NOT LISTED FOR SALE

1279 Gypsy Bay Rd Sagle, ID 83860

Estimated Value: $508,000 - $554,000

3 Beds
2 Baths
1,200 Sq Ft
$443/Sq Ft Est. Value

Last Sold July 29, 2022

Current estimated payment $3,108/month

6 Days on Market

Highlights

  • RV or Boat Parking
  • Waterfront
  • Ranch Style House
  • River View
  • Wooded Lot
  • Covered Patio or Porch

About This Home

As of July 2022

BEST VALUE BY FAR FOR A HOME WITH COMMUNITY ACCESS TO THE PEND OREILLE! Swim, picnic and launch your boat from the community waterfront and return to your home on over an acre of land with a high degree of privacy just a half mile away. The thoughtfully designed kitchen with a center island & stainless steel appliances opens to the living and dining areas. The spacious main suite is your private sanctuary with filtered water views, a generous walk-in closet, and a spa-inspired bath. Two new wall-mounted TVs (living room and primary suite), three Arlo security cameras, and a video doorbell are included for added convenience and peace of mind. Take in picturesque views from the patio or unwind on the covered front porch as the sun sets in a blaze of color. There's room to park your boat or RV and space for a shop. Just 13 miles to Sandpoint and close to Schweitzer Mountain Resort.

Last Agent to Sell the Property

Dave Spencer

Kelly Right Real Estate License #SP50696 Listed on: 06/10/2022

Last Buyer's Agent

Koben Reyes

Keller Williams Realty Coeur d'Alene License #SP52189

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,691

Year Built

  • Built in 2020

Lot Details

  • 1.06 Acre Lot
  • Waterfront
  • Southern Exposure
  • Irregular Lot
  • Wooded Lot
  • Property is zoned Rural 5, Rural 5

HOA Fees

  • $75 Monthly HOA Fees

Property Views

  • River
  • Lake
  • Mountain
  • Territorial

Home Design

  • Ranch Style House
  • Concrete Foundation
  • Frame Construction
  • Shingle Roof
  • Composition Roof
  • Hardboard

Interior Spaces

  • 1,200 Sq Ft Home
  • Luxury Vinyl Plank Tile Flooring
  • Crawl Space
  • Smart Thermostat

Kitchen

  • Breakfast Bar
  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms | 2 Main Level Bedrooms
  • 2 Bathrooms

Laundry

  • Electric Dryer
  • Washer

Parking

  • Attached Garage
  • RV or Boat Parking

Outdoor Features

  • Covered Patio or Porch
  • Exterior Lighting
  • Rain Gutters

Utilities

  • Forced Air Heating and Cooling System
  • Electric Water Heater
  • Septic System
  • Community Sewer or Septic
  • Satellite Dish

Community Details

  • Association fees include water
  • Swan Lakes II Association
  • Swan Shores Subdivision

Listing and Financial Details

  • Assessor Parcel Number RP041530010180A

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,691

Year Built

Built in 2020

Lot Details

0

HOA Fees

$75 per month

Listing Details

  • Property Sub Type: Site Built < 2 Acre
  • Prop. Type: Residential
  • Lot Size Acres: 1.06
  • Road Surface Type: Gravel
  • Water Body Name: Muskrat Lake
  • Inclusions: Dryer
  • Subdivision Name: Swan Shores
  • Directions: Take HWY 95 N turn left (west) on Lakeshore Dr. Go 8 miles to Gypsy Bay Rd, turn right. Follow 1.279 miles to the fork of Gypsy Bay Rd and Swan Shores Dr. Driveway to property in center of road fork.
  • Year Built: 2020
  • General Property Description:Lot Acres2: 1.06
  • General Property Description:Lot Type 1: Residential
  • Legal and Taxes:Zoning2: Rural 5
  • Legal and Taxes:Tax Year2: 2021
  • View:Mountain(s): Yes
  • View:Territorial: Yes
  • General Property Description:Building Style: Single Level
  • General Property Description:Remodeled: No
  • General Property Description:New Construction: No
  • Property Subject to:Homeowners Assoc: Yes
  • Property Subject to:Flood Zone: Unknown
  • Common Walls:No Common Walls: Yes
  • Sewer:Septic System: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Foundation:Concrete: Yes
  • Roof:Comp Shingle: Yes
  • Property Subject to:Frequency: Monthly
  • Rooms per Level:_one_st Fl Bdrm(s): 2
  • Water:Community System2: Yes
  • Sewer:Community System: Yes
  • Architectural Style:Description2: Rancher
  • Exterior:Hardboard: Yes
  • Flooring:LVP: Yes
  • Property Subject to:HOA Name: Swan Lakes II
  • General Property Description:Total SqFt2: 1200.0
  • Special Features: None

Interior Features

  • Appliances: Electric Water Heater, Washer, Refrigerator, Range/Oven - Elec, Microwave, Dryer, Electric, Disposal, Dishwasher
  • Has Basement: None, Crawl Space
  • Basement YN: No
  • Total Bedrooms: 3
  • Flooring: LVP
  • Interior Amenities: Central Air, Dryer Hookup - Elec, Smart Thermostat, Washer Hookup
  • Living Area: 1200.0
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 2
  • ResoLivingAreaSource: Assessor
  • Interior Features:Central Air: Yes
  • Interior Features:Dryer Hookup - Elec2: Yes
  • Interior Features:Washer Hookup: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Dryer Electric: Yes
  • Appliances:RangeOven - Elec: Yes
  • Appliances:Electric Water Heater2: Yes
  • Rooms per Level:_one_st Fl Bath: 2
  • Basement:None Crawl Space: Yes
  • Interior Features:Smart Thermostat: Yes

Exterior Features

  • Lot Features: Irregular Lot, Southern Exposure, Wooded
  • View: Mountain(s), Territorial, Lake, River
  • View: Yes
  • Waterfront: Yes
  • Common Walls: No Common Walls
  • Construction Type: Hardboard, Frame
  • Exterior Features: Covered Porch, Lighting, Open Patio, Rain Gutters, RV Parking - Open, Satellite Dish
  • Foundation Details: Concrete Perimeter
  • Roof: Composition
  • Lot Features:Irregular: Yes
  • Lot Features:Southern Exposure: Yes
  • Lot Features:Wooded: Yes
  • View:Lake: Yes
  • Exterior Features:Lighting: Yes
  • Exterior Features:Open Patio: Yes
  • Exterior Features:Rain Gutters: Yes
  • Construction:Frame: Yes
  • View:River: Yes
  • Exterior Features:Covered Porch: Yes
  • Exterior Features:Satellite Dish: Yes

Garage/Parking

  • Attached Garage: Yes
  • General Property Description:Garage Type2: Att Garage
  • General Property Description:Garage Stall2: 2 Car
  • Exterior Features:RV Parking - Open: Yes

Utilities

  • Heating: Forced Air
  • Heating Yn: Yes
  • Sewer: Septic System, Community System
  • Water Source: Community System
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association Fee Frequency: Monthly
  • Association Name: Swan Lakes II
  • Association: Yes

Association/Amenities

  • Kitchen Amenities:Kitchen Island: Yes
  • Property Subject to:Association Fee: $75
  • Association Fee Includes:Water: Yes
  • Kitchen Amenities:Bkfst Bar: Yes

Fee Information

  • Association Fee Includes: Water

Schools

  • Junior High Dist: Lk Pend Oreille - 84

Lot Info

  • Lot Size Sq Ft: 46173.6
  • Parcel #: RP041530010180A
  • Zoning: Rural 5

Tax Info

  • Tax Annual Amount: 1691.14
  • Tax Year: 2021

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 10, 2022
Closed on
Jul 25, 2022
Sold by
Macdonald Kevin M
Bought by
Chase Patricia
Seller's Agent
Dave Spencer
Kelly Right Real Estate
Buyer's Agent
Koben Reyes
Keller Williams Realty Coeur d'Alene
List Price
$549,000
Current Estimated Value
$531,493

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.02%
Original Mortgage
$398,400
Outstanding Balance
$381,199
Interest Rate
5.78%
Mortgage Type
New Conventional
Estimated Equity
$150,294

Purchase Details

Listed on
Sep 26, 2019
Closed on
May 6, 2020
Sold by
Daum Construction Llc
Bought by
Macdonald Kevin M
Seller's Agent
Brad Jordan
BETTER HOMES AND GARDENS HOPE REALTY
Buyer's Agent
Dave Spencer
KELLY RIGHT REAL ESTATE OF IDAHO
List Price
$309,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
26.02%
Original Mortgage
$283,100
Interest Rate
3.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 9, 2019
Sold by
Carlson Wendy J and Carlson Wendy Jo
Bought by
Daum Construction Llc

Purchase Details

Closed on
Feb 8, 2017
Sold by
Carlson Wendy J
Bought by
Carlson Wendy J and Carlson Wendy Allen

Purchase Details

Closed on
Apr 21, 2005
Sold by
Werum Mark R and Werum Sherry R
Bought by
Carlson Robert and Carlson Wendy Jo
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Chase Patricia -- North Idaho Title
Macdonald Kevin M -- Titleone
Daum Construction Llc -- North Idaho Title Company
Carlson Wendy J -- None Available
Carlson Robert -- Sandpoint Title Ins
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Chase Patricia $398,400
Previous Owner Macdonald Kevin M $283,100
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/17/2025 06/17/25 Price Changed $536,000 -1.7% $447 / Sq Ft
05/12/2025 05/12/25 For Sale $545,000 -0.7% $454 / Sq Ft
07/29/2022 07/29/22 Sold -- -- --
06/17/2022 06/17/22 Pending -- -- --
06/10/2022 06/10/22 For Sale $549,000 +77.2% $458 / Sq Ft
05/08/2020 05/08/20 Sold -- -- -- View Prior Sale
04/11/2020 04/11/20 Pending -- -- --
09/26/2019 09/26/19 For Sale $309,900 -- $258 / Sq Ft
Source: Coeur d'Alene Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,836 $557,067 $324,364 $232,703
2024 $2,836 $660,997 $324,364 $336,633
2023 $2,379 $513,049 $267,291 $245,758
2022 $2,019 $520,561 $241,291 $279,270
2021 $1,691 $341,423 $155,243 $186,180
2020 $528 $79,823 $79,823 $0
2019 $398 $61,402 $61,402 $0
2018 $416 $55,820 $55,820 $0
2017 $416 $55,820 $0 $0
2016 $395 $50,746 $0 $0
2015 -- $50,746 $0 $0
2014 -- $51,188 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Coeur d'Alene Multiple Listing Service

MLS Number: 22-5418

Coeur d

APN: RP041-530-010180A