Seller's Agent in 2025
Lisa Ninchritz
Royal Shell Real Estate, Inc.
(239) 405-0700
50 in this area
94 Total Sales
13098 Cardeto Ct Estero, FL 33928
Bella Terra Neighborhood
4
Beds
3
Baths
2,032
Sq Ft
7,492
Sq Ft Lot
Highlights
- Lake Front
- Fitness Center
- Gated Community
- Pinewoods Elementary School Rated A-
- Basketball Court
- Vaulted Ceiling
About This Home
As of November 2025Lake & Preserve Views – 4 Bedrooms, 3 Baths in Bella Terra Tucked into one of Estero’s most desirable tree-lined neighborhoods, this one-story home offers 2,032 sq. ft. of great room living space with 4 bedrooms, 3 baths, and a 2-car garage — all positioned on a gorgeous cul-de-sac lot with long-lake views out. Fresh, light, and bright, this original-owner home has been meticulously maintained and is move-in ready. Enjoy peace of mind with hurricane impact windows, Storm Smart shutters, a newer roof and gutters, whole-house surge protection, and an A/C surge protector. The spacious owner’s suite features two walk-in closets and a luxurious bath with dual sinks, a soaking tub, and a separate shower. The lanai is the perfect place to take in serene preserve views and year-round sunsets — the essence of Florida living. Bella Terra spans 999 acres with 400 acres of conservation preserves and 100 acres of lakes. Amenities include a resort-style clubhouse, 24-hour fitness center, resort pool and spa, shaded children’s play area, tennis, pickleball, basketball, softball, bocce, sand volleyball, in-line skate rink, butterfly garden, and a full calendar of activities including bingo, boot camp, water aerobics, poker, and food truck nights. Right home, right neighborhood, right price — schedule your private showing today.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,372
Year Built
- Built in 2012
Lot Details
- 7,492 Sq Ft Lot
- 150 Ft Wide Lot
- Lake Front
- Cul-De-Sac
- Rectangular Lot
- Property is zoned RPD
HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Concrete Block With Brick
- Concrete Foundation
- Stucco
- Tile
Interior Spaces
- Property has 1 Level
- Vaulted Ceiling
- Ceiling Fan
- Window Treatments
- Family or Dining Combination
- Library
- Screened Porch
- Lake Views
- Fire and Smoke Detector
Kitchen
- Breakfast Bar
- Electric Cooktop
- Microwave
- Dishwasher
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 3 Full Bathrooms
- Soaking Tub
Laundry
- Laundry in unit
- Dryer
- Washer
Outdoor Features
- Basketball Court
- Playground
Utilities
- Central Air
- Heating Available
- Underground Utilities
- Internet Available
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 32-46-26-E4-1000C.0420
- Tax Block C
Community Details
Overview
- Bella Terra Subdivision
- Mandatory home owners association
Recreation
- Tennis Courts
- Volleyball Courts
- Pickleball Courts
- Bocce Ball Court
- Fitness Center
- Community Pool
- Community Spa
- Park
- Bike Trail
Security
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 22, 2025
Closed on
Nov 7, 2025
Sold by
Fancher John R and Fancher Joan T
Bought by
Gourley Michael Lawrence and Gourley Pamela
Seller's Agent
Lisa Ninchritz
Royal Shell Real Estate, Inc.
Buyer's Agent
Astrid Hayes
Realty World J. PAVICH R.E.
List Price
$515,000
Sold Price
$500,000
Premium/Discount to List
-$15,000
-2.91%
Views
14
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
56.36%
Purchase Details
Closed on
Jul 26, 2012
Sold by
Lennar Homes Llc
Bought by
Fancher John R and Fancher Joan T
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$192,000
Interest Rate
3.68%
Mortgage Type
New Conventional
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $500,000 | Venture Title | |
| Special Warranty Deed | $240,000 | North American Title Company |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $192,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/07/2025 11/07/25 | Sold | $500,000 | -2.9% | $246 / Sq Ft |
| 10/22/2025 10/22/25 | Pending | -- | -- | -- |
| 10/22/2025 10/22/25 | For Sale | $515,000 | -- | $253 / Sq Ft |
Source: Multiple Listing Service of Bonita Springs-Estero
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,372 | $430,649 | $97,708 | $332,392 |
| 2024 | $6,372 | $424,911 | $106,152 | $318,198 |
| 2023 | $6,179 | $327,953 | $0 | $0 |
| 2022 | $5,609 | $298,139 | $0 | $0 |
| 2021 | $4,894 | $271,035 | $83,265 | $187,770 |
| 2020 | $4,758 | $254,356 | $81,690 | $172,666 |
| 2019 | $4,798 | $255,980 | $71,660 | $184,320 |
| 2018 | $4,905 | $258,405 | $66,500 | $191,905 |
| 2017 | $5,037 | $267,274 | $70,000 | $197,274 |
| 2016 | $4,983 | $258,665 | $70,000 | $188,665 |
| 2015 | $4,905 | $249,181 | $70,000 | $179,181 |
Source: Public Records
Agents Affiliated with this Home
-
Lisa Ninchritz
-
Astrid Hayes
Buyer's Agent in 2025
Astrid Hayes
Realty World J. PAVICH R.E.
(239) 994-3253
2 in this area
147 Total Sales
Map
Source: Multiple Listing Service of Bonita Springs-Estero
MLS Number: 225076053
APN: 32-46-26-E4-1000C.0420
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