Seller's Agent in 2026
Maria Eaton
Compass Florida LLC
(239) 530-8555
2 in this area
24 Total Sales
1275 Cobia Ct Naples, FL 34102
Royal Harbor Neighborhood
3
Beds
3
Baths
2,651
Sq Ft
10,019
Sq Ft Lot
Highlights
- Private Dock
- Water access To Gulf or Ocean
- Concrete Pool
- Lake Park Elementary School Rated A
- Boat Lift
- Home fronts a canal
About This Home
As of June 2026One or more photo(s) has been virtually staged, AI generated or rendered. Exceptional waterfront opportunity in the highly sought-after Royal Harbor community, one of Naples' premier boating enclaves known for its direct gulf access and luxury new construction multi-million dollar homes. Perfectly positioned on a prime waterfront, cul-de-sac homesite, with an unbeatable location just minutes to downtown Naples. The existing residence is well-maintained and fully livable with 2,651 sq.ft, offering immediate enjoyment or strong rental potential. However, the true value lies in the land - an ideal canvas to design and build a custom home of your own.
For boating enthusiasts, this property is especially compelling, featuring a newer (2023) boat lift with a 27,000 lb capacity - perfect for accommodating a substantial vessel with ease. Enjoy quick access to the Gulf with no fixed bridges.
Located just minutes from 5th Ave and 3rd St, you'll enjoy world-class dining, boutique shopping, white-sand beaches and the vibrant Naples lifestyle right at your doorstep.
Whether you choose to enjoy the home as-is, hold as an income producing asset, or build your dream residence, this is a rare opportunity to secure a premier Gulf-access lot in prestigious Royal Harbor.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $16,746
Year Built
- Built in 1989
Lot Details
- 10,019 Sq Ft Lot
- 79 Ft Wide Lot
- Home fronts a canal
- Rectangular Lot
Parking
- 2 Car Attached Garage
Home Design
- Pillar, Post or Pier Foundation
- Wood Frame Construction
- Stucco
- Tile
Interior Spaces
- Property has 2 Levels
- Furnished
- Vaulted Ceiling
- Ceiling Fan
- Skylights
- Entrance Foyer
- Family or Dining Combination
- Screened Porch
- Tile Flooring
- Canal Views
- Fire and Smoke Detector
Kitchen
- Breakfast Bar
- Self-Cleaning Oven
- Microwave
- Freezer
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- Built-In Bedroom Cabinets
- Walk-In Closet
- 3 Full Bathrooms
Laundry
- Laundry in unit
- Dryer
- Washer
Pool
- Concrete Pool
- Heated In Ground Pool
- Pool Equipment Stays
Outdoor Features
- Water access To Gulf or Ocean
- Boat Lift
- Private Dock
- Dock has access to electricity and water
Schools
- Lake Park Elementary School
- Gulf View Middle School
- Naples High School
Utilities
- Central Heating and Cooling System
- Cable TV Available
Community Details
- No Home Owners Association
- Royal Harbor Subdivision
Listing and Financial Details
- Assessor Parcel Number 18317400000
- Tax Block 16
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 1, 2025
Closed on
Jun 18, 2026
Sold by
Bought by
Seller's Agent
Maria Eaton
Compass Florida LLC
Buyer's Agent
Amy Ashby
VIP Realty Group, Inc.
List Price
$3,299,000
Sold Price
$2,350,000
Premium/Discount to List
-$949,000
-28.77%
Views
180
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
284.37%
Original Mortgage
$1,880,000
Outstanding Balance
$1,880,000
Interest Rate
6.36%
Mortgage Type
New Conventional
Estimated Equity
$882,092
Purchase Details
Listed on
Jun 29, 2022
Closed on
Jun 22, 2022
Sold by
Bought by
Seller's Agent
Comp Agent
Marco Island Area Association Of Realtor
Buyer's Agent
Michelle Thomas
Premier Sotheby's International Realty
List Price
$3,495,000
Sold Price
$3,375,000
Premium/Discount to List
-$120,000
-3.43%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-8.71%
Purchase Details
Listed on
Oct 8, 2015
Closed on
Dec 2, 2015
Sold by
Bought by
Seller's Agent
John Krol
Realty World Top Producers Rlt
Buyer's Agent
Don Winkler
William Raveis Real Estate
List Price
$1,599,000
Sold Price
$1,521,000
Premium/Discount to List
-$78,000
-4.88%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.92%
Original Mortgage
$500,000
Interest Rate
3.37%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Closed on
Jan 8, 1998
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $2,350,000 | Title Group | |
| Warranty Deed | $3,375,000 | Ross Law Pa | |
| Warranty Deed | $1,521,000 | Ross Title & Escrow Inc | |
| Warranty Deed | $399,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $1,880,000 | New Conventional | |
| Previous Owner | $2,000,000 | Credit Line Revolving | |
| Previous Owner | $500,000 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $700,000 | Stand Alone First | |
| Previous Owner | $107,000 | Credit Line Revolving | |
| Previous Owner | $69,300 | Credit Line Revolving | |
| Previous Owner | $470,000 | New Conventional | |
| Previous Owner | $16,085 | New Conventional | |
| Previous Owner | $400,000 | New Conventional |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/18/2026 06/18/26 | Sold | $2,350,000 | -7.8% | $886 / Sq Ft | |
| 05/15/2026 05/15/26 | Pending | -- | -- | -- | |
| 05/01/2026 05/01/26 | Price Changed | $2,550,000 | -8.8% | $962 / Sq Ft | |
| 04/13/2026 04/13/26 | Price Changed | $2,795,000 | -3.5% | $1,054 / Sq Ft | |
| 02/17/2026 02/17/26 | Price Changed | $2,895,000 | -3.3% | $1,092 / Sq Ft | |
| 01/12/2026 01/12/26 | Price Changed | $2,995,000 | -3.4% | $1,130 / Sq Ft | |
| 11/05/2025 11/05/25 | Price Changed | $3,100,000 | -6.0% | $1,169 / Sq Ft | |
| 10/01/2025 10/01/25 | For Sale | $3,299,000 | -2.3% | $1,244 / Sq Ft | |
| 06/29/2022 06/29/22 | Sold | $3,375,000 | -3.4% | $1,273 / Sq Ft | View Prior Sale |
| 06/29/2022 06/29/22 | For Sale | $3,495,000 | +3.6% | $1,318 / Sq Ft | |
| 06/22/2022 06/22/22 | Sold | $3,375,000 | -3.4% | $1,273 / Sq Ft | View Prior Sale |
| 05/27/2022 05/27/22 | Pending | -- | -- | -- | |
| 05/21/2022 05/21/22 | For Sale | $3,495,000 | +129.8% | $1,318 / Sq Ft | |
| 12/03/2015 12/03/15 | Sold | $1,521,000 | -4.9% | $574 / Sq Ft | View Prior Sale |
| 10/10/2015 10/10/15 | Pending | -- | -- | -- | |
| 10/08/2015 10/08/15 | For Sale | $1,599,000 | -- | $603 / Sq Ft |
Source: Naples Area Board of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $17,123 | $1,831,955 | ||
| 2024 | $16,371 | $1,780,326 | ||
| 2023 | $16,371 | $1,717,468 | $0 | $0 |
| 2022 | $10,697 | $1,077,129 | $0 | $0 |
| 2021 | $10,838 | $1,045,756 | $0 | $0 |
| 2020 | $10,578 | $1,031,318 | $862,488 | $168,830 |
| 2019 | $10,559 | $1,019,265 | $0 | $0 |
| 2018 | $10,368 | $1,003,215 | $0 | $0 |
| 2017 | $10,203 | $982,581 | $741,502 | $241,079 |
| 2016 | $11,521 | $1,100,154 | $0 | $0 |
| 2015 | $5,370 | $519,909 | $0 | $0 |
| 2014 | $5,386 | $465,783 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Maria Eaton
-
Amy Ashby
Buyer's Agent in 2026
Amy Ashby
VIP Realty Group, Inc.
(239) 734-7734
1 in this area
113 Total Sales
-
C
Seller's Agent in 2022
Comp Agent
Marco Island Area Association Of Realtor
-
James Chambers
Seller's Agent in 2022
James Chambers
Keller Williams Realty Naples
(239) 451-9933
3 in this area
32 Total Sales
-
Michelle Thomas
Buyer's Agent in 2022
Michelle Thomas
Premier Sotheby's International Realty
(239) 860-7176
5 in this area
2,054 Total Sales
-
John Krol
Seller's Agent in 2015
John Krol
Realty World Top Producers Rlt
(239) 430-1700
4 in this area
151 Total Sales
Map
Source: Naples Area Board of REALTORS®
MLS Number: 225073056
APN: 18317400000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2026 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.
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