$1,699,900
PENDING

13120 Zori Ln Windermere, FL 34786

Estimated payment $10,339/month

Total Views 1,013
4 Beds
5 Baths
4,329 Sq Ft
$393 Price per Sq Ft

Highlights

  • Boathouse
  • 100 Feet of Lake Waterfront
  • 1.35 Acre Lot
  • Windermere Elementary School Rated A
  • Dock has access to electricity
  • Open Floorplan

About This Home

Under contract-accepting backup offers. Experience refined lakefront living in this exceptional Windermere residence, ideally positioned on Little Lake Sawyer. Set on an oversized homesite, this property offers a rare combination of privacy, natural beauty, and everyday luxury in one of Central Florida’s most desirable communities – Windermere. The home features an open, light-filled floor plan with expansive windows, sleek flooring, and soaring cathedral-style ceilings, creating an inviting environment for both everyday living and entertaining. Thoughtful updates throughout include fresh interior paint, updated luxury bathrooms, and energy-efficient LED lighting. Floorplan showcases 4 bedrooms plus an office ( could be 5th bedroom ) PLUS a rare and highly desirable feature, the attached in-law suite includes a private bedroom, full kitchen, and sun-filled living area, offering an elegant and flexible solution for guests, multigenerational living, or a secluded private retreat. At the center of the home is a well-appointed chef’s kitchen with custom cabinetry, stainless steel appliances, solid surface countertops, and a walk-in pantry. Designed with entertaining in mind, the kitchen also offers granite countertops, dual dishwashers, and a wet bar complete with a wine refrigerator, ice maker, and refrigerated drawers. The primary suite serves as a private retreat, featuring a balcony with sweeping lake views—perfect for enjoying morning coffee or unwinding in the evenings with distant Disney fireworks. Additional highlights include surround sound wiring with built-in speakers in the main living area and the convenience of washer and dryer sets located on both the main and upper levels. Outdoor living is elevated with a private boat dock and electrical lift, providing effortless access to boating and waterfront enjoyment on Lake Sawyer. The home has a very large yard and ready for a pool offering the opportunity to further customize your outdoor space. Residents enjoy a well-maintained community with a pool and scenic walking paths, all while being just minutes from Windermere’s top-rated schools, dining, shopping, major highways, and world-class attractions. This is more than a home—it’s a lakefront lifestyle defined by comfort, elegance, and the timeless appeal of living on the water in Windermere.

Listing Agent

Matt Tomaszewski

CORCORAN PREMIER REALTY Brokerage Phone: 407-965-1155 License #3014560 Listed on: 02/04/2026

CORCORAN PREMIER REALTY

Co-Listing Agent

Steve Healy

CORCORAN PREMIER REALTY Brokerage Phone: 407-965-1155 License #3031216

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $16,976

Year Built

  • Built in 2005

Lot Details

  • 1.35 Acre Lot
  • 100 Feet of Lake Waterfront
  • Lake Front
  • South Facing Home
  • Mature Landscaping
  • Irrigation Equipment
  • Landscaped with Trees
  • Property is zoned P-D

HOA Fees

  • $97 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Side Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Bi-Level Home
  • Slab Foundation
  • Tile Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 4,329 Sq Ft Home
  • Open Floorplan
  • Wet Bar
  • Built-In Features
  • Crown Molding
  • High Ceiling
  • Self Contained Fireplace Unit Or Insert
  • Electric Fireplace
  • Family Room with Fireplace
  • Family Room Off Kitchen
  • Combination Dining and Living Room
  • Home Office
  • Chain Of Lake Views

Flooring

  • Engineered Wood
  • Travertine
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Upstairs
  • Walk-In Closet
  • 5 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Outdoor Features

  • Access To Lake
  • Access To Chain Of Lakes
  • Water Skiing Allowed
  • Boathouse
  • Dock has access to electricity
  • Dock made with wood
  • Private Mailbox

Schools

  • Windermere Elementary School
  • Bridgewater Middle School
  • Windermere High School

Utilities

  • Central Heating and Cooling System
  • High Speed Internet

Listing and Financial Details

Community Details

Overview

  • Association fees include pool
  • Providence Neighborhood Association Inc Association, Phone Number (407) 494-1099
  • Providence Subdivision
  • The community has rules related to deed restrictions, fencing

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$16,976

Year Built

Built in 2005

Lot Details

0

HOA Fees

$97 per month

Parking

3

Listing Details

  • HOA Fee Includes: Pool
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: Yes
  • Living Area: 4329
  • Lot Size Acres: 1.35
  • New Construction: No
  • Year Built: 2005
  • Building Area Total: 5340
  • Lot Size Sq Ft: 58986
  • Status: Pending
  • Co List Office Mls Id: MFR261010505
  • Co List Office Phone: 407-965-1155
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 496.10
  • Escrow City: Lake Mary
  • Escrow State: FL
  • Escrow Street Name: International Parkway
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 392.68
  • Total Acreage: 1 to less than 2
  • Water Access YN: 1
  • Amenities Additional Fees: Walking paths around the ponds.
  • MFR_InLawSuiteYN: 1
  • MFR_DockDescription: Dock - Wood,Dock w/Electric
  • MFR_DockYN: 1
  • MFR_InLawSuiteDescription: 1 Bathroom,1 Bedroom,Kitchen,Private Entrance
  • Attribution Contact: 407-965-1155
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Electric, Family Room, Insert
  • Living Area Units: Square Feet
  • Flooring: Hardwood, Luxury Vinyl, Travertine
  • Full Bathrooms: 5
  • Interior Amenities: Built-in Features, Crown Molding, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Walk-In Closet(s), Wet Bar
  • Appliances Included: Dryer, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: Two
  • Other Equipment: Irrigation Equipment
  • Living Area Meters: 402.18

Exterior Features

  • Direction Faces: South
  • Other Structures: Boat House
  • Exterior Features: Private Mailbox, Sidewalk
  • Roof: Tile
  • Pool Private: No
  • View: Water
  • Water Body Name: LITTLE LAKE SAWYER
  • Waterfront: Yes
  • Road Surface Type: Asphalt, Paved
  • Water Access: Lake,Lake - Chain of Lakes
  • Water Extras: Boathouse,Skiing Allowed
  • Water View: Lake,Lake - Chain of Lakes
  • Water View YN: 1
  • Waterfront Feet Total: 100
  • Flood Zone Panel: 12095C0380H
  • Water Frontage Feet Lake: 100

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener, Garage Faces Side

Utilities

  • Utilities: BB/HS Internet Available
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside, Laundry Room, Upper Level
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Pool, Sidewalks
  • Association Amenities: Fence Restrictions, Pool
  • Association Fee: 290
  • Association Fee Frequency: Quarterly
  • Association Name: Providence Neighborhood Association INC
  • Phone: (407) 494-1099
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Per HOA
  • Association Fee Requirement: Required
  • Association Email: Services@MyBeaconManagement.com

Fee Information

  • Total Annual Fees: 1160.00
  • Total Monthly Fees: 96.67
  • Monthly HOA Amount: 96.67

Schools

  • Elementary School: Windermere Elem
  • High School: Windermere High School
  • Middle Or Junior School: Bridgewater Middle

Lot Info

  • Zoning: P-D
  • Parcel Number: 23-23-27-6420-00-610
  • Additional Parcels: No
  • Lot Features: In County, Sidewalk, Paved
  • Flood Zone Code: AE

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Per HOA

Tax Info

  • Tax Annual Amount: 16976
  • Tax Block: 00
  • Tax Book Number: 50/3
  • Tax Lot: 610

Multi Family

  • Waterfront Features: Lake Front
  • Approval Process: Per HOA

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $17,555 $1,117,422 -- --
2024 $13,830 $1,085,930 -- --
2023 $13,830 $896,653 $0 $0
2022 $13,250 $821,178 $300,000 $521,178
2021 $9,069 $581,811 $0 $0
2020 $8,648 $573,778 $0 $0
2019 $8,928 $560,878 $0 $0
2018 $8,865 $550,420 $0 $0
2017 $8,754 $656,722 $255,000 $401,722
2016 $8,711 $644,891 $255,000 $389,891
2015 $8,858 $593,649 $205,000 $388,649
2014 $8,986 $531,468 $165,000 $366,468
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/06/2026 02/06/26 Pending -- -- --
02/04/2026 02/04/26 For Sale $1,699,900 +23.6% $393 / Sq Ft
06/03/2022 06/03/22 Sold $1,375,000 -1.8% $379 / Sq Ft View Prior Sale
05/01/2022 05/01/22 Pending -- -- --
04/07/2022 04/07/22 Price Changed $1,400,000 -6.0% $386 / Sq Ft
03/28/2022 03/28/22 Price Changed $1,490,000 -0.7% $411 / Sq Ft
03/15/2022 03/15/22 Price Changed $1,500,000 -5.7% $413 / Sq Ft
02/14/2022 02/14/22 Price Changed $1,590,000 -3.6% $438 / Sq Ft
02/14/2022 02/14/22 For Sale $1,650,000 +20.0% $455 / Sq Ft
02/14/2022 02/14/22 Off Market $1,375,000 -- --
01/22/2022 01/22/22 Price Changed $1,650,000 -2.9% $455 / Sq Ft
11/01/2021 11/01/21 Price Changed $1,700,000 -5.3% $468 / Sq Ft
09/30/2021 09/30/21 For Sale $1,795,000 +84.1% $495 / Sq Ft
04/15/2021 04/15/21 Sold $975,000 0.0% $250 / Sq Ft View Prior Sale
03/22/2021 03/22/21 Pending -- -- --
03/19/2021 03/19/21 For Sale $975,000 -- $250 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,375,000 New Title Company Name
Warranty Deed $975,000 Hometown Title Group Inc
Corporate Deed $170,000 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $1,100,000 New Conventional
Source: Public Records

Source: Stellar MLS

MLS Number: O6379833

Stellar MLS

APN: 23-2327-6420-00-610

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