

Exterior Features

  • Disclosures: Other
  • Home Warranty: No
  • Construction Type: Brick

Garage/Parking

  • Attached Garage: No

Utilities

  • Cooling: Central Air
  • Heating: Natural Gas
  • Green Building Features: Kitchen Facilities, Lobby, Storage
  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Water Source: Community

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Arcadia Valley Elem.
  • Junior High Dist: Arcadia Valley R-II
  • High School: Arcadia Valley High
  • Middle Or Junior School: Arcadia Valley Middle

Lot Info

  • Lot Size Sq Ft: 26266.68
  • Parcel Number: 12310510220050010000

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 1493

Map

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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,356 $29,970 $3,140 $26,830
2024 $3,440 $72,300 $5,290 $67,010
2023 $3,373 $72,300 $5,290 $67,010
2022 $3,340 $71,650 $4,640 $67,010
2021 $3,287 $71,650 $4,640 $67,010
2020 $3,350 $71,650 $4,640 $67,010
2019 $3,346 $71,650 $4,640 $67,010
2018 $3,343 $71,650 $4,640 $67,010
2017 $3,346 $71,650 $4,640 $67,010
2016 $3,134 $74,210 $4,640 $69,570
2015 -- $74,210 $4,640 $69,570
2014 -- $79,360 $4,640 $74,720
2011 -- $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/10/2026 05/10/26 Price Changed $209,000 -16.1% $57 / Sq Ft
04/23/2026 04/23/26 Price Changed $249,000 -10.8% $68 / Sq Ft
04/04/2026 04/04/26 Price Changed $279,000 -6.7% $76 / Sq Ft
01/26/2026 01/26/26 For Sale $299,000 -- $81 / Sq Ft
Source: MARIS MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed -- --
Source: Public Records

Source: MARIS MLS

MLS Number: MIS26004638

MARIS MLS

APN: 12310510220050010000

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