130 Joy Dr Lake Placid, FL 33852

0.23 Acre | Sun N Lakes, Lake Placid, Highlands County, Florida | No HOA | Owner Financing
Own Land for $299 a Month, No Credit Check
Grassy Lake Park Access/ High and Dry, Flood Zone X


130 Joy Dr, Lake Placid, Florida. For renters in Orlando, Kissimmee, Lakeland, and Tampa who are ready to put their monthly payment into something they actually own.

Affordable Monthly Payment, Only $299 a Month
No Banks, No Credit Checks, No Income Verification

Highlights

A 0.23 acre homesite in Sun N Lakes Estates, high and dry in Flood Zone X with no HOA.

The lot sits in the Sun N Lakes Recreation District, so owners get Grassy Lake park with its boat ramp, docks, swimming beach, tennis and pickleball courts, and community center as par as of your tax bill. And if you choose owner finance, already included in your monthly payment.

Every first of the month, rent leaves your account and builds your landlord's equity. The same $299 here buys ground in Florida that stays yours, with no bank and no credit check standing in the way. In four years the payments end and the land does not.

Lake Placid is not the theme park corridor, and that is the point. It is the quiet lake country of Highlands County, about two hours from Orlando and Tampa, where land still sells at prices working people can reach. You get real Florida warmth, real lakes, and a real address without coastal or Orlando prices.

Why This Property

The lot is level and high and dry in Flood Zone X, with access by dirt road on a public right of way. Mobile and modular homes are permitted along with a site built home, subject to Highlands County guidelines, and there is no requirement to build now. Power runs through this established area, water and sewer are by private well and septic when you build, and Grassy Lake park is minutes away for weekends on the water. Buy now, lock in today's price, and decide later.

This Is for You If

You are tired of watching rent disappear every month with nothing to show for it.
You want a first real asset without a bank telling you yes or no.
You want a place in Florida your family can grow into, build on, or pass down.
You would rather own the ground under your weekends than pay for someone else's.

Property Details

Parcel: C-22-37-30-120-1330-0150
Location: 130 Joy Dr, Lake Placid, FL, Highlands County
Subdivision: Sun N Lakes Estates
Size: 0.23 acre
Zoning: Residential, single family, modular or mobile homes permitted
Flood Zone: X, high and dry
Access: Dirt road on a public right of way
HOA: None
Recreation District: Sun N Lakes of Lake Placid, about $50 a year on the property tax bill for Grassy Lake park access
GPS: 27.236722, -81.304079

Pricing and Owner Financing

Discounted Cash Price: $12,000.

Owner Financing: $299 down, then $299 a month for 48 months. No banks, no credit checks, no income verification, and no prepayment penalty.

Claim This Lot Today

Rent will be higher next year. This payment will not. Call or message us today to confirm availability and put 130 Joy Dr in your name, no banks and no credit check. At $299 a month with Grassy Lake park included, lots like this do not stay available long.