Seller's Agent in 2025
Renee Pchelka
Howard Hanna Holt - Fredonia
(716) 680-3397
78 in this area
252 Total Sales
123 Ruggles St Dunkirk, NY 14048
Estimated Value: $80,000 - $98,575
4
Beds
2
Baths
2,146
Sq Ft
$41/Sq Ft
Est. Value
Highlights
- Wood Flooring
- Baseboard Heating
- Rectangular Lot
- Forced Air Heating System
- 2 Car Garage
About This Home
As of December 2025Take charge of your future and invest in this 2-unit home with great rental income!! Home is on a double lot with a 2 car garage! There are 2 spacious apartments, one lower and one upper, each offering a living room, dining room, 2 bedrooms and a bathroom. Beautiful wood floors and newer kitchen in upper apartment. 2 new hot water tanks, separate utility meters and plenty of parking! Do the math- time to make some some money! Whether you live in one apartment yourself or rent out both, either choice creates cash flow!!! Make the move!!!
Last Agent to Sell the Property
Listing by Howard Hanna Holt - Fredonia Brokerage Phone: 716-680-3397 License #40PC0570727 Listed on: 08/20/2025
Last Buyer's Agent
Listing by Howard Hanna Holt - Lakewood License #10401395229
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $2,888
Year Built
- Built in 1893
Lot Details
- 6,000 Sq Ft Lot
- Lot Dimensions are 60x100
- Rectangular Lot
Parking
- 2 Car Garage
Home Design
- Siding
Interior Spaces
- 2,146 Sq Ft Home
- 2-Story Property
- Basement Fills Entire Space Under The House
Flooring
- Wood
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- 2 Full Bathrooms
Schools
- Dunkirk Middle School
- Dunkirk Senior High School
Utilities
- Forced Air Heating System
- Heating System Uses Gas
- Baseboard Heating
- Gas Water Heater
Community Details
- 2 Units
- 2 Separate Gas Meters
Listing and Financial Details
- Rent includes trash collection
- Tax Lot 15
- Assessor Parcel Number 060300-079-019-0003-015-000
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 20, 2025
Closed on
Nov 25, 2025
Sold by
Bought by
Seller's Agent
Renee Pchelka
Howard Hanna Holt - Fredonia
Buyer's Agent
Tammy Martous-Wilcox
Howard Hanna Holt - Lakewood
List Price
$97,000
Sold Price
$87,000
Premium/Discount to List
-$10,000
-10.31%
Views
58
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$394
Avg. Annual Appreciation
0.87%
Original Mortgage
$65,250
Outstanding Balance
$65,250
Interest Rate
6.22%
Mortgage Type
New Conventional
Estimated Equity
$22,144
Purchase Details
Closed on
Feb 4, 2025
Sold by
Bought by
Purchase Details
Closed on
Mar 10, 2016
Sold by
Bought by
Purchase Details
Closed on
Feb 12, 2015
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $87,000 | None Listed On Document | ||
| $25,000 | None Listed On Document | ||
| $40,500 | -- | ||
| $22,500 | Donna Marie Hartnett |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $65,250 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/03/2025 12/03/25 | Sold | $87,000 | -10.3% | $41 / Sq Ft |
| 10/01/2025 10/01/25 | Pending | -- | -- | -- |
| 08/20/2025 08/20/25 | For Sale | $97,000 | -- | $45 / Sq Ft |
Source: Chautauqua-Cattaraugus Board of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,570 | $39,000 | $3,000 | $36,000 |
| 2024 | $1,570 | $39,000 | $3,000 | $36,000 |
| 2023 | $1,534 | $39,000 | $3,000 | $36,000 |
| 2022 | $1,354 | $39,000 | $3,000 | $36,000 |
| 2021 | $1,356 | $39,000 | $3,000 | $36,000 |
| 2020 | $1,345 | $39,000 | $3,000 | $36,000 |
| 2019 | $1,362 | $39,000 | $3,000 | $36,000 |
| 2018 | $1,362 | $39,000 | $3,000 | $36,000 |
| 2017 | $1,336 | $39,000 | $3,000 | $36,000 |
| 2016 | $1,300 | $39,000 | $3,000 | $36,000 |
| 2015 | -- | $39,000 | $3,000 | $36,000 |
| 2014 | -- | $39,000 | $3,000 | $36,000 |
Source: Public Records
Agents Affiliated with this Home
-
Renee Pchelka
-
Tammy Martous-Wilcox
T
Buyer's Agent in 2025
Tammy Martous-Wilcox
Howard Hanna
(716) 450-0852
1 in this area
12 Total Sales
Map
Source: Chautauqua-Cattaraugus Board of REALTORS®
MLS Number: R1629658
APN: 060300-079-019-0003-015-000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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