Seller's Agent in 2025
Laura Marie
EXP REALTY LLC
(413) 219-0350
2 in this area
153 Total Sales
12641 98th St Largo, FL 33773
Shadow Pines NeighborhoodEstimated Value: $497,000 - $515,000
3
Beds
2
Baths
1,624
Sq Ft
$311/Sq Ft
Est. Value
Highlights
- Screened Pool
- No HOA
- Family Room Off Kitchen
- High Ceiling
- Mature Landscaping
- Rear Porch
About This Home
As of October 2025Welcome to Blue Cove in Largo, Florida, where this 3-bedroom, 2-bathroom pool home offers comfort, style, and freedom. With no HOA and no rental restrictions, you have the flexibility to live year-round, enjoy it seasonally, or operate it as an Airbnb......
The highlight of this property is the 9-foot-deep saltwater pool, complete with a screened in patio space offering over 900 square feet of outdoor living space. Whether you are swimming laps, relaxing on a float, or hosting family and friends, this pool area is designed for year-round enjoyment thanks to the Thermeau Prestige heater and chiller. The fenced backyard leaves plenty of space for pets, gardening, or outdoor entertaining......
Inside, the open layout creates an easy flow for both daily living and gatherings. The living room includes a wood-burning fireplace, and the updated kitchen features quartz countertops, stainless steel appliances, fabulous kitchen island and Shaker-style soft-close cabinets. A separate laundry area is located just off the kitchen......
The primary suite includes direct pool access, two large closets, and an ensuite bathroom. The two additional bedrooms have nice closets......
Recent updates add peace of mind, including a 2022 roof and 2018 HVAC system and so much more......
This home also offers a prime central location. You are just 6 miles from the white sands of Indian Rocks Beach and Belleair Beach, just 2.7 miles to Largo Central Park, 3.8 miles to East Bay Golf Club and 3.9 miles to Florida Botanical Gardens, and 3.9 miles to Highland Recreation Complex and 3.8 miles to Eagle Lake Park....... Local restaurants, shopping, farmer markets, and grocery stores are all nearby, while both Tampa International and St. Pete–Clearwater airports are within easy reach........
Schedule your showing today and ask for the full Property Info Book with details on updates and features.
Last Agent to Sell the Property
EXP REALTY LLC Brokerage Phone: 888-883-8509 License #3341669 Listed on: 04/10/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,962
Year Built
- Built in 1980
Lot Details
- 9,100 Sq Ft Lot
- Lot Dimensions are 70x130
- East Facing Home
- Vinyl Fence
- Wood Fence
- Child Gate Fence
- Mature Landscaping
- Property is zoned R-3
Parking
- 2 Car Attached Garage
- Driveway
Home Design
- Slab Foundation
- Shingle Roof
- Block Exterior
Interior Spaces
- 1,624 Sq Ft Home
- 1-Story Property
- High Ceiling
- Ceiling Fan
- Wood Burning Fireplace
- Family Room Off Kitchen
- Combination Dining and Living Room
- Luxury Vinyl Tile Flooring
Kitchen
- Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Pool
- Screened Pool
- Heated In Ground Pool
- Saltwater Pool
- Fence Around Pool
Outdoor Features
- Screened Patio
- Exterior Lighting
- Rear Porch
Utilities
- Central Heating and Cooling System
- Cable TV Available
Community Details
- No Home Owners Association
- Blue Water Cove Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 44
- Assessor Parcel Number 11-30-15-09416-000-0440
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 10, 2025
Closed on
Oct 17, 2025
Sold by
Jacobs Heather T and Jacobs Thomas M
Bought by
Scarpino Family Living Trust and Scarpino
Seller's Agent
Laura Marie
EXP REALTY LLC
Buyer's Agent
Ryan Strong
REAL PROPERTY MANAGEMENT SUNSHINE CITY
List Price
$569,900
Sold Price
$510,000
Premium/Discount to List
-$59,900
-10.51%
Views
179
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$5,226
Avg. Annual Appreciation
-1.82%
Original Mortgage
$255,000
Outstanding Balance
$255,000
Interest Rate
6.35%
Mortgage Type
New Conventional
Estimated Equity
$249,774
Purchase Details
Listed on
Feb 6, 2022
Closed on
Feb 25, 2022
Sold by
Zillow Homes Property Trust
Bought by
Jacobs Thomas M and Jacobs Heather T
Seller's Agent
Annie O'Sullivan
LPT REALTY, LLC
Buyer's Agent
Kimberly Pennell
KW PEACE RIVER PARTNERS
List Price
$434,100
Sold Price
$485,000
Premium/Discount to List
$50,900
11.73%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.39%
Original Mortgage
$303,870
Interest Rate
3.55%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 29, 2021
Sold by
Sullivan Susan A and Jankowski Susan Ann
Bought by
Zillow Homes Property Trust
Purchase Details
Closed on
May 23, 2019
Sold by
Jankowski Robert Edward
Bought by
Jankowski Susan Ann and Sullivan Susan A
Purchase Details
Closed on
Jun 15, 2005
Sold by
Romanov Walter
Bought by
Boyd Cheryl
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$234,000
Interest Rate
5.57%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
May 13, 2002
Sold by
Romanov Marie E
Bought by
Romanov Walter
Purchase Details
Closed on
Sep 19, 2000
Sold by
Damiano and Marchiafava Lucrezia
Bought by
Romanov Ralter and Romanov Marie
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$72,500
Interest Rate
8.17%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 26, 1993
Sold by
Marchiafava Damiano and Marchiafava Lucrezia
Bought by
Ca Fed Bk
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$77,250
Interest Rate
7.39%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Scarpino Family Living Trust | $510,000 | Suncoast One Title & Closings | |
| Jacobs Thomas M | $434,100 | New Title Company Name | |
| Zillow Homes Property Trust | $399,000 | Zillow Closing Svcs Post Clo | |
| Jankowski Susan Ann | -- | Attorney | |
| Boyd Cheryl | $260,000 | Homestead Title Of Pinellas | |
| Romanov Walter | -- | -- | |
| Romanov Ralter | $152,500 | -- | |
| Ca Fed Bk | -- | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Scarpino Family Living Trust | $255,000 | |
| Previous Owner | Jacobs Thomas M | $303,870 | |
| Previous Owner | Boyd Cheryl | $234,000 | |
| Previous Owner | Romanov Ralter | $72,500 | |
| Previous Owner | Ca Fed Bk | $77,250 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/17/2025 10/17/25 | Sold | $510,000 | -2.8% | $314 / Sq Ft | |
| 09/18/2025 09/18/25 | Pending | -- | -- | -- | |
| 07/24/2025 07/24/25 | Price Changed | $524,900 | -4.5% | $323 / Sq Ft | |
| 07/10/2025 07/10/25 | Price Changed | $549,900 | -2.7% | $339 / Sq Ft | |
| 05/23/2025 05/23/25 | Price Changed | $564,900 | -0.9% | $348 / Sq Ft | |
| 04/10/2025 04/10/25 | For Sale | $569,900 | +31.3% | $351 / Sq Ft | |
| 05/09/2022 05/09/22 | Off Market | $434,100 | -- | -- | |
| 03/01/2022 03/01/22 | Sold | $485,000 | +11.7% | $299 / Sq Ft | View Prior Sale |
| 02/08/2022 02/08/22 | Pending | -- | -- | -- | |
| 02/06/2022 02/06/22 | For Sale | $434,100 | -- | $267 / Sq Ft |
Source: Stellar MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,962 | $232,719 | -- | -- |
| 2024 | $4,990 | $315,576 | -- | -- |
| 2023 | $4,990 | $306,384 | $0 | $0 |
| 2022 | $7,134 | $373,228 | $158,301 | $214,927 |
| 2021 | $2,971 | $183,837 | $0 | $0 |
| 2020 | $2,981 | $181,299 | $0 | $0 |
| 2019 | $2,956 | $177,223 | $0 | $0 |
| 2018 | $2,941 | $173,919 | $0 | $0 |
| 2017 | $2,908 | $170,342 | $0 | $0 |
| 2016 | $2,875 | $166,838 | $0 | $0 |
| 2015 | $2,915 | $165,678 | $0 | $0 |
| 2014 | $2,902 | $164,363 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Laura Marie
-
Ryan Strong
R
Buyer's Agent in 2025
Ryan Strong
REAL PROPERTY MANAGEMENT SUNSHINE CITY
(727) 625-4351
1 in this area
17 Total Sales
-
Annie O'Sullivan
Seller's Agent in 2022
Annie O'Sullivan
LPT REALTY, LLC
(813) 531-1151
2 in this area
705 Total Sales
-
Debbie Brunner
D
Seller Co-Listing Agent in 2022
Debbie Brunner
54 REALTY LLC
(813) 368-7468
2 in this area
819 Total Sales
-
Kimberly Pennell
Buyer's Agent in 2022
Kimberly Pennell
KW PEACE RIVER PARTNERS
(941) 875-9060
1 in this area
64 Total Sales
Map
Source: Stellar MLS
MLS Number: TB8373038
APN: 11-30-15-09416-000-0440
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All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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