NOT LISTED FOR SALE

127 Elder St Schenectady, NY 12304

Estimated Value: $198,085 - $270,000

6 Beds
2 Baths
2,346 Sq Ft
$101/Sq Ft Est. Value

Sale Details

Date Sold: March 20, 2025

Last sale price $190,000 $81 Per Sq Ft

Est. 20% increase in value since last sale

Current estimated payment $1,636 / mo

48 Days on Market

Highlights

  • Traditional Architecture
  • Bathroom on Main Level
  • Baseboard Heating
  • No HOA
  • Forced Air Heating System

About This Home

As of March 2025

BOM due to buyer finances changing. Large 2 family investment property in the heart of Schenectady offering 3 bedrooms each flat. Hardwood floors and LVP flooring throughout, eat in kitchen, and strong rental income. Great opportunity for new and experienced investors to add to their portfolio!

Last Agent to Sell the Property

Stephen McCormick

Tier One Real Estate Pros LLC License #10491214014 Listed on: 11/26/2024

Last Buyer's Agent

Erin Roth

Jandali Realty

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $5,200

Year Built

  • Built in 1920

Lot Details

  • 4,356 Sq Ft Lot

Home Design

  • 2,346 Sq Ft Home
  • Duplex
  • Traditional Architecture
  • Aluminum Siding
  • Vinyl Siding
  • Asphalt

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Bathroom on Main Level
  • 2 Full Bathrooms

Schools

  • Schenectady High School

Utilities

  • Forced Air Heating System
  • Baseboard Heating

Additional Features

  • Unfinished Basement

Community Details

  • No Home Owners Association
  • 2 Units

Listing and Financial Details

  • Assessor Parcel Number 49.60-4-17
  • Seller Concessions Offered

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$5,200

Year Built

Built in 1920

Lot Details

4,356 Sq Ft Lot

Listing Details

  • Property Type: MultiFamily
  • Property Sub Type: Duplex
  • Year Built: 1920
  • Directions: State st to Elder st
  • Above Grade Finished Sq Ft: 2346.0
  • Architectural Style: Traditional
  • Lot Size Acres: 0.1
  • Architectural Style:Traditional: Yes
  • Special Features: None

Interior Features

  • Basement: Unfinished
  • Full Bathrooms: 2
  • Total Bedrooms: 6
  • Living Area: 2346.0
  • Bathroom Levels Full Bathroom 1: 1st
  • Bathroom Levels Full Bathroom 2: 2nd
  • Basement:Unfinished: Yes

Exterior Features

  • Exterior Features: None
  • Roof: Asphalt
  • Construction Type: Aluminum Siding, Vinyl Siding
  • Waterfront: No
  • Construction Materials:Vinyl Siding: Yes
  • Exterior Features:None37: Yes
  • Construction Materials:Aluminum Siding: Yes

Garage/Parking

  • Open Parking: No
  • Property Detail:Parking YN: No

Utilities

  • Sewer: Public Sewer
  • Heating: Baseboard, Forced Air
  • Water Source: Public
  • Heating Yn: Yes
  • Heating:Forced Air: Yes
  • Heating:Baseboard: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Schenectady

Lot Info

  • Parcel #: 49.60-4-17
  • Lot Size Sq Ft: 4356.0

Tax Info

  • Tax Annual Amount: 5200.0

Multi Family

  • Number Of Units Total: 2

MLS Schools

  • HighSchool: Schenectady

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
Aug 20, 2025
Sold by
Bought by
Current Estimated Value
$227,469

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$237,750
Interest Rate
0.0658%
Mortgage Type
New Conventional

Purchase Details

Listed on
Nov 26, 2024
Closed on
Mar 18, 2025
Sold by
Bought by
Seller's Agent
Stephen McCormick
Tier One Real Estate Pros LLC
Buyer's Agent
Erin Roth
Jandali Realty
List Price
$169,900
Sold Price
$190,000
Premium/Discount to List
$20,100
11.83%
Views
56

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
17.95%
Original Mortgage
$160,440
Interest Rate
0.0665%
Mortgage Type
Construction

Purchase Details

Closed on
Apr 5, 2022
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$136,000
Interest Rate
0.0389%
Mortgage Type
Construction

Purchase Details

Closed on
Jan 5, 2018
Sold by
Bought by

Purchase Details

Closed on
Dec 5, 2016
Sold by
Bought by

Purchase Details

Closed on
Aug 12, 2016
Sold by
Bought by

Purchase Details

Closed on
Feb 1, 2016
Sold by
Bought by

Purchase Details

Closed on
Jul 1, 1998
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- None Listed On Document
$191,000 None Listed On Document
$500 Legacy Title Services Llc
$35,000 None Available
-- None Available
-- None Available
$22,360 Fidelity Title Insurance Co
$45,500 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Closed $237,750
Closed $160,440
Closed $136,000
Closed $59,500
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
03/20/2025 03/20/25 Sold $190,000 +11.8% $81 / Sq Ft
12/11/2024 12/11/24 Pending -- -- --
11/26/2024 11/26/24 For Sale $169,900 0.0% $72 / Sq Ft
10/28/2024 10/28/24 Pending -- -- --
10/24/2024 10/24/24 For Sale $169,900 -- $72 / Sq Ft
Source: Global MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,888 $76,300 $11,400 $64,900
2024 $4,888 $76,300 $11,400 $64,900
2023 $47 $76,300 $11,400 $64,900
2022 $4,568 $76,300 $11,400 $64,900
2021 $4,529 $76,300 $11,400 $64,900
2020 $4,442 $76,300 $11,400 $64,900
2019 $2,861 $76,300 $11,400 $64,900
2018 $4,480 $76,300 $11,400 $64,900
2017 $3,763 $76,300 $11,400 $64,900
2016 $4,621 $76,300 $11,400 $64,900
2015 -- $76,300 $11,400 $64,900
2014 -- $76,300 $11,400 $64,900
Source: Public Records

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Map

Source: Global MLS

MLS Number: 202427983

Global MLS

APN: 049-060-0004-017-000-0000

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