Seller's Agent in 2025
Anthony Gucciardo
Gucciardo Real Estate LLC
(239) 784-5766
67 in this area
600 Total Sales
1270 Ruffner Rd Schenectady, NY 12309
4
Beds
3.5
Baths
2,605
Sq Ft
0.43
Acres
Highlights
- Cape Cod Architecture
- Wood Flooring
- Stone Countertops
- Vernon School Rated 9+
- 2 Fireplaces
- No HOA
About This Home
As of June 2025Situated on a premium park like setting lot sits this 2,600+ SF executive Cape home in the desirable Rosendale Estates. Hardwood floors throughout with a generously appointed floor plan that includes a formal living & dining room with multiple fireplaces. Updates include new furnace, AC, generator, hot water tank, electric, driveway, & garage floor and a newer roof. Eat-in kitchen with 40'' maple cabinetry and double sink. Built-ins, solid wood doors, recessed lighting & crown molding throughout. This home offers 3 floors of generous living space & is great for those with teenagers or live-in relatives. Covered front porch with perennial gardens & roses throughout the property. There are 4 large bedrooms, 3 1/2 baths, a finished walkout basement with expansion potential on 2nd Floor
Last Agent to Sell the Property
Gucciardo Real Estate LLC License #10491202389 Listed on: 04/18/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,192
Year Built
- Built in 1948
Lot Details
- 0.43 Acre Lot
- Lot Dimensions are 120 x 156
- Landscaped
- Level Lot
Parking
- 2 Car Attached Garage
- Driveway
Home Design
- Cape Cod Architecture
- Vinyl Siding
- Asphalt
Interior Spaces
- Crown Molding
- 2 Fireplaces
- Wood Burning Fireplace
- Family Room
- Living Room
- Dining Room
- Wood Flooring
- Basement Fills Entire Space Under The House
Kitchen
- Eat-In Kitchen
- Oven
- Range
- Microwave
- Stone Countertops
Bedrooms and Bathrooms
- 4 Bedrooms
- Bathroom on Main Level
Outdoor Features
- Exterior Lighting
Schools
- Niskayuna High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Power Generator
- High Speed Internet
Community Details
- No Home Owners Association
Listing and Financial Details
- Legal Lot and Block 25.000 / 1
- Assessor Parcel Number 422400 50.8-1-25
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 18, 2025
Closed on
Jun 17, 2025
Sold by
Howe William Augustus and Thomas Rebecca
Bought by
Butler Todd and Butler Amanda
Seller's Agent
Anthony Gucciardo
Gucciardo Real Estate LLC
Buyer's Agent
Cindy Gotobed
Coldwell Banker Prime Properties
List Price
$524,800
Sold Price
$502,000
Premium/Discount to List
-$22,800
-4.34%
Views
134
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$64,501
Avg. Annual Appreciation
28.64%
Original Mortgage
$401,600
Outstanding Balance
$399,899
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$166,602
Purchase Details
Listed on
Feb 14, 2012
Closed on
Jul 3, 2012
Sold by
Roth Laura M
Bought by
Howe William A
Seller's Agent
Brigitte Strelka
Berkshire Hathaway Home Services Blake
Buyer's Agent
Tracy Fraim
Assist 2 Sell Buyers & Sellers
List Price
$279,000
Sold Price
$250,000
Premium/Discount to List
-$29,000
-10.39%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.53%
Original Mortgage
$225,000
Interest Rate
3.78%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $502,000 | Smpr Title | |
| Warranty Deed | $250,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $401,600 | New Conventional | |
| Previous Owner | $225,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/17/2025 06/17/25 | Sold | $502,000 | +0.4% | $193 / Sq Ft | |
| 05/14/2025 05/14/25 | Pending | -- | -- | -- | |
| 04/30/2025 04/30/25 | Price Changed | $499,800 | -4.8% | $192 / Sq Ft | |
| 04/18/2025 04/18/25 | For Sale | $524,800 | +109.9% | $201 / Sq Ft | |
| 07/03/2012 07/03/12 | Sold | $250,000 | -10.4% | $96 / Sq Ft | View Prior Sale |
| 05/01/2012 05/01/12 | Pending | -- | -- | -- | |
| 02/14/2012 02/14/12 | For Sale | $279,000 | -- | $107 / Sq Ft |
Source: Global MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $12,238 | $270,000 | $45,100 | $224,900 |
| 2023 | $12,386 | $270,000 | $45,100 | $224,900 |
| 2022 | $12,088 | $270,000 | $45,100 | $224,900 |
| 2021 | $9,671 | $270,000 | $45,100 | $224,900 |
| 2020 | $8,717 | $270,000 | $45,100 | $224,900 |
| 2019 | $4,693 | $270,000 | $45,100 | $224,900 |
| 2018 | $8,490 | $270,000 | $45,100 | $224,900 |
| 2017 | $8,192 | $270,000 | $45,100 | $224,900 |
| 2016 | $8,567 | $270,000 | $45,100 | $224,900 |
| 2015 | -- | $270,000 | $45,100 | $224,900 |
| 2014 | -- | $270,000 | $45,100 | $224,900 |
Source: Public Records
Agents Affiliated with this Home
-
Anthony Gucciardo
-
Cindy Gotobed
Buyer's Agent in 2025
Cindy Gotobed
Coldwell Banker Prime Properties
(518) 269-8728
2 in this area
45 Total Sales
-
Brigitte Strelka
B
Seller's Agent in 2012
Brigitte Strelka
Berkshire Hathaway Home Services Blake
4 in this area
21 Total Sales
-
T
Buyer's Agent in 2012
Tracy Fraim
Assist 2 Sell Buyers & Sellers
Map
Source: Global MLS
MLS Number: 202515494
APN: 050-008-0001-025-000-0000
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