NOT LISTED FOR SALE

125 Surf Way Unit 326 Monterey, CA 93940

Del Monte Beach Neighborhood

Estimated Value: $768,000 - $834,000

1 Bed
1 Bath
830 Sq Ft
1,307 Sq Ft Lot Lot

Sale Details

Date Sold: August 21, 2025

Last sale price $795,000 $958 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $5,758 / mo

Highlights

  • Ocean View
  • Private Pool
  • Breakfast Bar
  • Monterey High School Rated A
  • Post and Beam
  • 3-minute walk to Spray Ave. Tot Lot

About This Home

As of August 2025

This home is located at 125 Surf Way Unit 326, Monterey, CA 93940 since 21 August 2025 and is currently estimated at $790,072, approximately $951 per square foot. This property was built in 1993. 125 Surf Way Unit 326 is a home located in Monterey County with nearby schools including Foothill Elementary School, Monte Vista Elementary School, and Monterey High School.

Last Agent to Sell the Property

Susan Spiegel

Compass License #01469814 Listed on: 08/21/2025

Compass

Last Buyer's Agent

Holly Nutt

Compass License #01964786

Compass

Property Details

Home Type

  • Condominium

Year Built

  • Built in 1993

Lot Details

  • 1,307

HOA Fees

  • $1,065 Monthly HOA Fees

Parking

  • Carport

Property Views

  • Ocean
  • Bay

Home Design

  • 830 Sq Ft Home
  • Post and Beam
  • Pillar, Post or Pier Foundation

Bedrooms and Bathrooms

  • 1 Bedroom
  • 1 Full Bathroom

Utilities

  • Zoned Heating
  • Baseboard Heating
  • Separate Meters

Additional Features

  • Breakfast Bar
  • Private Pool

Listing and Financial Details

  • Assessor Parcel Number 011-443-049-000

Community Details

Overview

  • Association fees include common area electricity, common area gas, decks, exterior painting, fencing, hot water, insurance, landscaping / gardening, maintenance - common area, maintenance - exterior, management fee, pool spa or tennis, recreation facility, reserves, roof, security service, water / sewer
  • 172 Units
  • Ocean Harbor House Association
  • Built by OCEAN HARBOR HOUSE

Recreation

  • Community Pool

Pet Policy

  • Limit on the number of pets

Property Details

Home Type

Condominium

Year Built

Built in 1993

Lot Details

1,307 Sq Ft Lot

HOA Fees

$1,065 per month

Listing Details

  • Subclass: Condominium
  • Restrictions: Pets - Number Restrictions
  • Listing Class: Residential
  • Min Numberof Unitsin Complex: 172
  • Structure Sq Ft: 830
  • Complex Name: OCEAN HARBOR HOUSE
  • Year Built: 1993
  • Zoning Description: R3
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Family Room: No Family Room
  • Dining Room: Breakfast Bar
  • Living Sq Ft: 830
  • Full Bathrooms: 1
  • Total Bedrooms: 1

Exterior Features

  • Foundation: Pillars / Posts / Piers, Post and Beam
  • Pool Description: Community Facility
  • View: Bay, Ocean, Water
  • Pool: Yes

Garage/Parking

  • Garage Parking Features: Carport

Utilities

  • Heating System: Baseboard, Heating - 2+ Zones
  • Sewer/Septic System: Sewer - Public

Condo/Co-op/Association

  • HOA Fees: 1065
  • HOA Fee Frequency: Monthly
  • Association Fees Include: Common Area Electricity, Common Area Gas, Decks, Exterior Painting, Fencing, Hot Water, Insurance, Landscaping / Gardening, Maintenance - Common Area, Maintenance - Exterior, Management Fee, Pool, Spa, or Tennis, Recreation Facility, Reserves, Roof, Security Service, Water / Sewer
  • H O A Name Text: OCEAN HARBOR HOUSE
  • H O A Exist: Yes

Lot Info

  • Parcel Number: 011-443-049-000

Multi Family

  • Utilities: Individual Electric Meters

MLS Schools

  • High School District Text: Monterey Peninsula Unified

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 21, 2025
Closed on
Aug 7, 2025
Sold by
Bought by
Seller's Agent
Susan Spiegel
Compass
Buyer's Agent
Holly Nutt
Compass
Sold Price
$795,000
Views
3
Current Estimated Value
$790,072

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,928
Avg. Annual Appreciation
-0.79%

Purchase Details

Closed on
Nov 11, 2016
Sold by
Bought by

Purchase Details

Closed on
Dec 1, 2010
Sold by
Bought by

Purchase Details

Closed on
Jun 10, 1994
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$173,700
Interest Rate
8.35%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$795,000 Chicago Title Company
-- None Available
$370,000 First American Title Company
$193,000 Chicago Title Company
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $173,700
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/21/2025 08/21/25 Sold $795,000 -- $958 / Sq Ft
08/21/2025 08/21/25 Pending -- -- --
Source: MLSListings

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,144 $474,022 $179,358 $294,664
2024 $5,144 $464,729 $175,842 $288,887
2023 $4,969 $455,618 $172,395 $283,223
2022 $4,900 $446,685 $169,015 $277,670
2021 $4,828 $437,927 $165,701 $272,226
2020 $4,645 $433,437 $164,002 $269,435
2019 $4,876 $424,939 $160,787 $264,152
2018 $4,680 $416,608 $157,635 $258,973
2017 $4,333 $408,441 $154,545 $253,896
2016 $4,256 $400,433 $151,515 $248,918
2015 $4,194 $394,420 $149,240 $245,180
2014 $4,122 $386,695 $146,317 $240,378
Source: Public Records

Agents Affiliated with this Home

  • Susan Spiegel

    Seller's Agent in 2025

    Susan Spiegel

    Compass

    (831) 915-5585

    13 in this area

    16 Total Sales

    Susan Spiegel
    Section Image
  • Holly Nutt

    Buyer's Agent in 2025

    Holly Nutt

    Compass

    (831) 236-6730

    4 in this area

    49 Total Sales

    Holly Nutt
    Section Image
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Map

Source: MLSListings

MLS Number: ML82018938

MLSListings

APN: 011-443-049-000

California Monterey County Monterey 93940 Del Monte Beach

125 Surf Way Unit 326, Monterey, CA

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