$310,000
SOLD APR 3, 2026

13108 Joy Rd Lusby, MD 20657

3 Beds
1 Bath
960 Sq Ft
0.46 Acres Lot

Sale Details

Date Sold: April 3, 2026

$323 Per Sq Ft

3% Below List Price

50 on Market

Highlights

  • Deck
  • No HOA
  • Shed
  • Rambler Architecture
  • Cooling Available
  • Heat Pump System

About This Home

As of April 2026

Newly Updated! New Roof - New Flooring - Freshly Painted and more! Qualifies for 100% Financing!
Welcome home to effortless, one-level living on a quiet street with no HOA. This beautifully updated 3-bedroom, 1-bath rambler offers the perfect blend of comfort, style, and low-maintenance living. The upgraded kitchen features granite countertops and stainless steel appliances, while the renovated bathroom adds a fresh, modern touch. Luxury vinyl plank flooring flows throughout the main living areas, with carpeted bedrooms for added comfort. Step outside to a spacious deck overlooking a flat, fully fenced backyard—ideal for entertaining, pets, or simply enjoying your own private outdoor space. Two storage sheds provide plenty of room for tools, toys, and equipment. Peace of mind comes standard with a brand-new roof featuring architectural shingles. Conveniently located near Patuxent High School, restaurants, shopping, and everyday amenities, this home offers easy living inside and out. Whether you’re downsizing, just starting out, or looking for a low-maintenance lifestyle, this move-in-ready rambler checks all the boxes.

Last Agent to Sell the Property

Randall Utz

(888) 860-7369 randy@vrgre.com EXP Realty, LLC Brokerage Phone: 8888607369 License #652069 Listed on: 01/10/2026

EXP Realty, LLC

Co-Listed By

Vicky Horsmon

(888) 860-7369 vicky@vrgre.com EXP Realty, LLC Brokerage Phone: 8888607369

Last Buyer's Agent

Stacey Uhler

(443) 975-7555 kara@samsonproperties.net Samson Properties License #RSR006601

Samson Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,892

Year Built

  • Built in 1979

Lot Details

  • 19,994 Sq Ft Lot

Home Design

  • Rambler Architecture
  • Architectural Shingle Roof
  • Aluminum Siding

Interior Spaces

  • 960 Sq Ft Home
  • Property has 1 Level
  • Crawl Space
  • Laundry on main level

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 1 Full Bathroom

Parking

  • 4 Parking Spaces
  • 4 Driveway Spaces
  • Gravel Driveway

Outdoor Features

  • Deck
  • Shed

Utilities

  • Cooling Available
  • Heat Pump System
  • 200+ Amp Service
  • Well
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 4
  • Assessor Parcel Number 0501149024

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,892

Year Built

Built in 1979

Lot Details

0.46 Acres

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • Inclusions: Washer/Dryer
  • New Construction: No
  • Story List: Main
  • Expected On Market: 1/10/2026 12:00:00 AM
  • Year Built: 1979
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplace: No
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Crawl Space
  • Levels Count: 1
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 960
  • Living Area Sq Ft: 960
  • Price Per Sq Ft: 322.81
  • Above Grade Finished Sq Ft: 960
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Aluminum Siding
  • Roof: Architectural Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Gravel Driveway
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 4

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s)
  • Electric Service: 200+ Amp Service
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Private Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.46
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 19994.00
  • Outdoor Living Structures: Deck(s)
  • Zoning: R-1
  • In City Limits: No

Rental Info

  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2892.00
  • Assessor Parcel Number: 0501149024
  • Tax Lot: 4
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 10, 2026
Closed on
Apr 3, 2026
Sold by
Utz Randall and Rawlings Vicky L
Bought by
Poteste Joshua
Seller's Agent
Randall Utz
EXP Realty, LLC
Buyer's Agent
Stacey Uhler
Samson Properties
List Price
$319,900
Sold Price
$310,000
Premium/Discount to List
-$9,900
-3.09%
Views
193

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-10.95%
Original Mortgage
$304,385
Outstanding Balance
$304,385
Interest Rate
6.01%
Mortgage Type
FHA
Estimated Equity
$2,042

Purchase Details

Listed on
May 30, 2023
Closed on
Jun 1, 2023
Sold by
Olivia Zinn
Bought by
Horsmon Vicky
Seller's Agent
Vicky Horsmon
EXP Realty, LLC
Buyer's Agent
Randall Utz
EXP Realty, LLC
Sold Price
$1,950
Views
48

Purchase Details

Listed on
Mar 30, 2022
Closed on
Apr 29, 2022
Sold by
Andrew Aikin
Bought by
Zinn Olivia
Seller's Agent
Gail Nyman
RE/MAX United Real Estate
Buyer's Agent
Vicky Horsmon
EXP Realty, LLC
List Price
$262,000
Sold Price
$267,000
Premium/Discount to List
$5,000
1.91%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.47%
Original Mortgage
$256,410
Interest Rate
4.4%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 7, 2010
Sold by
Waldheim Daniel Robert
Bought by
Love Carol E and Love Andrew Aikin

Purchase Details

Closed on
Aug 28, 2003
Sold by
Hall Jeremy M and Hall Nancy E
Bought by
Waldheim Daniel Robert and Waldheim Peggy Clare

Purchase Details

Closed on
Nov 8, 1999
Sold by
Hall Jeremy M
Bought by
Hall Jeremy M and Hall Nancy E

Purchase Details

Closed on
Nov 2, 1999
Sold by
Downs Maurice T and Downs Charles N
Bought by
Hall Jeremy M

Purchase Details

Closed on
Dec 10, 1998
Sold by
Chew Harry E and Chew Betty A
Bought by
Downs Maurice T and Downs Charles N
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $310,000 None Listed On Document
Deed $252,734 None Listed On Document
Deed $267,000 Lighthouse Title
Deed $200,000 --
Deed $125,000 --
Deed -- --
Deed $90,400 --
Deed $41,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $304,385 FHA
Previous Owner $256,410 FHA
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/03/2026 04/03/26 Sold $310,000 0.0% $323 / Sq Ft
02/19/2026 02/19/26 Price Changed $309,900 -3.1% $323 / Sq Ft
01/10/2026 01/10/26 For Sale $319,900 0.0% $333 / Sq Ft
06/01/2023 06/01/23 Rented $1,950 0.0% --
05/30/2023 05/30/23 For Rent $1,950 0.0% --
04/29/2022 04/29/22 Sold $267,000 +1.9% $278 / Sq Ft View Prior Sale
04/04/2022 04/04/22 Pending -- -- --
03/30/2022 03/30/22 For Sale $262,000 -- $273 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,704 $230,067 $0 $0
2024 $2,443 $206,333 $0 $0
2023 $2,111 $182,600 $108,700 $73,900
2022 $2,065 $178,400 $0 $0
2021 $4,129 $174,200 $0 $0
2020 $1,980 $170,000 $108,700 $61,300
2019 $1,783 $170,000 $108,700 $61,300
2018 $1,783 $170,000 $108,700 $61,300
2017 $2,016 $172,800 $0 $0
2016 -- $172,233 $0 $0
2015 $2,154 $171,667 $0 $0
2014 $2,154 $171,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCA2024462

Bright MLS

APN: 01-149024

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