Savita Hanspal
eXp Realty
(848) 235-9319
37 Total Sales
1 in Mont Pleasant
$350,000 Price
1321 Richard St Schenectady, NY 12303
Mont Pleasant NeighborhoodEstimated Value: $172,000 - $221,977
4
Beds
2
Baths
1,421
Sq Ft
$137/Sq Ft
Est. Value
Highlights
- Wood Flooring
- Bungalow
- Forced Air Heating and Cooling System
- No HOA
- Bathroom on Main Level
- Combination Dining and Living Room
About This Home
As of April 2026SUPER LOCATION IN THE CITY...close to schools, roadways, shopping etc. Richard St is full of well built and well maintained homes. Your new home @ 1321 has many positive attributes including an updated Roof, Furnace, Electrical Panel, Hot Water Tank and Driveway. The first floor offers a Large Living/Dining Rm, 2BR's, Full Bath, Big Kitchen. 2nd Floor has 2 more good sized BR;s plus a 2nd Full Bath and plenty of storage. Outside is a pleasant backyard space and parking for 4 vehicles. Plenty of potential here!
Last Agent to Sell the Property
KW Platform License #40HE1102041 Listed on: 05/13/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,434
Year Built
- Built in 1920
Lot Details
- 4,356 Sq Ft Lot
- Lot Dimensions are 35 x 125
- Chain Link Fence
- Level Lot
Home Design
- Bungalow
- Fixer Upper
- Aluminum Siding
- Asphalt
Interior Spaces
- 1,421 Sq Ft Home
- 2-Story Property
- Combination Dining and Living Room
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Bathroom on Main Level
- 2 Full Bathrooms
Unfinished Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
Parking
- 4 Parking Spaces
- Driveway
- Paved Parking
- Off-Street Parking
Schools
- Schenectady High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 421500 49.64-6-13
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 13, 2025
Closed on
Apr 8, 2026
Sold by
Bought by
Seller's Agent
Christina Hennessy
KW Platform
Buyer's Agent
Amanda Haley
Coldwell Banker Prime Properties
List Price
$150,000
Sold Price
$173,400
Premium/Discount to List
$23,400
15.6%
Views
72
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$21,094
Avg. Annual Appreciation
35.27%
Original Mortgage
$130,050
Outstanding Balance
$129,790
Interest Rate
6%
Mortgage Type
New Conventional
Estimated Equity
$64,704
Purchase Details
Closed on
Nov 1, 2004
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$82,470
Interest Rate
5.75%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 12, 2002
Sold by
Bought by
Purchase Details
Closed on
Apr 3, 1997
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Mont Pleasant, NY
-
Savita Hanspal
-
Nicole Wilkie
Nicole Wilkie
Howard Hanna Capital Inc
(518) 888-7309
159 Total Sales
2 in Mont Pleasant
$145K - $287K Price Range
-
Christy Dahms
Christy Dahms
Charlotteville Realty LLC
(607) 325-7365
302 Total Sales
1 in Mont Pleasant
$91,000 Price
-
Melissa Barone
Melissa Barone
Romeo Team Realty
(518) 241-4190
86 Total Sales
1 in Mont Pleasant
$242,250 Price
-
Megan Morse
Megan Morse
Romeo Team Realty
(518) 267-7935
110 Total Sales
3 in Mont Pleasant
$162K - $255K Price Range
-
Sara Goodwin Tague
Sara Goodwin Tague
Weichert Realtors Tri City Properties
(518) 856-8847
32 Total Sales
1 in Mont Pleasant
$135,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $190,000 | Stewart Title | ||
| -- | -- | ||
| -- | -- | ||
| -- | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $130,050 | ||
| Previous Owner | $82,470 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/08/2026 04/08/26 | Sold | $173,400 | +15.6% | $122 / Sq Ft |
| 05/16/2025 05/16/25 | Pending | -- | -- | -- |
| 05/13/2025 05/13/25 | For Sale | $150,000 | -- | $106 / Sq Ft |
Source: Global MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,305 | $96,900 | $14,500 | $82,400 |
| 2024 | $2,305 | $96,900 | $14,500 | $82,400 |
| 2023 | $22 | $96,900 | $14,500 | $82,400 |
| 2022 | $2,060 | $96,900 | $14,500 | $82,400 |
| 2021 | $1,984 | $96,900 | $14,500 | $82,400 |
| 2020 | $1,896 | $96,900 | $14,500 | $82,400 |
| 2019 | $1,545 | $96,900 | $14,500 | $82,400 |
| 2018 | $1,852 | $96,900 | $14,500 | $82,400 |
| 2017 | $2,297 | $96,900 | $14,500 | $82,400 |
| 2016 | $3,386 | $96,900 | $14,500 | $82,400 |
| 2015 | -- | $96,900 | $14,500 | $82,400 |
| 2014 | -- | $96,900 | $14,500 | $82,400 |
Source: Public Records
Agents Affiliated with this Home
-
Christina Hennessy
Seller's Agent in 2026
Christina Hennessy
KW Platform
(518) 257-0223
1 in this area
127 Total Sales
-
Amanda Haley
Buyer's Agent in 2026
Amanda Haley
Coldwell Banker Prime Properties
(518) 379-7831
7 in this area
124 Total Sales
Map
Source: Global MLS
MLS Number: 202517190
APN: 049-064-0006-013-000-0000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
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