Seller's Agent in 2026
Bryan Chalk
Napier REALTORS ERA
(804) 405-6523
14 in this area
69 Total Sales
12606 Mill Lock Terrace Midlothian, VA 23113
4
Beds
2.5
Baths
2,050
Sq Ft
9,017
Sq Ft Lot
Highlights
- Deck
- Screened Porch
- 1 Car Direct Access Garage
- Midlothian High School Rated A
- Formal Dining Room
- Cul-De-Sac
About This Home
As of March 2026Tucked away on a quiet cul-de-sac in the heart of Midlothian, 12606 Mill Lock Terrace offers the perfect blend of space, privacy, and opportunity in the highly desirable 23113 zip code. This charming 2000+ square foot, 4-bedroom, 21⁄2-bath home welcomes you with a functional layout designed for everyday living and easy entertaining. Generous living spaces provide room to gather, relax, and grow, while the well-proportioned bedrooms offer flexibility for family, guests, or a dedicated home office. Step outside and you’ll find one of the home’s true highlights — a screened porch that invites you to slow down and enjoy peaceful mornings with coffee or unwind in the evening. The fully fenced backyard creates a private retreat ideal for pets, play, gardening, or weekend cookouts. Situated on a quiet cul-de-sac, the setting offers minimal through traffic and a true neighborhood feel. While the home could benefit from some cosmetic updates, it has been thoughtfully priced to reflect that opportunity — making it an exceptional value for buyers eager to personalize a home in one of Midlothian’s most sought-after areas. Whether you’re looking to build equity, invest wisely, or create a space uniquely your own, this property presents a rare chance to do so without compromising location. The large unfinished walkup attic provides ample storage options. With strong bones, desirable features, and undeniable potential, 12606 Mill Lock Terrace is ready for its next chapter. The only thing missing is your vision.
Last Agent to Sell the Property
Napier REALTORS ERA License #0225207894 Listed on: 02/25/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,378
Year Built
- Built in 1988
Lot Details
- 9,017 Sq Ft Lot
- Cul-De-Sac
- Property is Fully Fenced
- Zoning described as R7
Parking
- 1 Car Direct Access Garage
- Driveway
- Unpaved Parking
Home Design
- Fire Rated Drywall
- Frame Construction
- Shingle Roof
- Hardboard
Interior Spaces
- 2,050 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Fireplace Features Masonry
- Gas Fireplace
- Bay Window
- French Doors
- Formal Dining Room
- Screened Porch
- Crawl Space
Kitchen
- Eat-In Kitchen
- Oven
- Dishwasher
- Laminate Countertops
Flooring
- Partially Carpeted
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms
- En-Suite Primary Bedroom
- Walk-In Closet
Laundry
- Dryer
- Washer
Outdoor Features
- Deck
Schools
- Robious Elementary School
- Midlothian Middle School
- Midlothian High School
Utilities
- Central Air
- Heating Available
- Water Heater
Community Details
- Millstone Creek Subdivision
Listing and Financial Details
- Tax Lot 27
- Assessor Parcel Number 734-70-82-55-500-000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 30, 2013
Closed on
Dec 18, 2013
Sold by
Spence R Bruce
Bought by
Lauderdale Trustee Maria T and Cater Jonalyn
Seller's Agent
David Hamil
Napier REALTORS ERA
Buyer's Agent
David Hamil
Napier REALTORS ERA
List Price
$228,000
Sold Price
$201,500
Premium/Discount to List
-$26,500
-11.62%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.03%
Purchase Details
Closed on
May 24, 2002
Bought by
Spence R B R and Spence Phyllis C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$25,000
Interest Rate
7.01%
Mortgage Type
New Conventional
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $201,500 | -- | |
| Warranty Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $25,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/18/2026 03/18/26 | Sold | $391,000 | +11.7% | $191 / Sq Ft | |
| 02/28/2026 02/28/26 | Pending | -- | -- | -- | |
| 02/25/2026 02/25/26 | For Sale | $350,000 | +73.7% | $171 / Sq Ft | |
| 01/06/2014 01/06/14 | Sold | $201,500 | -11.6% | $98 / Sq Ft | View Prior Sale |
| 11/09/2013 11/09/13 | Pending | -- | -- | -- | |
| 04/30/2013 04/30/13 | For Sale | $228,000 | -- | $111 / Sq Ft |
Source: Central Virginia Regional MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,403 | $379,500 | $70,000 | $309,500 |
| 2024 | $3,403 | $371,400 | $70,000 | $301,400 |
| 2023 | $3,015 | $331,300 | $65,000 | $266,300 |
| 2022 | $2,918 | $317,200 | $58,000 | $259,200 |
| 2021 | $2,616 | $268,400 | $56,000 | $212,400 |
| 2020 | $2,375 | $250,000 | $53,000 | $197,000 |
| 2019 | $2,354 | $247,800 | $52,000 | $195,800 |
| 2018 | $2,354 | $247,800 | $52,000 | $195,800 |
| 2017 | $2,135 | $222,400 | $52,000 | $170,400 |
| 2016 | $2,116 | $220,400 | $50,000 | $170,400 |
| 2015 | $2,141 | $220,400 | $50,000 | $170,400 |
| 2014 | $2,141 | $220,400 | $50,000 | $170,400 |
Source: Public Records
Agents Affiliated with this Home
-
Bryan Chalk
-
Sabrina Jacunski
Buyer's Agent in 2026
Sabrina Jacunski
Estate Realty Group
(804) 928-1554
1 in this area
24 Total Sales
-
David Hamil
Seller's Agent in 2014
David Hamil
Napier REALTORS ERA
(804) 516-2352
Map
Source: Central Virginia Regional MLS
MLS Number: 2604146
APN: 734-70-82-55-500-000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All or a portion of th multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2026 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.
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