$605,000

12226 Franko Cir Cedar Key, FL 32625

Estimated payment $3,380/month

Total Views 5,966
2 Beds
2 Baths
1,680 Sq Ft
$360 Price per Sq Ft

Highlights

  • Docks
  • Deck
  • Double Pane Windows
  • Property fronts gulf or ocean
  • Balcony
  • Ductless Heating Or Cooling System

About This Home

Tucked away in the laid-back charm of Cedar Key, this waterfront retreat offers the perfect blend of coastal serenity and opportunity. Whether you're looking for a full-time residence, vacation getaway, or investment property, this home delivers unbeatable Gulf views and endless potential. Upstairs, you'll find a bright and inviting 2-bedroom, 2-bath layout designed to capture the beauty of waterfront living. Natural light pours in, while the open living spaces create a relaxed, airy feel perfect for entertaining or unwinding after a day on the water. Step outside onto your expansive deck overlooking the water, where you can enjoy morning coffee with sunrise reflections and evening breezes off the Gulf. Just steps away, your private dock provides direct access to some of the best fishing, boating, and kayaking that Cedar Key has to offer. The ground level presents a rare opportunity for customization, already primed for renovation into additional living space. Envision a game room, guest suite, extra bedroom and bath, or a spacious entertainment area—the possibilities are wide open to fit your lifestyle and needs. Highlights include: Prime waterfront location with stunning views Private dock for boating and fishing Large deck perfect for outdoor living 2 bedrooms / 2 baths upstairs Ground floor ready to be transformed into additional living space Ideal for full-time living, vacation home, or income-producing rental This is more than just a home—it's a chance to create your own piece of paradise in one of Florida's most beloved island communities.

Listing Agent

Angie Beckham

Cedar Key Realty, Inc. Brokerage Phone: 3525439899 License #SL3430097 Listed on: 03/30/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,025

Year Built

  • Built in 1960

Lot Details

  • 9,148 Sq Ft Lot
  • Property fronts gulf or ocean
  • Native Plants
  • Level Lot
  • Irregular Lot

Parking

  • Tuck Under Parking

Home Design

  • Pillar, Post or Pier Foundation
  • Frame Construction
  • Metal Roof
  • HardiePlank Type

Interior Spaces

  • 1,680 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Double Pane Windows
  • Blinds
  • French Doors
  • Luxury Vinyl Plank Tile Flooring

Kitchen

  • Electric Range
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms
  • Dual Sinks
  • Shower Only
  • Walk-in Shower

Laundry

  • Laundry Room
  • Electric Dryer
  • Front Loading Washer

Accessible Home Design

  • No Carpet

Outdoor Features

  • Docks
  • Balcony
  • Deck

Utilities

  • Ductless Heating Or Cooling System
  • Heating Available
  • No Utilities
  • Electric Water Heater

Community Details

  • Cedar Key Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0037700400

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,025

Year Built

Built in 1960

Lot Details

9,148 Sq Ft Lot

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.21
  • Road Frontage Type: Other
  • Road Surface Type: Limerock
  • Water Body Name: Gulf of Mexico
  • Subdivision Name: Cedar Key
  • Directions: Coming in to Cedar Key on SR24 turn right on to Franko Circle. Follow the road to the back of the neighborhood..Look for the CEDAR KEY REALTY sign.
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: 2+ Story
  • New Construction: No
  • Year Built: 1960
  • Attribution Contact: 3525439899
  • NAV10_StudioYN: No
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Dryer - Electric, Garbage Disposal, Electric Range, Refrigerator, Washer - Front Load, Electric Water Heater
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Door Features: French Doors
  • Fireplace Features: None
  • Fireplace: No
  • Flooring: Luxury Vinyl Planking, No Carpet
  • Interior Amenities: Ceiling Fan(s)
  • Living Area: 1680
  • Window Features: Double Pane Windows, Blinds
  • Master Bedroom Features: 1 Master Suite
  • Master Bathroom Features: Dual Sinks, Shower Only, Walk-in Shower

Exterior Features

  • Fencing: None
  • Lot Features: Irregular Lot, Native Plants
  • Topography: Level
  • Waterfront Features: Gulf Front, Gulf of Mexico
  • Waterfront: Yes
  • Disclosures: Seller Property Disclosure
  • Home Warranty: No
  • Construction Type: Frame, HardiPlank Type
  • Exterior Features: Balcony, Dock
  • Foundation Details: Coastal, Pillar/Post/Pier
  • Patio And Porch Features: Open Deck
  • Roof: Metal

Garage/Parking

  • Attached Garage: No
  • Parking Features: Under House

Utilities

  • Laundry Features: Laundry Room
  • Cooling: Electric
  • Cooling Y N: Yes
  • Heating: Electric, Ductless
  • Heating Yn: Yes
  • Electric: Electric - Central FL Coop
  • Sewer: Public Sewer
  • Utilities: None
  • Water Source: Public

Schools

  • Junior High Dist: Levy

Lot Info

  • Lot Size Sq Ft: 9147.6
  • Parcel #: 0037700400

Tax Info

  • Tax Annual Amount: 2025
  • Tax Year: 2025

Map

Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,850 $239,952 $110,400 $129,552
2024 $7,850 $400,215 $110,400 $289,815
2023 $7,494 $316,109 $0 $0
2022 $6,666 $317,019 $110,400 $206,619
2021 $5,803 $261,247 $110,400 $150,847
2020 $5,533 $247,089 $0 $0
2019 $5,403 $238,639 $0 $0
2018 $5,124 $219,439 $0 $0
2017 $4,827 $209,354 $0 $0
2016 $4,919 $209,354 $0 $0
2015 $4,745 $205,439 $0 $0
2014 $4,785 $205,387 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/30/2026 03/30/26 For Sale $605,000 -- $360 / Sq Ft
Source: Dixie Gilchrist Levy Counties Board of REALTORS®

Source: Dixie Gilchrist Levy Counties Board of REALTORS®

MLS Number: 798915

APN: 29-15-13-00377-004-00

Your Personal Tour Guide

Ask me questions while you tour the home.