$235,000
SOLD OCT 31, 2025
3 Beds
1.5 Baths
2,169 Sq Ft
0.34 Acres

Recently Sold

$108 Per Sq Ft

18% Below List Price

63 Days on Market

Highlights

  • Gated Community
  • Deck
  • Vaulted Ceiling
  • Durand Elementary School Rated A-
  • Wooded Lot
  • Ranch Style House

About This Home

As of October 2025

The perfect cedar lake house. Located on a quiet tree lined drive close to the front gate, beach, lodge and marina of Lake Summerset; 1309 Chadbourne is an excellent retreat, getaway or full time residence with 3 bedrooms a generous open floor plan concept with living, dining and kitchen areas. Four seasons porch with front deck access. Wood burning fireplace. Vaulted wood lined ceiling. Walk out level laundry, tuck under two car garage. Bedroom number three on the walkout level with 204 sq ft ( no closet) could be a family room or office. A separate single stall garage in the back yard is ideal for toy, mower, boat or small car storage. A under deck storage area is ideal for yard tools and a golf cart. The backyard has majestic shag bark hickory trees and other hardwoods. Vacant lots on either side of the home. Big wooden platform deck in the back yard adjacent to the new fire pit. The front deck has lots of sitting area and double sliders to the home. This place has it all and is remarkably well kept and absolutely spotless.

Last Agent to Sell the Property

Don Morgan

Morgan Realty, Inc. License #471013558 Listed on: 08/08/2025

Last Buyer's Agent

Brooke Wilke

Best Realty License #475204079

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,708

Year Built

  • Built in 1980

Lot Details

  • 0.34 Acre Lot
  • Wooded Lot

HOA Fees

  • $92 Monthly HOA Fees

Home Design

  • Ranch Style House
  • Shingle Roof
  • Wood Siding

Interior Spaces

  • Wood Ceilings
  • Vaulted Ceiling
  • Wood Burning Fireplace

Kitchen

  • Electric Range
  • Stove
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry
  • Laundry in Basement

Parking

  • 2 Car Garage
  • Tuck Under Parking
  • Tandem Parking
  • Garage Door Opener
  • Driveway

Outdoor Features

  • Deck
  • Enclosed Patio or Porch
  • Fire Pit
  • Outbuilding

Schools

  • Durand Elementary School
  • Durand Jr High Middle School
  • Durand High School

Utilities

  • Zoned Heating and Cooling
  • Baseboard Heating
  • Electric Water Heater

Community Details

Overview

  • Association fees include pool access, water access, clubhouse

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,708

Year Built

Built in 1980

Lot Details

0

HOA Fees

$92 per month

Listing Details

  • Interior Amenities: Ceiling Fan(s), Ceiling-Vaults/Cathedral, Ceiling-Wood Decorative
  • Road Frontage: City/Town
  • Type: Gated Community, Wooded
  • Electric: Circuit Breaker
  • Appliances That Stay or Are Included: Disposal, Dishwasher, Dryer, Microwave, Refrigerator, Stove/Cooktop, Washer
  • Class: HOUSE
  • Estimated Above Grade Sq Ft: 947
  • Estimated Below Grade Finished Sq Ft: 275
  • Fee Includes: Pool Access, Water Access, Clubhouse
  • General Features: Basement Entrance, County Taxes, Deck, Full Exposure, L.L. Finished Space, Main Floor Primary, Out Building(s), Patio, Fire-Pit/Fireplace, Laundry Basement, Porch 4 Season, Porch Enclosed
  • Hoa Fee Frequency: Yearly
  • Legal Description: CORRECTED FINAL PLAT 2 OF LAKE SUMMERSET-SAYBROOK SEC 7 LOT 1309
  • Lot Acreage: 0.34
  • Lvt Date: 08/08/2025
  • Number of Main Level Full Bathrooms: 1
  • Number of Lower Level Half Bathrooms: 1
  • Stove Range Fuel: Electric
  • Style: Ranch
  • Type: House
  • Agent Only_ L A1 User Code: 8498
  • Egress: Yes
  • Elementary School: Durand Elementary
  • Estimated Total Finished Sq Ft: 2169
  • Garage Type Driveway: Garage Remote/Opener, Tandem, Under, Concrete
  • Hold Earnest Money Y N: No
  • Pertinent Facts: The perfect cedar lake house. Located on a quiet tree lined drive close to the front gate, beach, lodge and marina of Lake Summerset; 1309 Chadbourne is an excellent retreat, getaway or full time residence with 3 bedrooms a generous open floor plan concept with living, dining and kitchen areas. Four seasons porch with front deck access. Wood burning fireplace. Vaulted wood lined ceiling. Walk out level laundry, tuck under two car garage. Bedroom number three on the walkout level with 204 sq ft ( no closet) could be a family room or office. A separate single stall garage in the back yard is ideal for toy, mower, boat or small car storage. A under deck storage area is ideal for yard tools and a golf cart. The backyard has majestic shag bark hickory trees and other hardwoods. Vacant lots on either side of the home. Big wooden platform deck in the back yard adjacent to the new fire pit. The front deck has lots of sitting area and double sliders to the home. This place has it all and is remarkably well kept and absolutely spotless.
  • Designated Managing Broker Y N: Yes
  • Estimated Above Grade Sq Ft: 1894
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Bedrooms: 3
  • Basement Type: Full
  • Master Bedroom: Dimensions: 15x12, On Level: Main
  • Fireplace Type: Wood
  • Basement: Basement Entrance, Finished
  • Bedroom 2: Dimensions: 12x12, On Level: Main
  • Bedroom 3: Dimensions: 16.7x12, On Level: Walk Out
  • Dining Room: No
  • Family Room: No
  • Fireplace: Yes
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Kitchen: Dimensions: 18x9, On Level: Main
  • Living Room: Yes, On Level: Main, Dimensions: 22x15
  • Number Of Fireplaces: 1
  • Recreation Room: Yes, On Level: Main, Dimensions: 15x9
  • Total Bathrooms: 1.5
  • Basement: Yes

Exterior Features

  • Exterior: Wood
  • Roof: Shingle

Garage/Parking

  • Garage: 2

Utilities

  • Cooling: Zoned
  • Heating: Baseboard, Zoned, Electric
  • Sewer: City/Community
  • Water: City/Community
  • Water Heater: Electric

Condo/Co-op/Association

  • HOA Fees: 1099

Building Info

  • Year Built: 1980

Tax Info

  • Year: 2024
  • Taxes: 4708

MLS Schools

  • HighSchool: Durand High
  • School District: Durand 322
  • Middle School: Durand Jr High

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 8, 2025
Closed on
Oct 29, 2025
Sold by
Oneil Daniel and Oneil Janice
Bought by
Eaton John Michael and Eaton Ann Louise
Seller's Agent
Don Morgan
Morgan Realty, Inc.
Buyer's Agent
Brooke Wilke
Best Realty
List Price
$285,000
Sold Price
$235,000
Premium/Discount to List
-$50,000
-17.54%
Views
44

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.24%
Original Mortgage
$230,743
Outstanding Balance
$230,743
Interest Rate
6.5%
Mortgage Type
FHA
Estimated Equity
$5,610

Purchase Details

Listed on
Feb 3, 2023
Closed on
Mar 10, 2023
Sold by
Dach Mariah P
Bought by
Oneil Daniel and Oneil Janice
Seller's Agent
Michael Traylor
Berkshire Hathaway HomeServices Crosby Starck RE
Buyer's Agent
ROSARY BOWMAN
CHOICE REALTY OF FREEPORT LLC
List Price
$168,800
Sold Price
$163,000
Premium/Discount to List
-$5,800
-3.44%
Views
56

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.68%

Purchase Details

Listed on
Jun 12, 2019
Closed on
Jul 26, 2019
Sold by
Nicely Dale E and Nicely Jean C
Bought by
Dach Mariah P
Seller's Agent
Mark Savala
Morgan Realty, Inc.
Buyer's Agent
Tammy DeMus
Best Realty
List Price
$115,900
Sold Price
$117,000
Premium/Discount to List
$1,100
0.95%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.62%
Original Mortgage
$116,666
Interest Rate
3.75%
Mortgage Type
New Conventional

Purchase Details

Listed on
Nov 8, 2017
Closed on
Jan 7, 2018
Sold by
Prior Michael C and Prior Mary K
Bought by
Nicely Dale E and Anderson Jea
Seller's Agent
Mark Savala
Morgan Realty, Inc.
Buyer's Agent
Mark Savala
Morgan Realty, Inc.
List Price
$115,000
Sold Price
$105,000
Premium/Discount to List
-$10,000
-8.7%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.33%
Original Mortgage
$84,000
Interest Rate
4.13%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 10, 2013
Closed on
Sep 10, 2013
Bought by
Prior Michael and Prior Mary
Seller's Agent
Anna Mulcahey
Best Realty
Buyer's Agent
Mark Savala
Morgan Realty, Inc.
List Price
$109,000
Sold Price
$104,000
Premium/Discount to List
-$5,000
-4.59%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.22%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $235,000 Security First Title
Warranty Deed $163,000 --
Warranty Deed $117,000 Security First Title
Grant Deed $105,000 Security First Title
Warranty Deed $105,000 Security First Title
Deed $104,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $230,743 FHA
Previous Owner $116,666 New Conventional
Previous Owner $84,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/31/2025 10/31/25 Sold $235,000 -8.9% $108 / Sq Ft
10/10/2025 10/10/25 Pending -- -- --
09/12/2025 09/12/25 Price Changed $258,000 -9.5% $119 / Sq Ft
08/08/2025 08/08/25 For Sale $285,000 +74.8% $131 / Sq Ft
03/03/2023 03/03/23 Sold $163,000 -3.4% $116 / Sq Ft View Prior Sale
02/06/2023 02/06/23 Pending -- -- --
02/03/2023 02/03/23 For Sale $168,800 +44.3% $120 / Sq Ft
07/26/2019 07/26/19 Sold $117,000 +0.9% $83 / Sq Ft View Prior Sale
06/16/2019 06/16/19 Pending -- -- --
06/12/2019 06/12/19 For Sale $115,900 +10.4% $82 / Sq Ft
01/12/2018 01/12/18 Sold $105,000 -8.7% $91 / Sq Ft View Prior Sale
11/13/2017 11/13/17 Pending -- -- --
11/08/2017 11/08/17 For Sale $115,000 +10.6% $100 / Sq Ft
09/10/2013 09/10/13 Sold $104,000 -4.6% $100 / Sq Ft View Prior Sale
07/30/2013 07/30/13 Pending -- -- --
04/10/2013 04/10/13 For Sale $109,000 -- $105 / Sq Ft
Source: NorthWest Illinois Alliance of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,709 $62,841 $3,801 $59,040
2022 $2,973 $42,459 $2,906 $39,553
2021 $3,042 $39,097 $2,676 $36,421
2020 $3,011 $37,619 $2,575 $35,044
2019 $3,388 $35,133 $2,510 $32,623
2018 $3,584 $33,727 $2,410 $31,317
2017 $3,462 $33,066 $2,363 $30,703
2016 $3,682 $33,066 $2,363 $30,703
2015 $3,685 $33,066 $2,363 $30,703
2014 $2,497 $33,066 $2,363 $30,703
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthWest Illinois Alliance of REALTORS®

MLS Number: 202504782

NorthWest Illinois Alliance of REALTORS®

APN: 05-06-252-022