NOT LISTED FOR SALE

130 Cove Dr Montross, VA 22520

Estimated Value: $453,000 - $555,603

3 Beds
1.5 Baths
1,512 Sq Ft
$341/Sq Ft Est. Value

Last Sold October 14, 2022

Last sale price $445,000 $294 Per Sq Ft

Est. 16% increase in value since last sale

Current estimated payment $2,931/month

Highlights

  • 60 Feet of Waterfront
  • Marina
  • Private Dock Site
  • Montross Middle School Rated 9+
  • Boat Ramp
  • Access to Tidal Water

About This Home

As of October 2022

Charming waterfront home with incredible views in Stratford Harbour*Nice kitchen with updated cabinetry, Silestone countertops and backsplash*Family room features 2 story ceilings, hardwood floors and wall of windows with incredible views*Barn doors lead to additional den/game room*Main level also features a main level bedroom and a powder room*Upper level features 2 large bedrooms and full bath*Deck overlooks nice lot with incredible views*Enjoy all of the wonderful amenities of Stratford Harbour including Lake Beach, Lake Marina, Potomac River Marina, Shark Tooth Beach as well as a clubhouse with pool, clubhouse and tennis and so much more*Only 1.5 hours to DC and Richmond areas*Newer HVAC and so much!It is possible to dredge the cove and have deep water so lots of potential. Seller did get approval to add 4th bedroom and additional full bath and got estimates!

Last Agent to Sell the Property

Tanya Johnson

(703) 856-7466 tanya@talk2tanya.com Keller Williams Realty License #0225044907 Listed on: 07/13/2022

Keller Williams Realty

Last Buyer's Agent

Tanya Johnson

(703) 856-7466 tanya@talk2tanya.com Keller Williams Realty License #0225044907 Listed on: 07/13/2022

Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,832

Year Built

  • Built in 1985

Lot Details

  • 0.32 Acre Lot
  • 60 Feet of Waterfront
  • Home fronts navigable water

HOA Fees

  • $10 Monthly HOA Fees

Parking

  • Driveway

Home Design

  • Colonial Architecture
  • Brick Exterior Construction
  • Vinyl Siding

Interior Spaces

  • 1,512 Sq Ft Home
  • Property has 2 Levels
  • Traditional Floor Plan
  • Family Room Off Kitchen
  • River Views
  • Crawl Space
  • Upgraded Countertops

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

Outdoor Features

  • Access to Tidal Water
  • Water Access
  • River Nearby
  • Private Dock Site

Schools

  • Washington District Elementary School
  • Montross Middle School
  • Washington & Lee High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Electric Water Heater
  • Septic Greater Than The Number Of Bedrooms

Listing and Financial Details

  • Tax Lot 212
  • Assessor Parcel Number 23C 212

Community Details

Overview

  • Association fees include common area maintenance, management
  • $19 Other Monthly Fees
  • Stratford Harbour Subdivision

Amenities

  • Clubhouse

Recreation

  • Boat Ramp
  • Boat Dock
  • Pier or Dock
  • Marina
  • Beach
  • Tennis Courts
  • Soccer Field
  • Community Basketball Court
  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,832

Year Built

Built in 1985

Lot Details

0

HOA Fees

$10 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 1985
  • Automatically Close On Close Date: No
  • Remarks Public: Charming waterfront home with incredible views in Stratford Harbour*Nice kitchen with updated cabinetry, Silestone countertops and backsplash*Family room features 2 story ceilings, hardwood floors and wall of windows with incredible views*Barn doors lead to additional den/game room*Main level also features a main level bedroom and a powder room*Upper level features 2 large bedrooms and full bath*Deck overlooks nice lot with incredible views*Enjoy all of the wonderful amenities of Stratford Harbour including Lake Beach, Lake Marina, Potomac River Marina, Shark Tooth Beach as well as a clubhouse with pool, clubhouse and tennis and so much more*Only 1.5 hours to DC and Richmond areas*Newer HVAC and so much!It is possible to dredge the cove and have deep water so lots of potential. Seller did get approval to add 4th bedroom and additional full bath and got estimates!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Flooring Type: Carpet, Hardwood
  • Interior Amenities: Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Traditional, Upgraded Countertops
  • Foundation Details: Crawl Space
  • Levels Count: 2
  • Basement: No
  • Total Sq Ft: 1512
  • Living Area Sq Ft: 1512
  • Price Per Sq Ft: 327.38
  • Above Grade Finished Sq Ft: 1512
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 130

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Upper Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick, Vinyl Siding
  • View: River
  • Water Access: Yes
  • Water Body Name: Potomac River
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 60

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Central, Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic > # Of Br
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 125.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Basketball Courts, Beach, Boat Ramp, Boat Dock/Slip, Club House, Marina/Marina Club, Pier/Dock, Pool - Outdoor, Soccer Field, Swimming Pool, Tennis Courts, Tot Lots/Playground
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Management
  • HOA: Yes
  • Senior Community: No

Fee Information

  • Other Fees: 225.00
  • Other Fees Frequency: Annually

Schools

  • School District: WESTMORELAND COUNTY PUBLIC SCHOOLS
  • Elementary School: WASHINGTON DISTRICT
  • Middle School: MONTROSS
  • High School: WASHINGTON & LEE
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121137398432
  • School District Source: Listing Agent
  • Elementary School: WASHINGTON DISTRICT
  • High School: WASHINGTON & LEE
  • Middle Or Junior School: MONTROSS

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 139500.00
  • Land Assessed Value: 156000.00
  • Land Use Code: 006
  • Lot Size Acres: 0.32
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 13751.00
  • Year Assessed: 2017
  • Zoning: RESIDENTIAL
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 19770728
  • Tax Annual Amount: 1832.00
  • Assessor Parcel Number: 23C 212
  • Tax Lot: 212
  • County Tax Payment Frequency: Annually
  • Tax Year: 2017
  • Close Date: 10/14/2022

Multi Family

  • Mean Low Water Feet: 1
  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: WESTMORELAND COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 13, 2022
Closed on
Oct 4, 2022
Sold by
Phillips Barton Todd and Phillips Margaret P
Bought by
Potthast Joseph D and Potthast Heather E
Seller's Agent
Tanya Johnson
Keller Williams Realty
Buyer's Agent
Tanya Johnson
Keller Williams Realty
List Price
$525,000
Sold Price
$445,000
Premium/Discount to List
-$80,000
-15.24%
Views
61
Current Estimated Value
$516,151

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$71,151
Avg. Annual Appreciation
5.03%
Original Mortgage
$400,500
Outstanding Balance
$116,687
Interest Rate
5.13%
Mortgage Type
Seller Take Back
Estimated Equity
$399,464
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Potthast Joseph D $445,000 Fidelity National Title
Potthast Joseph D $445,000 Fidelity National Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Potthast Joseph D $400,500
Closed Potthast Joseph D $400,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/14/2022 10/14/22 Sold $445,000 -10.1% $294 / Sq Ft
08/08/2022 08/08/22 Price Changed $495,000 -5.7% $327 / Sq Ft
07/13/2022 07/13/22 For Sale $525,000 -- $347 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,303 $338,700 $156,000 $182,700
2023 $2,100 $338,700 $156,000 $182,700
2022 $2,100 $338,700 $156,000 $182,700
2021 $2,246 $295,500 $156,000 $139,500
2020 $2,246 $295,500 $156,000 $139,500
2019 $1,921 $295,500 $156,000 $139,500
2018 $1,803 $295,500 $156,000 $139,500
2017 -- $295,500 $156,000 $139,500
2016 $1,773 $295,500 $156,000 $139,500
2015 -- $302,700 $156,000 $146,700
2014 -- $0 $0 $0
2013 -- $302,700 $156,000 $146,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VAWE2002824

Bright MLS

APN: 23C-212