Alison Holmes
Howard Hanna Capital Inc
(518) 520-1654
30 Total Sales
1 in Niskayuna
$330,000 Price
1270 Ruffner Rd Schenectady, NY 12309
Niskayuna AreaEstimated Value: $489,177
4
Beds
3.5
Baths
2,605
Sq Ft
$188/Sq Ft
Est. Value
Highlights
- Cape Cod Architecture
- Wood Flooring
- Stone Countertops
- Rosendale School Rated A
- 2 Fireplaces
- No HOA
About This Home
As of June 2025Situated on a premium park like setting lot sits this 2,600+ SF executive Cape home in the desirable Rosendale Estates. Hardwood floors throughout with a generously appointed floor plan that includes a formal living & dining room with multiple fireplaces. Updates include new furnace, AC, generator, hot water tank, electric, driveway, & garage floor and a newer roof. Eat-in kitchen with 40'' maple cabinetry and double sink. Built-ins, solid wood doors, recessed lighting & crown molding throughout. This home offers 3 floors of generous living space & is great for those with teenagers or live-in relatives. Covered front porch with perennial gardens & roses throughout the property. There are 4 large bedrooms, 3 1/2 baths, a finished walkout basement with expansion potential on 2nd Floor
Last Agent to Sell the Property
Gucciardo Real Estate Group LLC License #10491202389 Listed on: 04/18/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,192
Year Built
- Built in 1948
Lot Details
- 18,731 Sq Ft Lot
- Lot Dimensions are 120 x 156
- Landscaped
- Level Lot
Parking
- 2 Car Attached Garage
- Driveway
Home Design
- Cape Cod Architecture
- Vinyl Siding
- Asphalt
Interior Spaces
- Crown Molding
- 2 Fireplaces
- Wood Burning Fireplace
- Family Room
- Living Room
- Dining Room
- Wood Flooring
- Basement Fills Entire Space Under The House
Kitchen
- Eat-In Kitchen
- Oven
- Range
- Microwave
- Stone Countertops
Bedrooms and Bathrooms
- 4 Bedrooms
- Bathroom on Main Level
Outdoor Features
- Exterior Lighting
Schools
- Niskayuna High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Power Generator
- High Speed Internet
Community Details
- No Home Owners Association
Listing and Financial Details
- Legal Lot and Block 25.000 / 1
- Assessor Parcel Number 422400 50.8-1-25
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 18, 2025
Closed on
Jun 17, 2025
Sold by
Howe William Augustus and Thomas Rebecca
Bought by
Seller's Agent
Anthony Gucciardo
Gucciardo Real Estate Group LLC
Buyer's Agent
Cindy Gotobed
Coldwell Banker Prime Properties
List Price
$524,800
Sold Price
$502,000
Premium/Discount to List
-$22,800
-4.34%
Views
134
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$12,823
Avg. Annual Appreciation
-2.05%
Original Mortgage
$401,600
Outstanding Balance
$396,711
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$92,466
Purchase Details
Listed on
Feb 14, 2012
Closed on
Jul 3, 2012
Sold by
Roth Laura M
Bought by
Howe William A
Seller's Agent
Brigitte Strelka
Berkshire Hathaway Home Services Blake
Buyer's Agent
Tracy Fraim
Assist 2 Sell Buyers & Sellers
List Price
$279,000
Sold Price
$250,000
Premium/Discount to List
-$29,000
-10.39%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.53%
Original Mortgage
$225,000
Interest Rate
3.78%
Mortgage Type
New Conventional
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Schenectady, NY
-
Alison Holmes
-
Tracy Mance
Tracy Mance
518 Realty.Com Inc
(518) 862-8636
100 Total Sales
2 in Niskayuna
$270K - $292K Price Range
-
Timothy See
Timothy See
Howard Hanna Capital Inc
(838) 202-6975
55 Total Sales
4 in Niskayuna
$75K - $775K Price Range
-
Nicole Wilkie
Nicole Wilkie
Responds QuicklyHoward Hanna Capital Inc
(518) 888-7309
165 Total Sales
4 in Niskayuna
$222K - $370K Price Range
-
Melissa Barone
Melissa Barone
Romeo Team Realty
(518) 241-4190
88 Total Sales
1 in Niskayuna
$375,000 Price
-
Melissa O'Reilly
Melissa O'Reilly
Four Seasons Sothebys International Realty
(518) 855-6759
67 Total Sales
2 in Niskayuna
$240K - $725K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $250,000 | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $225,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/17/2025 06/17/25 | Sold | $502,000 | +0.4% | $193 / Sq Ft |
| 05/14/2025 05/14/25 | Pending | -- | -- | -- |
| 04/30/2025 04/30/25 | Price Changed | $499,800 | -4.8% | $192 / Sq Ft |
| 04/18/2025 04/18/25 | For Sale | $524,800 | -- | $201 / Sq Ft |
Source: Global MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $12,238 | $270,000 | $45,100 | $224,900 |
| 2024 | $12,238 | $270,000 | $45,100 | $224,900 |
| 2023 | $124 | $270,000 | $45,100 | $224,900 |
| 2022 | $12,088 | $270,000 | $45,100 | $224,900 |
| 2021 | $9,671 | $270,000 | $45,100 | $224,900 |
| 2020 | $8,717 | $270,000 | $45,100 | $224,900 |
| 2019 | $4,693 | $270,000 | $45,100 | $224,900 |
| 2018 | $8,490 | $270,000 | $45,100 | $224,900 |
| 2017 | $8,192 | $270,000 | $45,100 | $224,900 |
| 2016 | $8,567 | $270,000 | $45,100 | $224,900 |
| 2015 | -- | $270,000 | $45,100 | $224,900 |
| 2014 | -- | $270,000 | $45,100 | $224,900 |
Source: Public Records
Agents Affiliated with this Home
-
Anthony Gucciardo
Seller's Agent in 2025
Anthony Gucciardo
Gucciardo Real Estate Group LLC
(239) 784-5766
558 Total Sales
-
Cindy Gotobed
Buyer's Agent in 2025
Cindy Gotobed
Coldwell Banker Prime Properties
(518) 269-8728
39 Total Sales
-
BS
Seller's Agent in 2012
Brigitte Strelka
Berkshire Hathaway Home Services Blake
-
TF
Buyer's Agent in 2012
Tracy Fraim
Assist 2 Sell Buyers & Sellers
Map
Source: Global MLS
MLS Number: 202515494
APN: 050-008-0001-025-000-0000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
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