Peggy Shanklin
Responds Quickly
LONG & FOSTER - LAKE MONTICELLO
(434) 443-6812
129 Total Sales
2 in Louisa
$265,000 Price Range
127 Ferndale Dr Louisa, VA 23093
Louisa AreaEstimated Value: $294,000 - $308,000
3
Beds
2.5
Baths
1,203
Sq Ft
$250/Sq Ft
Est. Value
Highlights
- Home fronts navigable water
- Fishing Allowed
- Fireplace
- Canoe or Kayak Water Access
- Cape Cod Architecture
- Cooling Available
About This Home
As of December 2025Charming Cape Cod Escape in a Private Lake Community
127 Ferndale Drive, Louisa, VA Tucked inside a quiet gated lake community, 127 Ferndale Lane blends timeless Cape Cod character with thoughtful updates and the peaceful rhythm of lake life. This 3-bedroom, 2 full and 1 half-bath home welcomes you with brand-new carpet and fresh paint throughout, a freshly painted exterior, and a new deck out back—perfect for sipping morning coffee or enjoying the evening breeze. A cozy fireplace adds warmth and charm, especially on those crisp Virginia evenings. Set on a spacious front yard, there’s room to relax, play, or simply enjoy the outdoors. Just half a mile from the lake, you’ll have access to playgrounds, sandy beaches, and the freedom to take out your boat and spend the day on the water—whether you're exploring the shoreline or catching the sunset from the deck. Whether you're searching for a weekend getaway or a place to call home, 127 Ferndale Lane offers classic charm, comfort, and the best of lake living.
Last Agent to Sell the Property
(571) 386-1075 ashleybradyrealtor@yahoo.com Pearson Smith Realty, LLC Listed on: 07/25/2025
Last Buyer's Agent
(540) 735-9176 stephanie.hiner@penfedrealty.com Berkshire Hathaway HomeServices PenFed Realty License #0225230641
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,447
Year Built
- Built in 2005
Lot Details
- 13,939 Sq Ft Lot
- Home fronts navigable water
- Property is zoned R2
HOA Fees
- $92 Monthly HOA Fees
Parking
- Driveway
Home Design
- Cape Cod Architecture
- Block Foundation
- Vinyl Siding
Interior Spaces
- 1,203 Sq Ft Home
- Property has 2 Levels
- Fireplace
Kitchen
- Stove
- Built-In Microwave
- Dishwasher
Bedrooms and Bathrooms
Laundry
- Dryer
- Washer
Outdoor Features
- Canoe or Kayak Water Access
- Private Water Access
- Property is near a lake
Schools
- Trevilians Elementary School
- Louisa County Middle School
- Louisa County High School
Utilities
- Cooling Available
- Heat Pump System
- Electric Water Heater
- On Site Septic
Listing and Financial Details
- Tax Lot 1147
- Assessor Parcel Number 13A414 1147
Community Details
Overview
- Blue Ridge Shores Subdivision
Recreation
- Fishing Allowed
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 25, 2025
Closed on
Dec 2, 2025
Sold by
Bought by
Seller's Agent
Ashley Brady
Pearson Smith Realty, LLC
Buyer's Agent
Stephanie Hiner
Berkshire Hathaway HomeServices PenFed Realty
List Price
$329,000
Sold Price
$293,000
Premium/Discount to List
-$36,000
-10.94%
Views
102
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,328
Avg. Annual Appreciation
4.34%
Original Mortgage
$287,693
Outstanding Balance
$285,508
Interest Rate
5.62%
Mortgage Type
FHA
Estimated Equity
$15,820
Purchase Details
Closed on
Jul 28, 2006
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$193,956
Interest Rate
6.88%
Mortgage Type
FHA
Purchase Details
Closed on
Oct 13, 2005
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$142,275
Interest Rate
6.37%
Mortgage Type
New Conventional
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Louisa, VA
-
Peggy Shanklin
-
Kerrie Poore
Kerrie Poore
Berkshire Hathaway HomeServices PenFed Realty
(540) 513-5243
51 Total Sales
4 in Louisa
$28K - $350K Price Range
-
Khaliyah Barakhyahu
Khaliyah Barakhyahu
Responds QuicklyEXP Realty, LLC
(804) 823-8985
93 Total Sales
2 in Louisa
$170,000 Price Range
-
Peter Cathcart
Peter Cathcart
STEVENS & COMPANY-CHARLOTTESVILLE
(434) 443-8367
48 Total Sales
2 in Louisa
$400,000 Price Range
-
Shauna Butler
Shauna Butler
Town & Country Elite Realty, LLC.
(540) 507-2563
47 Total Sales
24 in Louisa
$31K - $2.4M Price Range
-
Christy Beck
Christy Beck
LONG & FOSTER - LAKE MONTICELLO
(386) 961-4582
104 Total Sales
3 in Louisa
$230K - $457K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $293,000 | Universal Title | ||
| $197,000 | None Available | ||
| $158,085 | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $287,693 | ||
| Previous Owner | $167,754 | ||
| Previous Owner | $164,247 | ||
| Previous Owner | $193,956 | ||
| Previous Owner | $142,275 | ||
| Previous Owner | $209,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/05/2025 12/05/25 | Sold | $293,000 | -2.3% | $244 / Sq Ft | |
| 10/25/2025 10/25/25 | Pending | -- | -- | -- | |
| 09/21/2025 09/21/25 | Price Changed | $299,900 | -2.9% | $249 / Sq Ft | |
| 09/10/2025 09/10/25 | Price Changed | $309,000 | -3.1% | $257 / Sq Ft | |
| 08/21/2025 08/21/25 | Price Changed | $319,000 | -1.5% | $265 / Sq Ft | |
| 08/12/2025 08/12/25 | Price Changed | $324,000 | -1.5% | $269 / Sq Ft | |
| 07/25/2025 07/25/25 | For Sale | $329,000 | +163.2% | $273 / Sq Ft | |
| 10/29/2015 10/29/15 | Sold | $125,000 | 0.0% | $97 / Sq Ft | View Prior Sale |
| 10/02/2015 10/02/15 | Pending | -- | -- | -- | |
| 09/23/2015 09/23/15 | For Sale | $125,000 | -- | $97 / Sq Ft |
Source: Bright MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $1,855 | $272,600 | $17,400 | $255,200 |
| 2025 | $1,747 | $257,700 | $13,900 | $243,800 |
| 2024 | $1,747 | $242,600 | $13,900 | $228,700 |
| 2023 | $1,586 | $231,800 | $12,000 | $219,800 |
| 2022 | $1,447 | $201,000 | $12,000 | $189,000 |
| 2021 | $841 | $158,700 | $12,000 | $146,700 |
| 2020 | $1,071 | $148,700 | $12,000 | $136,700 |
| 2019 | $1,025 | $142,300 | $12,000 | $130,300 |
| 2018 | $957 | $132,900 | $12,000 | $120,900 |
| 2017 | $866 | $123,200 | $12,000 | $111,200 |
| 2016 | $866 | $120,300 | $12,000 | $108,300 |
| 2015 | $791 | $109,800 | $12,000 | $97,800 |
| 2013 | -- | $129,200 | $12,000 | $117,200 |
Source: Public Records
Agents Affiliated with this Home
-
Ashley Brady
Seller's Agent in 2025
Ashley Brady
Pearson Smith Realty, LLC
(571) 386-1075
28 Total Sales
-
Stephanie Hiner
Buyer's Agent in 2025
Stephanie Hiner
BHHS PenFed (actual)
(540) 621-9355
297 Total Sales
-
Kay Dennison
K
Seller's Agent in 2015
Kay Dennison
BHHS PenFed (actual)
(540) 809-7259
2 Total Sales
-
H
Seller Co-Listing Agent in 2015
Harold Irby
MacDoc Realty LLC
Map
Source: Bright MLS
MLS Number: VALA2008334
APN: 13A414-1147
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement.
Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site.
The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale.
Property information displayed is deemed reliable but is not guaranteed.
Copyright 2026 Bright MLS, Inc.
Nearby Homes
- Lot 1154 Ferndale Dr
- 64 Ferndale Dr
- 1659 S Lakeshore Dr
- 238 Ash Rd
- nottingham road 0
- 64 Locust Dr
- 364 Poplar Dr
- 562/563 Locust Dr
- Lot 725 Redbud Dr
- 1262 S Lakeshore Dr
- 270 Ellis Dr
- 309 Ellis Dr
- 1134 S Lakeshore Dr
- 1134 S Lakeshore Dr
- 00 Davis Hwy Dr
- 835 N Lakeshore Dr
- 1242 N Lakeshore Dr
- 64 Pine Rd
- 816 N Lakeshore Dr
- 0 Oakland Rd
Your Personal Tour Guide
Ask me questions while you tour the home.