NOT LISTED FOR SALE

125 Surf Way Unit 310 Monterey, CA 93940

Del Monte Beach Neighborhood

Estimated Value: $627,000 - $729,000

1 Bed
1 Bath
513 Sq Ft
0.9 Acre Lot

Sale Details

Date Sold: March 24, 2025

Last sale price $735,000 $1,433 Per Sq Ft

Est. 7% decrease in value since last sale

Current estimated payment $5,156 / mo

188 Days on Market

Highlights

  • Private Pool
  • Breakfast Bar
  • 3-minute walk to Spray Ave. Tot Lot
  • Monterey High School Rated A
  • Baseboard Heating

About This Home

As of March 2025

Just 75 steps. That is all that separates this light and airy, ground-level condominium from the gently lapping waves of the Pacific Ocean onto the sands of Del Monte Beach in Monterey. When you visualize a beachfront condo, the image in your mind probably looks a lot like this property: impressions of rich wood against deep azure, one bedroom, one full bathroom, an open concept kitchen and living room, and mirrors to enhance captivating views. This unit offers one of the best seats in the house, so to speak, from which to watch a dazzling, never-ending, yet ever-changing show brought directly to you by Mother Nature. Slide open the glass doors that connect your living room with a private covered balcony, and maybe just keep them open all day. Take deep, restorative breaths of salty sea air as you tune into the sounds of gulls overhead and the eternal roar of the ocean. Begin each day with an invigorating workout at the onsite gym followed by a dip in the pool or time in the sauna, and end it with a golden sunset stroll along the edge of the water. At night, the twinkling lights of Cannery Row across Monterey Bay define the curve of our inimitable coastline, reminding you how close you are to world renowned destinations in Pebble Beach, Carmel, and beyond. Welcome to paradise!

Last Agent to Sell the Property

Pete Ruiz

Keller Williams Realty License #70010112 Listed on: 08/15/2024

Last Buyer's Agent

Christine Handel

Carmel Realty Company License #01375876

Property Details

Home Type

  • Condominium

Year Built

  • Built in 1968

Lot Details

  • 0.9

HOA Fees

  • $866 Monthly HOA Fees

Home Design

  • Pillar, Post or Pier Foundation
  • Concrete Perimeter Foundation

Interior Spaces

  • 513 Sq Ft Home
  • 1-Story Property
  • Breakfast Bar

Bedrooms and Bathrooms

  • 1 Bedroom
  • 1 Full Bathroom

Parking

  • 1 Carport Space
  • Assigned Parking

Pool

  • Private Pool
  • Spa

Utilities

  • Baseboard Heating
  • Separate Meters

Listing and Financial Details

  • Assessor Parcel Number 011-443-018-000

Community Details

Overview

  • Association fees include common area electricity, common area gas, decks, exterior painting, fencing, garbage, hot water, insurance - common area, insurance - structure, maintenance - common area, maintenance - exterior, pool spa or tennis, recreation facility, roof, sewer, water
  • 172 Units
  • Compass Management Association
  • Built by Ocean Harbor House

Recreation

  • Community Pool

Pet Policy

  • Limit on the number of pets

Property Details

Home Type

Condominium

Year Built

Built in 1968

Lot Details

0.9 Acres

HOA Fees

$866 per month

Listing Details

  • Subclass: Condominium
  • Restrictions: Pets - Number Restrictions
  • Listing Class: Residential
  • Min Numberof Unitsin Complex: 172
  • Structure Sq Ft: 513
  • Complex Name: Ocean Harbor House
  • Year Built: 1968
  • Zoning Description: R3
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Family Room: No Family Room
  • Dining Room: Breakfast Bar
  • Living Sq Ft: 513
  • Stories: 1
  • Full Bathrooms: 1
  • Total Bedrooms: 1

Exterior Features

  • Foundation: Concrete Perimeter, Post and Pier
  • Pool Description: Community Facility, Spa / Hot Tub
  • Pool: Yes

Garage/Parking

  • Garage Parking Features: Assigned Spaces, Carport
  • Carport Min: 1

Utilities

  • Heating System: Baseboard
  • Sewer/Septic System: Sewer - Public

Condo/Co-op/Association

  • HOA Fees: 866
  • HOA Fee Frequency: Monthly
  • Association Fees Include: Common Area Electricity, Common Area Gas, Decks, Exterior Painting, Fencing, Garbage, Hot Water, Insurance - Common Area, Insurance - Structure, Maintenance - Common Area, Maintenance - Exterior, Pool, Spa, or Tennis, Recreation Facility, Roof, Sewer, Water
  • H O A Name Text: Compass Management
  • H O A Exist: Yes

Lot Info

  • Parcel Number: 011-443-018-000

Multi Family

  • Utilities: Individual Electric Meters, Public Utilities

MLS Schools

  • High School District Text: Monterey Peninsula Unified

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 15, 2024
Closed on
Mar 19, 2025
Sold by
Bought by
Seller's Agent
Pete Ruiz
Keller Williams Realty
Buyer's Agent
Christine Handel
Carmel Realty Company
List Price
$759,000
Sold Price
$735,000
Premium/Discount to List
-$24,000
-3.16%
Views
185
Current Estimated Value
$685,688

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$49,312
Avg. Annual Appreciation
-5.45%

Purchase Details

Listed on
Sep 5, 2021
Closed on
Jan 13, 2022
Sold by
Bought by
Seller's Agent
Shelly Sherman
Bennett Realtors
Buyer's Agent
Brad Griffin
KW Coastal Estates
Sold Price
$625,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.23%
Original Mortgage
$562,500
Interest Rate
3.05%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 25, 2021
Sold by
Bought by

Purchase Details

Closed on
Nov 9, 2019
Sold by
Bought by

Purchase Details

Closed on
Jan 18, 2012
Sold by
Bought by

Purchase Details

Closed on
Jun 1, 2007
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$476,000
Interest Rate
5.75%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 13, 2006
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$388,750
Interest Rate
6.5%
Mortgage Type
Unknown

Purchase Details

Closed on
May 24, 2004
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$333,700
Interest Rate
6.25%
Mortgage Type
Unknown

Purchase Details

Closed on
Oct 26, 1995
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$145,000
Interest Rate
7.58%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$735,000 Chicago Title Company
$625,000 Chicago Title
-- Chicago Title Company
$470,000 Chicago Title Company
-- None Available
$595,000 First American Title Co
-- Chicago Title Co
$425,000 Stewart Title
$165,000 Chicago Title Co
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $562,500
Previous Owner $476,000
Previous Owner $388,750
Previous Owner $333,700
Previous Owner $145,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/24/2025 03/24/25 Sold $735,000 -0.5% $1,433 / Sq Ft
02/20/2025 02/20/25 Pending -- -- --
09/26/2024 09/26/24 Price Changed $739,000 -2.6% $1,441 / Sq Ft
08/15/2024 08/15/24 For Sale $759,000 +21.4% $1,480 / Sq Ft
01/18/2022 01/18/22 Sold $625,000 0.0% $1,218 / Sq Ft View Prior Sale
12/17/2021 12/17/21 Pending -- -- --
11/25/2021 11/25/21 For Sale -- -- --
11/11/2021 11/11/21 Off Market $625,000 -- --
09/05/2021 09/05/21 For Sale $625,000 -- $1,218 / Sq Ft
Source: MLSListings

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,129 $663,254 $371,422 $291,832
2024 $7,129 $650,250 $364,140 $286,110
2023 $6,934 $637,500 $357,000 $280,500
2022 $5,309 $625,000 $350,000 $275,000
2021 $5,232 $474,869 $272,797 $202,072
2020 $5,033 $470,000 $270,000 $200,000
2019 $5,263 $459,000 $270,000 $189,000
2018 $5,152 $459,000 $270,000 $189,000
2017 $5,484 $518,000 $305,000 $213,000
2016 $5,282 $498,000 $293,000 $205,000
2015 $5,096 $480,000 $282,000 $198,000
2014 $4,442 $417,000 $245,000 $172,000
Source: Public Records

Agents Affiliated with this Home

  • Pete Ruiz

    Seller's Agent in 2025

    Pete Ruiz

    Keller Williams Realty

    (831) 277-8712

    6 in this area

    447 Total Sales

    Pete Ruiz
    Section Image
  • Christine Handel

    Buyer's Agent in 2025

    Christine Handel

    Carmel Realty Company

    (831) 915-8833

    3 in this area

    58 Total Sales

    Christine Handel
    Section Image
  • Shelly Sherman

    Seller's Agent in 2022

    Shelly Sherman

    Bennett Realtors

    (209) 327-2029

    7 in this area

    100 Total Sales

    Shelly Sherman
    Section Image

  • B

    Buyer's Agent in 2022

    Brad Griffin

    KW Coastal Estates

    Section Image
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Map

Source: MLSListings

MLS Number: ML81976856

MLSListings

APN: 011-443-018-000

California Monterey County Monterey 93940 Del Monte Beach

125 Surf Way Unit 310, Monterey, CA

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