$423,000
SOLD JUN 18, 2026

1320 Red Cedar Ln Spencer, IN 47460

Spencer Area
6 Beds
3 Baths
3,780 Sq Ft
4.58 Acre Lot

Sale Details

Date Sold: June 18, 2026

$112 Per Sq Ft

4% Below List Price

71 Days on Market

Highlights

  • 2 Car Attached Garage
  • Forced Air Heating and Cooling System
  • Lot Has A Rolling Slope
  • 1-Story Property

About This Home

As of June 2026

Tucked away on approximately 4.58 acres, this spacious 6-bedroom, 3-bath home offers privacy, versatility, and a convenient location just minutes from Spencer and major highways. The main level features 4 bedrooms and 2 full baths, including a primary suite with walk-in closet and private bath. The kitchen and dining area open to a large back deck, creating a great space for everyday living and entertaining. Kitchen also has a center island for small gatherings or workspace and has an abundance of cabinets and counter space. The walk-out lower level includes 2 additional bedrooms, 1 full bath, and flexible living space that can accommodate a variety of needs. Outdoor access from the basement adds to the home’s functionality and enjoyment. Property improvements include an attached 2-car garage with built-in storage, plus a detached 28x40 heated garage with concrete floor, separate 100-amp service, and its own well. The detached garage also features a 12x24 lean-to and a 12x16 rear room, offering excellent space for storage, hobbies, or projects. The outdoor space provides room to enjoy, including a designated garden area and open ground for a variety of uses. A great opportunity to own a well-rounded property with space, features, and a peaceful setting.

Last Agent to Sell the Property

Trent Keith

Keith Realty & Auction Group Brokerage Phone: 812-714-8250 Listed on: 03/31/2026

Last Buyer's Agent

Samantha Carver

Home Team Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,096

Year Built

  • Built in 1999

Lot Details

  • 4.58 Acre Lot
  • Irregular Lot
  • Lot Has A Rolling Slope

Parking

  • 2 Car Attached Garage

Home Design

  • Vinyl Construction Material

Interior Spaces

  • 1-Story Property

Bedrooms and Bathrooms

  • 6 Bedrooms

Finished Basement

  • Walk-Out Basement
  • 1 Bathroom in Basement
  • 2 Bedrooms in Basement

Schools

  • Mccormicks Creek Elementary School
  • Owen Valley Middle School
  • Owen Valley High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Well
  • Septic System

Listing and Financial Details

  • Assessor Parcel Number 60-17-07-200-110.040-016

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,096

Year Built

Built in 1999

Lot Details

4.58 Acres

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1999
  • Style: One Story
  • Bedrooms: 6
  • Total Bathrooms: 3
  • Total Full Bathrooms: 3
  • Legal Description: NW NW S7 T9 R3 3.59A aka East Ridge Acres SD Lot 4 & PT NW NW S7 T9 R3 0.99A aka East Ridge Acres SD Lot 3
  • Parcel Number ID: 60-17-07-200-110.040-016
  • Platted: Yes
  • Number Below Grade Bedrooms: 2
  • Parcel Id2: 60-17-07-200-110.030-016
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 3780
  • Total Finished Sq Ft: 3780
  • Above Grade Finished Sq Ft: 1890
  • Below Grade Finished Sq Ft: 1890
  • Basement: Yes
  • Basement Foundation: Walk-Out Basement, Finished
  • Living Great Room: Dimensions: 18x14, On Level: Main
  • Kitchen: Dimensions: 14x14, On Level: Main
  • Dining Room: Dimensions: 15x12, On Level: Main
  • Recreation Room: Dimensions: 21x18, On Level: Basement
  • Extra Room: 6th Bedroom, Dimensions: 18x10, On Level: Basement
  • Bedroom 1: Dimensions: 17x13, On Level: Main
  • Bedroom 2: Dimensions: 10x10, On Level: Main
  • Bedroom 3: Dimensions: 12x10, On Level: Main
  • Bedroom 4: Dimensions: 14x13, On Level: Main
  • Bedroom 5: Dimensions: 14x10, On Level: Basement
  • Other Room1: Foyer, Dimensions: 22x6, On Level: Main
  • Number Below Grade Bathrooms: 1
  • Number of Below Grade Full Bathrooms: 1
  • Number of Main Level Full Bathrooms: 2
  • Total Below Grade Sq Ft: 1890

Exterior Features

  • Exterior: Vinyl
  • Outbuilding1: 2nd Detached Garage, Dimensions: 40x28

Garage/Parking

  • Garage Type: Attached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 20x20
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: Septic
  • Water Utilities: Well
  • Laundry: Dimensions: Basementx9, On Level: 14
  • Well Type: Private

Schools

  • Elementary School: Mccormicks Creek

Lot Info

  • Lot Description: Irregular, Rolling, 3-5.9999
  • Lot Dimensions: IRREGULAR
  • Estimated Lot Sq Ft: 199505
  • Estimated Lot Size Acres: 4.58

Tax Info

  • Annual Taxes: 2095.86

MLS Schools

  • High School: Owen Valley
  • Middle School: Owen Valley
  • School District: Spencer-Owen Community Schools

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 31, 2026
Closed on
Jun 18, 2026
Sold by
Bought by
Seller's Agent
Trent Keith
Keith Realty & Auction Group
Buyer's Agent
Samantha Carver
Home Team Properties
List Price
$439,900
Sold Price
$423,000
Premium/Discount to List
-$16,900
-3.84%
Views
79

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-98.10%
Original Mortgage
$270,000
Outstanding Balance
$270,000
Interest Rate
6.37%
Mortgage Type
New Conventional
Estimated Equity
-$7,182

Purchase Details

Closed on
Jul 11, 2024
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$317,500
Interest Rate
5.88%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 8, 2018
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$164,000
Interest Rate
4.44%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 22, 2009
Sold by
Bought by

Purchase Details

Closed on
Oct 15, 2009
Sold by
Bought by

Purchase Details

Closed on
Oct 14, 2009
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed -- First American Title
Quit Claim Deed -- None Listed On Document
Warranty Deed -- None Available
Warranty Deed -- None Available
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $270,000 New Conventional
Previous Owner $317,500 New Conventional
Previous Owner $176,000 New Conventional
Previous Owner $164,000 Purchase Money Mortgage
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/18/2026 06/18/26 Sold $423,000 -3.8% $112 / Sq Ft
06/10/2026 06/10/26 Pending -- -- --
03/31/2026 03/31/26 For Sale $439,900 -- $116 / Sq Ft
Source: Indiana Regional MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,674 $271,200 $52,100 $219,100
2024 $1,838 $255,900 $43,000 $212,900
2023 $1,741 $238,200 $43,000 $195,200
2022 $1,832 $223,500 $43,000 $180,500
2021 $1,597 $181,000 $43,000 $138,000
2020 $1,469 $171,400 $43,000 $128,400
2019 $1,269 $151,800 $28,400 $123,400
2018 $1,334 $159,600 $21,200 $138,400
2017 $1,367 $159,600 $21,200 $138,400
2016 $1,327 $155,700 $21,200 $134,500
2014 $1,336 $156,600 $21,200 $135,400
2013 -- $151,100 $21,200 $129,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202610825

Indiana Regional MLS

APN: 60-17-07-200-110.030-016

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