$970,000

Estimated payment $5,557/month

Total Views 25,877
2 Beds
1 Bath
1,548 Sq Ft
$627 Price per Sq Ft

Highlights

  • 200 Feet of Waterfront
  • Pier
  • 0.56 Acre Lot
  • 2 Dock Slips
  • Fishing Allowed
  • Open Floorplan

About This Home

Refurbished, unique waterfront offering and opportunity! The opportunity to own a unique waterfront investment with two refurbished cottages with all the comforts of home. Large, level, waterfront parcel with huge ground decks for entertaining. Dock with boatlift and 200 linear feet of beautiful shoreline.

Listing Agent

John Holt

(410) 320-2627 johnholtrealtor@gmail.com Aray Realty Corporation PC License #6445 Listed on: 06/18/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,422

Year Built

  • Built in 1930 | Remodeled in 2015

Lot Details

  • 0.56 Acre Lot
  • 200 Feet of Waterfront
  • Home fronts navigable water
  • Creek or Stream
  • Backs to Trees or Woods
  • Property was two parcels annexed into one; two buildings and shed. The 1st building has 2bdrm, 1bath, the 2nd has 1bdrm, 1bath.
  • Property is in good condition
  • Property is zoned R2

Home Design

  • Cape Cod Architecture
  • Slab Foundation
  • Shingle Roof
  • Asphalt Roof
  • Wood Siding

Interior Spaces

  • 1,548 Sq Ft Home
  • Property has 1 Level
  • Open Floorplan
  • Vaulted Ceiling
  • Ceiling Fan
  • Insulated Windows
  • Sliding Doors
  • Insulated Doors
  • Laminate Flooring
  • Water Views
  • Attic

Kitchen

  • Eat-In Kitchen
  • Six Burner Stove
  • Built-In Microwave
  • ENERGY STAR Qualified Refrigerator
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 1 Full Bathroom

Laundry

  • Electric Dryer
  • Washer

Parking

  • Private Parking
  • Gravel Driveway
  • Off-Street Parking

Outdoor Features

  • Pier
  • Access to Tidal Water
  • Private Water Access
  • Swimming Allowed
  • Electric Hoist or Boat Lift
  • Physical Dock Slip Conveys
  • 2 Dock Slips
  • Dock made with Treated Lumber
  • 2 Powered Boats Permitted
  • 2 Non-Powered Boats Permitted
  • Deck

Location

  • Property is near creek

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Oil
  • Back Up Oil Heat Pump System
  • 100 Amp Service
  • Propane
  • Water Treatment System
  • 60 Gallon+ Water Heater
  • Well
  • Septic Tank
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 1
  • Assessor Parcel Number 020300022373400

Community Details

Overview

  • No Home Owners Association
  • Water Oak Point Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,422

Year Built

Built in 1930 | Remodeled in 2015

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Lower 2, Main, Upper 1, Upper 2
  • Expected On Market: 6/18/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1930
  • Year Renovated: 2015
  • Building Winterized: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Refrigerator, Stove, Built-In Microwave, Dishwasher, Dryer - Electric, Energy Star Refrigerator, Six Burner Stove, Washer, Water Heater
  • Flooring Type: Laminate Plank
  • Interior Amenities: Attic, Kitchen - Table Space, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Living, Floor Plan - Open, Water Treat System
  • Window Features: Insulated
  • Other Equipment: Some
  • Fireplace: No
  • Door Features: Insulated, Sliding Glass
  • Wall Ceiling Types: Vaulted Ceilings
  • Foundation Details: Slab
  • Levels Count: 1
  • Basement: No
  • Total Sq Ft: 1548
  • Living Area Sq Ft: 1548
  • Price Per Sq Ft: 626.61
  • Above Grade Finished Sq Ft: 1548
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Block, Wood Siding
  • Roof: Asphalt, Shingle
  • Spa: No
  • View: Water
  • Water Access Features: Fishing Allowed, Private Access, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: ROCK CREEK
  • Water Body Type: Creek/Stream
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 200

Garage/Parking

  • Garage: No
  • Parking Features: Private, Gravel Driveway
  • Type Of Parking: Off Street, Driveway

Utilities

  • Refuse: 315.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Electric Service: 100 Amp Service
  • Heating Fuel: Oil
  • Heating Type: Heat Pump - Oil Backup, Forced Air
  • Heating: Yes
  • Hot Water: 60+ Gallon Tank
  • Sewer/Septic System: Private Septic Tank
  • Utilities: Propane, Electric Available, Phone Available, Cable Tv Available
  • Water Source: Well
  • Internet Services: Fiber Optic

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Additional Parcels: Yes
  • Additional Parcels Description: Property was two parcels annexed into one; two buildings and shed. The 1st building has 2bdrm, 1bath, the 2nd has 1bdrm, 1bath.
  • Lot Features: Backs To Trees
  • Lot Size Acres: 0.56
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 24375.00
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Good
  • Zoning: R2
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Total Actual Rent: 80000.00
  • Vacation Rental: Yes

Tax Info

  • Tax Annual Amount: 6422.00
  • Assessor Parcel Number: 020300022373400
  • Tax Lot: 1
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Percent Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,433 $629,533 -- --
2024 $9,433 $551,800 $426,000 $125,800
2023 $5,678 $519,967 $0 $0
2022 $5,101 $488,133 $0 $0
2020 $7,155 $441,833 $0 $0
2019 $13,748 $427,367 $0 $0
2018 $4,187 $412,900 $355,300 $57,600
2017 $6,005 $341,100 $0 $0
2016 -- $269,300 $0 $0
2015 -- $197,500 $0 $0
2014 -- $99,000 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/18/2025 06/18/25 For Sale $970,000 -- $627 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $245,670 Progressive Title Corporatio
Deed $110,000 --
Deed $110,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $277,387 FHA
Previous Owner $523,200 Purchase Money Mortgage
Previous Owner $523,200 Purchase Money Mortgage
Source: Public Records

Source: Bright MLS

MLS Number: MDAA2117516

Bright MLS

APN: 03-000-22373400