NOT LISTED FOR SALE

123 Murphy St Wauconda, IL 60084

Estimated Value: $420,000 - $457,117

4 Beds
1.5 Baths
1,993 Sq Ft
$220/Sq Ft Est. Value

Last Sold December 31, 2024

Last sale price $430,000 $216 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $2,990/month

218 Days on Market

Highlights

  • Community Boat Dock
  • Colonial Architecture
  • Property is near park
  • Waterfront
  • Community Lake
  • Wood Flooring

About This Home

As of December 2024

This is about as close to living on Bangs Lake that you can get. This classic home captures the essence of lakeside living without the maintenance demands. Located on a quiet cul-de-sac just off Main Street in downtown Wauconda, it's adjacent to the park district marina and playground and offers lake views from most rooms. Built in 1996, this residence is ideal as a second home for those who want to spend summers by the lake. This home can be sold fully furnished and turn-key so all you have to do is bring your suitcases. Boat lovers can keep their boat just behind the home at the marina or at nearby Lindy's Landing marina. While there is no direct access to a beach, the home is just steps to Lindy's Landing Beach Club and down the street from the public option, Phil's Beach. Inside, find four spacious bedrooms, 1.5 baths, and an attached two-car garage. New in the last three years: furnace, AC, stove, dishwasher, water heater, garage door opener. Roof is 10 years old. Spacious 4-ft high concrete crawl space. With a compact, fenced yard with patio, it's perfectly suited for a low-maintenance lifestyle. For those looking to enjoy the best of both worlds-close to both lake and town-this is a standout option. Just steps from Lindy's Landing and Main Street amenities. Broker-owned.

Last Agent to Sell the Property

Tami Hamilton

@properties Christie's International Real Estate License #475142080 Listed on: 11/08/2024

@properties Christie's International Real Estate

Last Buyer's Agent

Tami Hamilton

@properties Christie's International Real Estate License #475142080 Listed on: 11/08/2024

@properties Christie's International Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,910

Year Built

  • Built in 1996

Lot Details

  • 4,526 Sq Ft Lot
  • Lot Dimensions are 58 x 78
  • Waterfront
  • Fenced Yard
  • Wood Fence

Parking

  • 2 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Colonial Architecture
  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,993 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Window Treatments
  • Family Room
  • Living Room
  • Formal Dining Room
  • Water Views
  • Crawl Space
  • Carbon Monoxide Detectors

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer
  • Sink Near Laundry

Outdoor Features

  • Tideland Water Rights
  • Patio

Location

  • Property is near park

Schools

  • Wauconda Elementary School
  • Wauconda Middle School
  • Wauconda Comm High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Community Details

Overview

  • Community Lake

Recreation

  • Community Boat Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,910

Year Built

Built in 1996

Lot Details

4,526 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Colonial
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1996
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • Actual Status: Closed
  • ResoPropertyType: Residential
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
  • Basement: None
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Total Bedrooms: 4
  • Interior Amenities: Hardwood Floors, First Floor Laundry, Some Window Treatment
  • LivingArea: 1993
  • Other Equipment: CO Detectors, Ceiling Fan(s), Water Heater-Gas
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Crawl
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Flooring: Carpet
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Patio
  • Foundation Details: Concrete Perimeter
  • Lot Features: Fenced Yard, Park Adjacent, Water View, Wood Fence
  • Roof: Asphalt
  • Waterfront: Yes
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • ParkingTotal: 2
  • Driveway: Concrete
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Sink
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Park, Lake, Dock, Water Rights
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Wauconda Elementary School
  • High School: Wauconda Comm High School
  • Middle/Junior School: Wauconda Middle School

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.1039
  • Lot Dimensions: 58 X 78
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 8910
  • Tax Year: 2023
  • Tax Exemptions: None

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 8, 2024
Closed on
Dec 27, 2024
Sold by
Stough Tami H
Bought by
Stock Zachary
Seller's Agent
Tami Hamilton
@properties Christie's International Real Estate
Buyer's Agent
Tami Hamilton
@properties Christie's International Real Estate
List Price
$449,000
Sold Price
$430,000
Premium/Discount to List
-$19,000
-4.23%
Views
22
Current Estimated Value
$437,529

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,529
Avg. Annual Appreciation
1.49%
Original Mortgage
$344,000
Outstanding Balance
$341,513
Interest Rate
6.6%
Mortgage Type
New Conventional
Estimated Equity
$96,016

Purchase Details

Closed on
May 25, 2023
Sold by
Edgewater Guest House Llc
Bought by
Stough Tami H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$190,000
Interest Rate
6.62%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 14, 2021
Closed on
May 19, 2021
Sold by
Hannigan Patrick
Bought by
Edgewater Guest House Llc
Seller's Agent
Terri Lima
Baird & Warner
Buyer's Agent
Tami Hamilton
@properties Christie's International Real Estate
List Price
$239,000
Sold Price
$242,000
Premium/Discount to List
$3,000
1.26%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.19%
Original Mortgage
$179,806
Interest Rate
2.9%
Mortgage Type
Commercial

Purchase Details

Listed on
Feb 9, 2015
Closed on
Jun 5, 2015
Sold by
Miller Kevin M and Miller Cari D
Bought by
Hannigan Patrick
Seller's Agent
Terri Lima
Baird & Warner
Buyer's Agent
Timothy O'Neill
Timothy J. O'Neill
List Price
$209,900
Sold Price
$198,000
Premium/Discount to List
-$11,900
-5.67%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.42%
Original Mortgage
$194,413
Interest Rate
3.87%
Mortgage Type
FHA

Purchase Details

Closed on
May 27, 2004
Sold by
Quante Francis J
Bought by
Miller Kevin M and Miller Cari D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$189,297
Interest Rate
6.37%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 21, 2000
Sold by
Marino Joyce L and Czerwinski Robert F
Bought by
Quante Francis J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,000
Interest Rate
7.8%
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Stock Zachary $430,000 Proper Title
Stock Zachary $430,000 Proper Title
Stough Tami H -- Fidelity National Title
Edgewater Guest House Llc $242,000 Proper Title Llc
Hannigan Patrick $198,000 Baird & Warner Title Svcs In
Miller Kevin M $202,000 Ticor Title Insurance Compan
Quante Francis J $185,500 First American Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Stock Zachary $344,000
Closed Stock Zachary $344,000
Previous Owner Stough Tami H $190,000
Previous Owner Edgewater Guest House Llc $179,806
Previous Owner Hannigan Patrick $194,413
Previous Owner Miller Kevin M $189,297
Previous Owner Quante Francis J $160,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/31/2024 12/31/24 Sold $430,000 -4.2% $216 / Sq Ft
11/28/2024 11/28/24 Pending -- -- --
11/08/2024 11/08/24 For Sale $449,000 0.0% $225 / Sq Ft
04/23/2024 04/23/24 For Sale $449,000 +85.5% $225 / Sq Ft
05/21/2021 05/21/21 Sold $242,000 +1.3% $121 / Sq Ft View Prior Sale
04/16/2021 04/16/21 Pending -- -- --
04/14/2021 04/14/21 For Sale $239,000 +20.7% $120 / Sq Ft
06/05/2015 06/05/15 Sold $198,000 -3.4% $99 / Sq Ft View Prior Sale
04/20/2015 04/20/15 Pending -- -- --
04/13/2015 04/13/15 Price Changed $204,900 -2.4% $103 / Sq Ft
02/09/2015 02/09/15 For Sale $209,900 -- $105 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,910 $99,200 $18,033 $81,167
2023 $9,239 $90,677 $16,484 $74,193
2022 $9,239 $84,675 $17,851 $66,824
2021 $8,192 $80,011 $16,868 $63,143
2020 $7,928 $76,259 $16,077 $60,182
2019 $7,040 $72,071 $15,194 $56,877
2018 $7,699 $72,967 $17,663 $55,304
2017 $7,692 $72,123 $17,459 $54,664
2016 $7,133 $68,298 $16,533 $51,765
2015 $6,697 $62,699 $15,178 $47,521
2014 $5,597 $55,484 $17,774 $37,710
2012 $5,465 $54,640 $17,005 $37,635
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12036972

Midwest Real Estate Data (MRED)

APN: 09-26-403-032

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