Seller's Agent in 2025
Lisa Ninchritz
Royal Shell Real Estate, Inc.
(239) 405-0700
56 in this area
108 Total Sales
13098 Cardeto Ct Estero, FL 33928
Bella Terra NeighborhoodEstimated Value: $497,000 - $509,000
4
Beds
3
Baths
2,032
Sq Ft
$248/Sq Ft
Est. Value
Highlights
- Lake Front
- Fitness Center
- Gated Community
- Pinewoods Elementary School Rated A-
- Tennis Courts
- Vaulted Ceiling
About This Home
As of November 2025Lake & Preserve Views – 4 Bedrooms, 3 Baths in Bella Terra Tucked into one of Estero’s most desirable tree-lined neighborhoods, this one-story home offers 2,032 sq. ft. of great room living space with 4 bedrooms, 3 baths, and a 2-car garage — all positioned on a gorgeous cul-de-sac lot with long-lake views out. Fresh, light, and bright, this original-owner home has been meticulously maintained and is move-in ready. Enjoy peace of mind with hurricane impact windows, Storm Smart shutters, a newer roof and gutters, whole-house surge protection, and an A/C surge protector. The spacious owner’s suite features two walk-in closets and a luxurious bath with dual sinks, a soaking tub, and a separate shower. The lanai is the perfect place to take in serene preserve views and year-round sunsets — the essence of Florida living. Bella Terra spans 999 acres with 400 acres of conservation preserves and 100 acres of lakes. Amenities include a resort-style clubhouse, 24-hour fitness center, resort pool and spa, shaded children’s play area, tennis, pickleball, basketball, softball, bocce, sand volleyball, in-line skate rink, butterfly garden, and a full calendar of activities including bingo, boot camp, water aerobics, poker, and food truck nights. Right home, right neighborhood, right price — schedule your private showing today.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,372
Year Built
- Built in 2012
Lot Details
- 7,492 Sq Ft Lot
- 150 Ft Wide Lot
- Lake Front
- Cul-De-Sac
- Rectangular Lot
- Property is zoned RPD
HOA Fees
Parking
- 2 Car Attached Garage
- Driveway
Home Design
- Concrete Block With Brick
- Concrete Foundation
- Stucco
- Tile
Interior Spaces
- Property has 1 Level
- Vaulted Ceiling
- Ceiling Fan
- Window Treatments
- Family or Dining Combination
- Library
- Screened Porch
- Lake Views
- Fire and Smoke Detector
Kitchen
- Breakfast Bar
- Electric Cooktop
- Microwave
- Freezer
- Dishwasher
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 3 Full Bathrooms
- Soaking Tub
Laundry
- Laundry in unit
- Dryer
- Washer
Outdoor Features
- Tennis Courts
- Basketball Court
- Playground
Utilities
- Central Heating and Cooling System
- Underground Utilities
- Internet Available
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 32-46-26-E4-1000C.0420
- Tax Block C
Community Details
Overview
- Bella Terra Subdivision
- Mandatory home owners association
Recreation
- Tennis Courts
- Volleyball Courts
- Pickleball Courts
- Bocce Ball Court
- Fitness Center
- Community Pool
- Community Spa
- Park
- Bike Trail
Additional Features
- Meeting Room
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 22, 2025
Closed on
Nov 7, 2025
Sold by
Fancher John R and Fancher Joan T
Bought by
Gourley Michael Lawrence and Gourley Pamela
Seller's Agent
Lisa Ninchritz
Royal Shell Real Estate, Inc.
Buyer's Agent
Astrid Hayes
Realty World J. PAVICH R.E.
List Price
$515,000
Sold Price
$500,000
Premium/Discount to List
-$15,000
-2.91%
Views
14
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,602
Avg. Annual Appreciation
1.45%
Purchase Details
Closed on
Jul 26, 2012
Sold by
Lennar Homes Llc
Bought by
Fancher John R and Fancher Joan T
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$192,000
Interest Rate
3.68%
Mortgage Type
New Conventional
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Gourley Michael Lawrence | $500,000 | Venture Title | |
| Fancher John R | $240,000 | North American Title Company |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | Fancher John R | $192,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/07/2025 11/07/25 | Sold | $500,000 | -2.9% | $246 / Sq Ft |
| 10/22/2025 10/22/25 | Pending | -- | -- | -- |
| 10/22/2025 10/22/25 | For Sale | $515,000 | -- | $253 / Sq Ft |
Source: Multiple Listing Service of Bonita Springs-Estero
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,485 | $430,649 | $97,708 | $332,941 |
| 2024 | $6,372 | $424,911 | $106,152 | $318,198 |
| 2023 | $6,179 | $327,953 | $0 | $0 |
| 2022 | $5,609 | $298,139 | $0 | $0 |
| 2021 | $4,894 | $271,035 | $83,265 | $187,770 |
| 2020 | $4,758 | $254,356 | $81,690 | $172,666 |
| 2019 | $4,798 | $255,980 | $71,660 | $184,320 |
| 2018 | $4,905 | $258,405 | $66,500 | $191,905 |
| 2017 | $5,037 | $267,274 | $70,000 | $197,274 |
| 2016 | $4,983 | $258,665 | $70,000 | $188,665 |
| 2015 | $4,905 | $249,181 | $70,000 | $179,181 |
Source: Public Records
Agents Affiliated with this Home
-
Lisa Ninchritz
-
Astrid Hayes
Buyer's Agent in 2025
Astrid Hayes
Realty World J. PAVICH R.E.
(239) 994-3253
1 in this area
149 Total Sales
Map
Source: Multiple Listing Service of Bonita Springs-Estero
MLS Number: 225076053
APN: 32-46-26-E4-1000C.0420
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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