Michael Ryan
KELLER WILLIAMS ADVANTAGE 2 REALTY
(321) 415-7499
36 Total Sales
1 in Cypress Gardens
$250,000 Price
128 Lake Ring Dr Winter Haven, FL 33884
Cypress Gardens NeighborhoodEstimated Value: $389,000 - $402,000
3
Beds
2
Baths
2,056
Sq Ft
$193/Sq Ft
Est. Value
Highlights
- Access To Lake
- 0.49 Acre Lot
- No HOA
- Lake View
- Granite Countertops
- 2 Car Attached Garage
About This Home
As of October 2025Back on the market no fault of the sellers! FHA appraisal complete and inspections too!
What a fantastic lake front property! A spacious 3-bedroom, 2-bathroom lakefront home with lots of updates including kitchen (2019), flooring, light fixtures, countertops, appliances, air conditioner(2019) , water heater, and water filtration system(2020)garage door opener (2024),irrigation, electrical w/ burried underground (2024), double insulated walls—making for a comfortable and low-maintenance living situation. Plus, no HOA ! no flood insurance! Low electric bills ($108.00)Have a boat? Have a camper?No problem this home even has a space for you to park it in with electric hookups! That patio and or screen room seems like the perfect spot to relax! and did I mention the yard is already fenced that includes the two sheds that have electric already and plus there are fruit trees??!! Downsizing, first time buyer or a family home this home is ready for you! If this sounds like the perfect spot for you, call and let's set up a time that you can come see it!
Last Agent to Sell the Property
COLDWELL BANKER REALTY Brokerage Phone: 863-294-7541 License #3422276 Listed on: 02/14/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,517
Year Built
- Built in 1984
Lot Details
- 21,201 Sq Ft Lot
- North Facing Home
- Chain Link Fence
- Landscaped
- Cleared Lot
Parking
- 2 Car Attached Garage
- Driveway
Home Design
- Slab Foundation
- Tile Roof
- Stucco
Interior Spaces
- 2,056 Sq Ft Home
- Ceiling Fan
- Wood Burning Fireplace
- Sliding Doors
- Living Room
- Dining Room
- Lake Views
- Laundry in unit
Kitchen
- Range
- Dishwasher
- Granite Countertops
Flooring
- Carpet
- Laminate
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
Outdoor Features
- Access To Lake
- Exterior Lighting
- Shed
- Rain Gutters
Utilities
- Central Heating and Cooling System
- Electric Water Heater
- Septic Tank
- High Speed Internet
Community Details
- No Home Owners Association
- Eloise Woods Lake Mariam Unit Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 183
- Assessor Parcel Number 26-28-34-662000-001830
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 14, 2025
Closed on
Oct 31, 2025
Sold by
Bought by
Seller's Agent
Susan Brown
COLDWELL BANKER REALTY
Buyer's Agent
Jose Fleming
PREFERRED REAL ESTATE BROKERS
List Price
$412,500
Sold Price
$405,000
Premium/Discount to List
-$7,500
-1.82%
Views
340
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$7,796
Avg. Annual Appreciation
-2.53%
Original Mortgage
$364,500
Outstanding Balance
$361,730
Interest Rate
6.34%
Mortgage Type
New Conventional
Estimated Equity
$35,474
Purchase Details
Listed on
Aug 3, 2018
Closed on
Dec 10, 2018
Sold by
Bought by
Seller's Agent
Denise Kochicas
HARPER REALTY FL, LLC
Buyer's Agent
Sheila Fritz
PARADISE EXCLUSIVE REAL ESTATE
List Price
$205,000
Sold Price
$182,500
Premium/Discount to List
-$22,500
-10.98%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.28%
Purchase Details
Closed on
Jul 15, 2010
Sold by
Bought by
Purchase Details
Closed on
Dec 2, 1999
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Cypress Gardens, FL
-
Michael Ryan
-
Amy Camasso
Amy Camasso
CENTURY 21 BEGGINS ENTERPRISES
(725) 210-0134
122 Total Sales
1 in Cypress Gardens
$255,000 Price
-
Brad Martin
Brad Martin
BETTER HOMES AND GARDENS REAL ESTATE LIFESTYLES REALTY
(863) 656-0749
90 Total Sales
12 in Cypress Gardens
$134K - $1.2M Price Range
-
Kenneth Brownlee
Kenneth Brownlee
KELLER WILLIAMS SUBURBAN TAMPA
(813) 565-3182
189 Total Sales
1 in Cypress Gardens
$143,000 Price
-
Matthew Lainhart
Matthew Lainhart
KELLER WILLIAMS REALTY
(971) 351-6027
37 Total Sales
2 in Cypress Gardens
$89K - $105K Price Range
-
Brock Jennings
Brock Jennings
THE MARKET REALTY COMPANY
(863) 485-6138
143 Total Sales
1 in Cypress Gardens
$1,290,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $405,000 | Landtrust Title | ||
| $182,500 | Integrity First Title Llc | ||
| -- | Attorney | ||
| $129,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $364,500 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/31/2025 10/31/25 | Sold | $405,000 | +1.5% | $197 / Sq Ft | |
| 09/29/2025 09/29/25 | Pending | -- | -- | -- | |
| 07/20/2025 07/20/25 | Price Changed | $399,000 | -0.2% | $194 / Sq Ft | |
| 07/17/2025 07/17/25 | Price Changed | $399,999 | -2.4% | $195 / Sq Ft | |
| 06/04/2025 06/04/25 | Price Changed | $410,000 | -0.6% | $199 / Sq Ft | |
| 05/15/2025 05/15/25 | For Sale | $412,500 | 0.0% | $201 / Sq Ft | |
| 04/24/2025 04/24/25 | Pending | -- | -- | -- | |
| 03/25/2025 03/25/25 | Price Changed | $412,500 | -0.6% | $201 / Sq Ft | |
| 02/14/2025 02/14/25 | For Sale | $415,000 | +127.4% | $202 / Sq Ft | |
| 12/14/2018 12/14/18 | Sold | $182,500 | -11.0% | $89 / Sq Ft | View Prior Sale |
| 12/01/2018 12/01/18 | Pending | -- | -- | -- | |
| 11/23/2018 11/23/18 | Price Changed | $205,000 | 0.0% | $100 / Sq Ft | |
| 11/23/2018 11/23/18 | For Sale | $205,000 | -5.9% | $100 / Sq Ft | |
| 10/16/2018 10/16/18 | Pending | -- | -- | -- | |
| 09/07/2018 09/07/18 | Price Changed | $217,900 | -4.0% | $106 / Sq Ft | |
| 08/01/2018 08/01/18 | For Sale | $226,900 | -- | $110 / Sq Ft |
Source: Stellar MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,951 | $215,787 | ||
| 2024 | $2,321 | $209,706 | ||
| 2023 | $2,321 | $203,598 | $0 | $0 |
| 2022 | $2,241 | $197,668 | $0 | $0 |
| 2021 | $2,243 | $191,911 | $0 | $0 |
| 2020 | $2,202 | $189,261 | $66,000 | $123,261 |
| 2018 | $3,307 | $194,470 | $62,000 | $132,470 |
| 2017 | $2,051 | $151,239 | $0 | $0 |
| 2016 | $2,014 | $148,128 | $0 | $0 |
| 2015 | $1,696 | $147,098 | $0 | $0 |
| 2014 | $1,925 | $145,931 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Susan Brown
Seller's Agent in 2025
Susan Brown
COLDWELL BANKER REALTY
(863) 640-5722
10 in this area
110 Total Sales
-
Jose Fleming
Buyer's Agent in 2025
Jose Fleming
PREFERRED REAL ESTATE BROKERS
(407) 758-5353
1 in this area
41 Total Sales
-
Denise Kochicas
Seller's Agent in 2018
Denise Kochicas
HARPER REALTY FL, LLC
(863) 206-3866
22 Total Sales
-
Sheila Fritz
S
Buyer's Agent in 2018
Sheila Fritz
PARADISE EXCLUSIVE REAL ESTATE
(863) 255-9260
25 Total Sales
Map
Source: Stellar MLS
MLS Number: P4933705
APN: 26-28-34-662000-001830
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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