Dana Hancock
RE/MAX SPECIALISTS
(904) 944-9984
419 Total Sales
2 in Palatka
$6K - $285K Price Range
126 Echo Ln Palatka, FL 32177
Palatka AreaEstimated Value: $258,023 - $315,000
3
Beds
2
Baths
1,601
Sq Ft
$171/Sq Ft
Est. Value
Highlights
- Lake Front
- 1.63 Acre Lot
- Tile Flooring
- RV Access or Parking
- No HOA
- Central Heating and Cooling System
About This Home
As of August 2025Rare Opportunity on Silver Lake!
Welcome to 126 Echo Ln. in Palatka, FL — a peaceful lakeside retreat tucked away in one of Putnam County's best-kept secrets. With 1.63 acres of natural beauty, this charming property offers direct frontage on the coveted Silver Lake — a rare find in today's market!
As you drive in, you're greeted by a picturesque, tree-lined gravel road, winding through shade, privacy, and quiet serenity. The home is well-maintained with timeless character, offering a solid foundation and endless potential for stylish updates. Whether you're envisioning a cozy weekend hideaway or a full-time lakefront dream, this is your opportunity to bring it to life.
You'll feel a world away — yet you're just minutes from everything Palatka has to offer, including shopping, dining, medical facilities, and more. Peaceful, private, and conveniently located — this property truly has it all. Schedule your private showing today!
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $656
Year Built
- Built in 1961
Lot Details
- 1.63 Acre Lot
- Lake Front
- Wood Fence
Home Design
- Metal Roof
Interior Spaces
- 1,601 Sq Ft Home
- 1-Story Property
- Partially Furnished
- Wood Burning Fireplace
- Lake Views
Kitchen
- Electric Oven
- Electric Cooktop
- Freezer
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry in unit
- Dryer
- Washer
Parking
- Carport
- Additional Parking
- Off-Street Parking
- RV Access or Parking
Schools
- Kelley Smith Elementary School
- Palatka High School
Utilities
- Central Heating and Cooling System
- Private Water Source
- Electric Water Heater
- Septic Tank
Community Details
- No Home Owners Association
- Silver Lake Subdivision
Listing and Financial Details
- Assessor Parcel Number 171026000009300000
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 11, 2025
Closed on
Aug 19, 2025
Sold by
Bought by
Seller's Agent
SHELLY GRIFFIS
MAXREV, LLC
Buyer's Agent
NON MLS
NON MLS (realMLS)
List Price
$295,000
Sold Price
$254,000
Premium/Discount to List
-$41,000
-13.9%
Views
50
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$19,756
Avg. Annual Appreciation
8.20%
Original Mortgage
$211,000
Outstanding Balance
$209,108
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$64,648
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Palatka, FL
-
Dana Hancock
-
Ben Glynn
Ben Glynn
EPIQUE REALTY, INC
(904) 664-3696
72 Total Sales
1 in Palatka
$195,000 Price
-
Elizabeth Taylor
Elizabeth Taylor
KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE
(904) 569-6843
69 Total Sales
1 in Palatka
$190,000 Price
-
Meshell Perry
Meshell Perry
DOGWOOD REALTY LLC
(904) 204-1750
88 Total Sales
1 in Palatka
$125,000 Price
-
Neil Avery
Neil Avery
WATSON REALTY CORP
(904) 300-2935
55 Total Sales
2 in Palatka
$385K - $429K Price Range
-
Matt Berrang
Matt Berrang
INI REALTY
(904) 831-8730
210 Total Sales
2 in Palatka
$380K - $780K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $254,000 | Guaranty Title |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $211,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/19/2025 08/19/25 | Sold | $254,000 | -13.9% | $159 / Sq Ft |
| 07/18/2025 07/18/25 | Pending | -- | -- | -- |
| 07/11/2025 07/11/25 | For Sale | $295,000 | -- | $184 / Sq Ft |
Source: realMLS (Northeast Florida Multiple Listing Service)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $220 | $84,950 | ||
| 2024 | $169 | $82,560 | ||
| 2023 | $173 | $80,160 | $0 | $0 |
| 2022 | $584 | $77,830 | $0 | $0 |
| 2021 | $602 | $75,570 | $0 | $0 |
| 2020 | $616 | $74,530 | $0 | $0 |
| 2019 | $643 | $72,860 | $66,780 | $6,080 |
| 2018 | $651 | $71,510 | $65,430 | $6,080 |
| 2017 | $652 | $70,040 | $64,280 | $5,760 |
| 2016 | $656 | $68,600 | $0 | $0 |
| 2015 | -- | $68,966 | $0 | $0 |
| 2014 | -- | $69,937 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
SHELLY GRIFFIS
Seller's Agent in 2025
SHELLY GRIFFIS
MAXREV, LLC
(386) 937-1044
21 Total Sales
-
NON MLS
N
Buyer's Agent in 2025
NON MLS
NON MLS (realMLS)
Map
Source: realMLS (Northeast Florida Multiple Listing Service)
MLS Number: 2098016
APN: 17-10-26-0000-0930-0000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by NEFMLS.
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