NOT LISTED FOR SALE

12643 Spear Trail Culver, IN 46511

Estimated Value: $287,109 - $321,000

3 Beds
2.5 Baths
1,898 Sq Ft
$159/Sq Ft Est. Value

Sale Details

Date Sold: February 26, 2026

Last sale price $295,000 $155 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $1,749 / mo

133 Days on Market

Highlights

  • Access To Lake
  • Lake Property
  • Corner Lot
  • Open Floorplan
  • Partially Wooded Lot
  • Bathtub with Shower

About This Home

As of February 2026

Enjoy peaceful living just a short walk from Lake Latonka, this charming bi-level home is nestled on the corner of Spear Trail and set on a spacious, tree-lined lot. Step inside to find an open-concept living and dining space filled with natural light, perfect for both relaxing evenings and entertaining guests. The kitchen features ample cabinet storage and appliances which are included. The home also offers three generously sized bedrooms and two full baths and one more half bath. The finished basement provides a second living space perfect for a work-out room or home office. Outside, enjoy the deck overlooking the large yard with mature trees, an attached two-car garage, and easy access to local lake amenities. This home is also equipped with a whole house generator. Culver address but Plymouth Schools!

Last Agent to Sell the Property

Morgan Sissel

COLLINS and CO REALTORS - PLYMOUTH Brokerage Email: ccollins@collinshomes.com Listed on: 10/09/2025

Last Buyer's Agent

Jeffrey Foster

LPT Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,038

Year Built

  • Built in 1997

Lot Details

  • 9,583 Sq Ft Lot
  • Lot Dimensions are 86x109
  • Private Streets
  • Rural Setting
  • Landscaped
  • Corner Lot
  • Partially Wooded Lot

HOA Fees

  • $29 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Basement Garage
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Home Design

  • Bi-Level Home
  • Brick Exterior Construction
  • Poured Concrete
  • Asphalt Roof
  • Vinyl Construction Material

Interior Spaces

  • Open Floorplan
  • Ceiling Fan
  • Entrance Foyer
  • Gas Oven or Range
  • Electric Dryer Hookup

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • Bathtub with Shower

Finished Basement

  • Basement Fills Entire Space Under The House
  • 1 Bathroom in Basement
  • Natural lighting in basement

Home Security

  • Video Cameras
  • Storm Doors

Outdoor Features

  • Access To Lake
  • Lake Property

Schools

  • Menominee Elementary School
  • Lincoln Middle School
  • Plymouth High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Whole House Permanent Generator
  • Private Company Owned Well
  • Well
  • Septic System

Community Details

  • Lake Latonka Subdivision

Listing and Financial Details

  • Assessor Parcel Number 50-31-21-000-256.000-017
  • Seller Concessions Not Offered

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,038

Year Built

Built in 1997

Lot Details

9,583 Sq Ft Lot

HOA Fees

$29 per month

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1997
  • Style: Bi-Level
  • Bedrooms: 3
  • Total Bathrooms: 3
  • Total Full Bathrooms: 2
  • Total Number of Half Bathrooms: 1
  • Legal Description: ACREAGE: AUDITOR DESC: ARROWHEAD SUB LOT 28 LEGAL DESC:
  • Parcel Number ID: 50-31-21-000-256.000-017
  • Platted: Yes
  • Amenities: 1st Bdrm En Suite, Ceiling Fan(s), Deck Open, Dryer Hook Up Electric, Foyer Entry, Garage Door Opener, Generator-Whole House, Landscaped, Near Walking Trail, Open Floor Plan, Range/Oven Hook Up Gas, Storm Doors, Alarm System-Sec. Cameras, Tub/Shower Combination
  • Improvmnts In Last5 Yrs: Yes
  • Location: Lake, Rural, Near Walking Trail
  • Road Access: Private
  • Road Surface: Asphalt
  • Special Features: None

Interior Features

  • Total Sq Ft: 1898
  • Total Finished Sq Ft: 1898
  • Above Grade Finished Sq Ft: 1248
  • Below Grade Finished Sq Ft: 650
  • Basement: Yes
  • Basement Foundation: Daylight, Full Basement, Finished
  • Basement Material: Poured Concrete
  • Bedroom 1: Dimensions: 14x12, On Level: Upper
  • Bedroom 2: Dimensions: 10x10, On Level: Upper
  • Bedroom 3: Dimensions: 9x10, On Level: Upper
  • Number Below Grade Bathrooms: 1
  • Number of Below Grade Half Bathrooms: 1
  • Total Below Grade Sq Ft: 650

Exterior Features

  • Exterior: Brick, Vinyl
  • Roof Material: Asphalt
  • Outbuilding1: None
  • Water Features: Walk to Lake Access

Garage/Parking

  • Driveway: Concrete
  • Garage Type: Basement
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 23x22
  • Garage: Yes
  • Off Street Parking: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: Septic
  • Water Utilities: Well
  • Hvac: Ceiling Fan
  • Well Type: Private

Condo/Co-op/Association

  • Association Fees: 351
  • Association Fees Frequency: Annually

Schools

  • Elementary School: Menominee

Lot Info

  • Lot Description: Corner, Partially Wooded
  • Lot Dimensions: 86X109
  • Estimated Lot Sq Ft: 9583
  • Estimated Lot Size Acres: 0.22

Tax Info

  • Annual Taxes: 1037.94
  • Exemptions: Homestead, Supplemental

MLS Schools

  • High School: Plymouth
  • Middle School: Lincoln
  • School District: Plymouth Community School Corp.

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 9, 2025
Closed on
Feb 26, 2026
Sold by
Bought by
Seller's Agent
Morgan Sissel
COLLINS and CO REALTORS - PLYMOUTH
Buyer's Agent
Jeffrey Foster
LPT Realty
List Price
$329,500
Sold Price
$295,000
Premium/Discount to List
-$34,500
-10.47%
Views
87
Current Estimated Value
$302,277

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,277
Avg. Annual Appreciation
7.43%
Original Mortgage
$236,000
Outstanding Balance
$235,660
Interest Rate
4%
Mortgage Type
New Conventional
Estimated Equity
$66,617

Purchase Details

Closed on
Nov 17, 2017
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,400
Interest Rate
3.88%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 3, 1999
Sold by
Bought by

Purchase Details

Closed on
Aug 21, 1998
Sold by
Bought by

Purchase Details

Closed on
Sep 12, 1997
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- Meridian Title
-- None Available
$137,000 --
$132,700 --
$5,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $236,000
Previous Owner $130,400
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
02/26/2026 02/26/26 Sold $295,000 -1.6% $155 / Sq Ft
02/19/2026 02/19/26 Pending -- -- --
01/26/2026 01/26/26 Price Changed $299,900 -4.8% $158 / Sq Ft
12/03/2025 12/03/25 Price Changed $315,000 -4.4% $166 / Sq Ft
10/09/2025 10/09/25 For Sale $329,500 -- $174 / Sq Ft
Source: Indiana Regional MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,038 $196,000 $21,200 $174,800
2024 $1,046 $159,100 $21,200 $137,900
2022 $1,046 $156,700 $20,400 $136,300
2021 $884 $129,100 $15,700 $113,400
2020 $852 $121,600 $14,900 $106,700
2019 $781 $117,200 $14,300 $102,900
2018 $730 $113,900 $13,900 $100,000
2017 $449 $93,800 $10,900 $82,900
2016 $1,529 $97,800 $11,200 $86,600
2014 $1,491 $99,000 $11,000 $88,000
Source: Public Records

Agents Affiliated with this Home

  • Morgan Sissel

    Seller's Agent in 2026

    Morgan Sissel

    COLLINS and CO REALTORS - PLYMOUTH

    (574) 952-4578

    51 Total Sales

    Morgan Sissel
    Section Image

  • J

    Buyer's Agent in 2026

    Jeffrey Foster

    LPT Realty

    (574) 993-5333

    65 Total Sales

    Jeffrey Foster
    Section Image
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Map

Source: Indiana Regional MLS

MLS Number: 202540894

Indiana Regional MLS

APN: 50-31-21-000-256.000-017

Indiana Marshall County Culver 46511

12643 Spear Trail, Culver, IN

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Indiana Regional MLS Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Based on information submitted to the MLS GRID

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