$312,000
PENDING

Estimated payment $2,158/month

3 Beds
2 Baths
1,140 Sq Ft
$274 Price per Sq Ft

Highlights

  • Open Floorplan
  • Family Room Off Kitchen
  • Tile Flooring
  • No HOA
  • Living Room
  • Central Heating and Cooling System

About This Home

Welcome to 124 Montana Ave, a beautifully maintained 3-bedroom, 2-bath home in the heart of St. Cloud. This inviting property features an open floor plan filled with natural light, a modern kitchen with stainless steel appliances, and spacious bedrooms, including a private primary suite. Enjoy a large fenced backyard, perfect for relaxing or entertaining, plus a charming front porch for morning coffee. Located on a quiet street with NO HOA, just minutes from Lakefront Park, downtown St. Cloud, schools, and shops — offering both comfort and convenience. Don’t miss out on this move-in ready gem!

Listing Agent

Tai Graves

ORANGE SLICE PROPERTIES License #3499175 Listed on: 07/17/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,164

Year Built

  • Built in 1984

Lot Details

  • 6,839 Sq Ft Lot
  • East Facing Home
  • Property is zoned SR2

Home Design

  • Slab Foundation
  • Shingle Roof
  • Concrete Siding
  • Stucco

Interior Spaces

  • 1,140 Sq Ft Home
  • Open Floorplan
  • Ceiling Fan
  • Family Room Off Kitchen
  • Living Room
  • Dining Room
  • Utility Room

Kitchen

  • Built-In Oven
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Schools

  • Lakeview Elementary School
  • St. Cloud Middle School
  • St. Cloud High School

Additional Features

  • Rain Gutters
  • Central Heating and Cooling System

Community Details

  • No Home Owners Association
  • St Cloud 2Nd Town Of Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,164

Year Built

Built in 1984

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Concrete, Stucco
  • Fireplace: No
  • Living Area: 1140
  • Lot Size Acres: 0.16
  • New Construction: No
  • Year Built: 1984
  • Building Area Total: 1140
  • Lot Size Sq Ft: 6839
  • Directions to Property: Merge onto I-4 E via the ramp to Kissimmee. Take exit 64 for US-192 E toward Kissimmee/St.?Cloud. Continue on US-192 E, also known locally as Irlo Bronson Memorial Hwy, through Kissimmee into St.?Cloud In St.?Cloud, turn right onto Montana Ave (you’ll pass a McDonald’s on your right just before turning). Drive about 1½ blocks, and the house will be on your left.
  • Status: Pending
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: Maitland
  • Escrow Postal Code: 32751
  • Escrow State: FL
  • Escrow Street Name: N Maitland Ave Ste. 290
  • Escrow Street Number: 341
  • List Office Head Office Key Nume: 528024250
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 273.68
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • Tax Year: 2024
  • Special Features: None

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Kitchen/Family Room Combo, Open Floorplan
  • Appliances Included: Built-In Oven, Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Street Number Modifier: 124
  • Living Area Meters: 105.91
  • Room Count: 7

Exterior Features

  • Direction Faces: East
  • Exterior Features: Rain Gutters, Sidewalk
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Paved
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Date: 2013-06-18
  • Flood Zone Panel: 12097C0095G

Garage/Parking

  • Carport Y N: No
  • Garage Yn: No

Utilities

  • Utilities: Public
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Other
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Lakeview Elem (K 5)
  • High School: St. Cloud High School
  • Middle Or Junior School: St. Cloud Middle (6-8)

Lot Info

  • Zoning: SR2
  • Parcel Number: 01-26-30-0001-0451-0035
  • Additional Parcels: No
  • Flood Zone Code: AE
  • Homestead YN: 0
  • Lot Size Square Meters: 635

Green Features

  • Green Verification Count: 0

Rental Info

  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 5164
  • Tax Block: 451
  • Tax Book Number: B-61
  • Tax Lot: 3

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,721 $291,500 $46,800 $244,700
2023 $4,721 $261,900 $34,000 $227,900
2022 $1,613 $143,712 $0 $0
2021 $1,584 $139,527 $0 $0
2020 $1,564 $137,601 $0 $0
2019 $1,532 $134,508 $0 $0
2018 $1,505 $132,000 $0 $0
2017 $2,404 $123,900 $19,600 $104,300
2016 $1,753 $112,900 $17,000 $95,900
2015 $1,422 $73,400 $17,000 $56,400
2014 $1,225 $60,900 $12,500 $48,400
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/17/2025 07/17/25 Pending -- -- --
07/17/2025 07/17/25 For Sale $312,000 +0.6% $274 / Sq Ft
05/20/2022 05/20/22 Sold $310,000 0.0% $272 / Sq Ft
04/27/2022 04/27/22 For Sale $310,000 0.0% $272 / Sq Ft
04/25/2022 04/25/22 Pending -- -- --
04/11/2022 04/11/22 Pending -- -- --
04/01/2022 04/01/22 For Sale $310,000 +404.7% $272 / Sq Ft
05/26/2015 05/26/15 Off Market $61,425 -- --
11/19/2013 11/19/13 Pending -- -- --
11/15/2013 11/15/13 Sold $61,425 -12.1% $69 / Sq Ft
08/20/2013 08/20/13 Price Changed $69,900 -6.7% $79 / Sq Ft
07/15/2013 07/15/13 For Sale $74,900 0.0% $84 / Sq Ft
07/12/2013 07/12/13 Pending -- -- --
06/26/2013 06/26/13 For Sale $74,900 0.0% $84 / Sq Ft
06/24/2013 06/24/13 Pending -- -- --
06/06/2013 06/06/13 For Sale $74,900 0.0% $84 / Sq Ft
05/30/2013 05/30/13 Pending -- -- --
05/10/2013 05/10/13 For Sale $74,900 0.0% $84 / Sq Ft
05/09/2013 05/09/13 Pending -- -- --
05/01/2013 05/01/13 For Sale $74,900 -- $84 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $310,000 Core Title Services
Warranty Deed $150,000 Equitable Title Of West Orla
Special Warranty Deed $61,425 Bay National Title Company
Trustee Deed -- None Available
Interfamily Deed Transfer -- Lawyers Title Insurance Corp
Warranty Deed $74,900 --
Warranty Deed $63,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $279,000 New Conventional
Previous Owner $135,000 New Conventional
Previous Owner $171,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $144,000 Negative Amortization
Previous Owner $41,300 Credit Line Revolving
Previous Owner $73,733 FHA
Previous Owner $74,576 FHA
Previous Owner $74,861 FHA
Previous Owner $62,883 FHA
Source: Public Records

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Source: Stellar MLS

MLS Number: O6328232

Stellar MLS

APN: 01-26-30-0001-0451-0035