$3,100,000
$199K PRICE DROP

Estimated payment $17,766/month

Total Views 6,520
3 Beds
3 Baths
2,651 Sq Ft
$1,169 Price per Sq Ft

Highlights

  • Private Dock
  • Water access To Gulf or Ocean
  • Concrete Pool
  • Lake Park Elementary School Rated A
  • Boat Lift
  • Home fronts a canal

About This Home

Welcome to 1275 Cobia Court in the very desirable waterfront community of Royal Harbor, just minutes from downtown Naples. This 3 bedroom, 3 bathroom pool home is ideally situated on one of the best cul-de-sacs. Upon entering the foyer, you will immediately notice the large screened pool lanai and unique architectural volume ceilings. The living room / dining room is very spacious and perfect for large gatherings. The kitchen and family room provides an additional entertaining space. In addition, there is an extra open area for an office, bar, or a sitting area. This home is perfect to move right in or if you want to renovate, the elevation is above the FEMA requirements, therefore the 50% City of Naples rule for renovations does not apply...so you can make this place even more fabulous than what it already offers. A new dock and 28,000 lb. lift with a 12-13ft beam that can accommodate a large boat was installed in 2023. Just a quick boat ride to the Naples Bay and Gulf of Mexico with no bridges. Make your appointment today to view this spectacular home in person!

Listing Agent

Maria Eaton

Compass Florida LLC Listed on: 10/01/2025

Compass Florida LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $16,746

Year Built

  • Built in 1989

Lot Details

  • 10,019 Sq Ft Lot
  • 79 Ft Wide Lot
  • Home fronts a canal
  • Rectangular Lot

Parking

  • 2 Car Attached Garage

Home Design

  • Concrete Block With Brick
  • Concrete Foundation
  • Wood Frame Construction
  • Stucco
  • Tile

Interior Spaces

  • Property has 2 Levels
  • Furnished
  • Skylights
  • Family or Dining Combination
  • Screened Porch
  • Tile Flooring
  • Canal Views
  • Fire and Smoke Detector

Kitchen

  • Breakfast Bar
  • Self-Cleaning Oven
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Built-In Bedroom Cabinets
  • 3 Full Bathrooms

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Pool

  • Concrete Pool
  • Heated In Ground Pool

Outdoor Features

  • Water access To Gulf or Ocean
  • Boat Lift
  • Private Dock

Schools

  • Lake Park Elementary School
  • Gulf View Middle School
  • Naples High School

Utilities

  • Central Air
  • Heating Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Royal Harbor Subdivision

Listing and Financial Details

  • Assessor Parcel Number 18317400000
  • Tax Block 16

Home Details

Home Type

Single Family

Est. Annual Taxes

$16,746

Year Built

Built in 1989

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1989
  • Property Sub Type: Single Family Residence
  • Horses: No
  • Lot Features: Regular
  • Park Name: ROYAL HARBOR
  • Is Senior Community?: No
  • Has View?: Yes
  • Security Features: Smoke Detector(s)
  • Association Amenities: None
  • Has H O A?: No
  • Co List Office Mls Id: NCOMPN2
  • Standard Status: Active
  • Subdivision Name: ROYAL HARBOR
  • Architectural Style: Two Story, Single Family
  • Has Fireplace?: No
  • Unit Levels: 2
  • Is New Construction?: No
  • Structure Type: House
  • OpenHouseCount: 4
  • Elevator: None
  • Boat Access: Boat Dock Private, Boat Lift, Elec Avail at dock, Water Avail at Dock
  • LastChangeTimestamp: 2025-11-05T16:58:04.873Z
  • Community Type: Boating, Non-Gated
  • BridgeModificationTimestamp: 2025-11-23T20:02:47.333Z
  • ListAgent_MUI: 7517200
  • CDOM: 53
  • Gulf Access Type: No Bridge(s)/Water Direct
  • Building Desc: 2 Story
  • Equipment: Auto Garage Door, Dishwasher, Disposal, Dryer, Microwave, Refrigerator/Freezer, Self Cleaning Oven, Smoke Detector, Washer
  • DOM: 53
  • Additional Rooms: Laundry in Residence, Screened Lanai/Porch
  • NABOR_ListPrice: 3100000
  • Special Features: 4097

Interior Features

  • Flooring: Tile
  • Interior Amenities: Closet Cabinets, Foyer, Smoke Detectors, Vaulted Ceiling(s), Walk-In Closet(s)
  • Private Spa: No
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator/Freezer, Self Cleaning Oven, Washer
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Stories: 2
  • Window Features: Skylight(s)
  • Room Dining Room Features: Breakfast Bar, Dining - Family

Exterior Features

  • Roof: Tile
  • View: Canal
  • Exterior Features: Boat Dock Private, Boat Lift, Elec Avail at dock, Water Avail at Dock, Screened Lanai/Porch
  • Pool Features: Below Ground, Concrete, Equipment Stays, Electric Heat
  • Has Private Pool?: Yes
  • Waterfront Features: Canal Front
  • Construction Type: Concrete Block, Wood Frame, Stucco
  • Foundation Details: Concrete Block

Garage/Parking

  • Garage Spaces: 2
  • Has Attached Garage?: Yes
  • Has Carport?: No
  • Covered Parking Spaces: 2
  • Has Attached Garage?: Yes
  • Parking Features: Attached
  • Total Parking Spaces: 2

Utilities

  • Cooling: Ceiling Fan(s), Central Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Laundry Features: Laundry in Residence
  • Green Building Features: DSL/Cable Available
  • Heating: Central Electric
  • Water Source: Central

Condo/Co-op/Association

  • Pets Allowed: Yes

Schools

  • Elementary School: LAKE PARK ELEMENTARY
  • High School: NAPLES HIGH
  • Middle Or Junior School: GULF VIEW MIDDLE

Lot Info

  • Waterfront: Yes
  • Parcel Number: 18317400000
  • Lot Size Sq Ft: 10019
  • Land Lease Expiration Date: 2026-02-28
  • Additional Parcels: No

Rental Info

  • Lease Term: Buyer Finance/Cash

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 16745.95
  • Tax Block: 16

Multi Family

  • Number Of Units Furnished: Furnished
  • Number Of Units Total: 1

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $16,746 $1,831,955 -- --
2024 $16,371 $1,780,326 -- --
2023 $16,371 $1,717,468 $0 $0
2022 $10,697 $1,077,129 $0 $0
2021 $10,838 $1,045,756 $0 $0
2020 $10,578 $1,031,318 $862,488 $168,830
2019 $10,559 $1,019,265 $0 $0
2018 $10,368 $1,003,215 $0 $0
2017 $10,203 $982,581 $741,502 $241,079
2016 $11,521 $1,100,154 $0 $0
2015 $5,370 $519,909 $0 $0
2014 $5,386 $465,783 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/05/2025 11/05/25 Price Changed $3,100,000 -6.0% $1,169 / Sq Ft
10/01/2025 10/01/25 For Sale $3,299,000 -2.3% $1,244 / Sq Ft
06/29/2022 06/29/22 Sold $3,375,000 -3.4% $1,273 / Sq Ft View Prior Sale
06/29/2022 06/29/22 For Sale $3,495,000 +3.6% $1,318 / Sq Ft
06/22/2022 06/22/22 Sold $3,375,000 -3.4% $1,273 / Sq Ft View Prior Sale
05/27/2022 05/27/22 Pending -- -- --
05/21/2022 05/21/22 For Sale $3,495,000 +129.8% $1,318 / Sq Ft
12/03/2015 12/03/15 Sold $1,521,000 -4.9% $574 / Sq Ft View Prior Sale
10/10/2015 10/10/15 Pending -- -- --
10/08/2015 10/08/15 For Sale $1,599,000 -- $603 / Sq Ft
Source: Naples Area Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $3,375,000 Ross Law Pa
Warranty Deed $1,521,000 Ross Title & Escrow Inc
Warranty Deed $399,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $500,000 Adjustable Rate Mortgage/ARM
Previous Owner $319,200 No Value Available
Source: Public Records

Source: Naples Area Board of REALTORS®

MLS Number: 225073056

Naples Area Board of REALTORS®

APN: 18317400000