1275 Cobia Ct Naples, FL 34102
Royal Harbor NeighborhoodEstimated payment $15,196/month
Highlights
- Private Dock
- Water access To Gulf or Ocean
- Concrete Pool
- Lake Park Elementary School Rated A
- Boat Lift
- Home fronts a canal
About This Home
One or more photo(s) has been virtually staged, AI generated or rendered. Exceptional waterfront opportunity in the highly sought-after Royal Harbor community, one of Naples' premier boating enclaves known for its direct gulf access and luxury new construction multi-million dollar homes. Perfectly positioned on a prime waterfront, cul-de-sac homesite, with an unbeatable location just minutes to downtown Naples. The existing residence is well-maintained and fully livable with 2,651 sq.ft, offering immediate enjoyment or strong rental potential. However, the true value lies in the land - an ideal canvas to design and build a custom home of your own.
For boating enthusiasts, this property is especially compelling, featuring a newer (2023) boat lift with a 27,000 lb capacity - perfect for accommodating a substantial vessel with ease. Enjoy quick access to the Gulf with no fixed bridges.
Located just minutes from 5th Ave and 3rd St, you'll enjoy world-class dining, boutique shopping, white-sand beaches and the vibrant Naples lifestyle right at your doorstep.
Whether you choose to enjoy the home as-is, hold as an income producing asset, or build your dream residence, this is a rare opportunity to secure a premier Gulf-access lot in prestigious Royal Harbor.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $16,746
Year Built
- Built in 1989
Lot Details
- 10,019 Sq Ft Lot
- 79 Ft Wide Lot
- Home fronts a canal
- Rectangular Lot
Parking
- 2 Car Attached Garage
Home Design
- Pillar, Post or Pier Foundation
- Wood Frame Construction
- Stucco
- Tile
Interior Spaces
- Property has 2 Levels
- Furnished
- Vaulted Ceiling
- Ceiling Fan
- Skylights
- Entrance Foyer
- Family or Dining Combination
- Screened Porch
- Tile Flooring
- Canal Views
- Fire and Smoke Detector
Kitchen
- Breakfast Bar
- Self-Cleaning Oven
- Microwave
- Freezer
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- Built-In Bedroom Cabinets
- Walk-In Closet
- 3 Full Bathrooms
Laundry
- Laundry in unit
- Dryer
- Washer
Pool
- Concrete Pool
- Heated In Ground Pool
- Pool Equipment Stays
Outdoor Features
- Water access To Gulf or Ocean
- Boat Lift
- Private Dock
- Dock has access to electricity and water
Schools
- Lake Park Elementary School
- Gulf View Middle School
- Naples High School
Utilities
- Central Heating and Cooling System
- Cable TV Available
Community Details
- No Home Owners Association
- Royal Harbor Subdivision
Listing and Financial Details
- Assessor Parcel Number 18317400000
- Tax Block 16
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $16,746 | $1,831,955 | -- | -- |
| 2024 | $16,371 | $1,780,326 | -- | -- |
| 2023 | $16,371 | $1,717,468 | $0 | $0 |
| 2022 | $10,697 | $1,077,129 | $0 | $0 |
| 2021 | $10,838 | $1,045,756 | $0 | $0 |
| 2020 | $10,578 | $1,031,318 | $862,488 | $168,830 |
| 2019 | $10,559 | $1,019,265 | $0 | $0 |
| 2018 | $10,368 | $1,003,215 | $0 | $0 |
| 2017 | $10,203 | $982,581 | $741,502 | $241,079 |
| 2016 | $11,521 | $1,100,154 | $0 | $0 |
| 2015 | $5,370 | $519,909 | $0 | $0 |
| 2014 | $5,386 | $465,783 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/15/2026 05/15/26 | Pending | -- | -- | -- | |
| 05/01/2026 05/01/26 | Price Changed | $2,550,000 | -8.8% | $962 / Sq Ft | |
| 04/13/2026 04/13/26 | Price Changed | $2,795,000 | -3.5% | $1,054 / Sq Ft | |
| 02/17/2026 02/17/26 | Price Changed | $2,895,000 | -3.3% | $1,092 / Sq Ft | |
| 01/12/2026 01/12/26 | Price Changed | $2,995,000 | -3.4% | $1,130 / Sq Ft | |
| 11/05/2025 11/05/25 | Price Changed | $3,100,000 | -6.0% | $1,169 / Sq Ft | |
| 10/01/2025 10/01/25 | For Sale | $3,299,000 | -2.3% | $1,244 / Sq Ft | |
| 06/29/2022 06/29/22 | Sold | $3,375,000 | -3.4% | $1,273 / Sq Ft | View Prior Sale |
| 06/29/2022 06/29/22 | For Sale | $3,495,000 | +3.6% | $1,318 / Sq Ft | |
| 06/22/2022 06/22/22 | Sold | $3,375,000 | -3.4% | $1,273 / Sq Ft | View Prior Sale |
| 05/27/2022 05/27/22 | Pending | -- | -- | -- | |
| 05/21/2022 05/21/22 | For Sale | $3,495,000 | +129.8% | $1,318 / Sq Ft | |
| 12/03/2015 12/03/15 | Sold | $1,521,000 | -4.9% | $574 / Sq Ft | View Prior Sale |
| 10/10/2015 10/10/15 | Pending | -- | -- | -- | |
| 10/08/2015 10/08/15 | For Sale | $1,599,000 | -- | $603 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $3,375,000 | Ross Law Pa | |
| Warranty Deed | $1,521,000 | Ross Title & Escrow Inc | |
| Warranty Deed | $399,000 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $500,000 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $319,200 | No Value Available |
Source: Naples Area Board of REALTORS®
MLS Number: 225073056
APN: 18317400000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2026 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.
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