Laura Dernoga
Responds Quickly
Cummings & Co. Realtors
(667) 771-4178
114 Total Sales
1 in Bel Air North
$475,000 Price
1322 Locust Ave Bel Air, MD 21014
Bel Air North AreaEstimated Value: $739,001
5
Beds
5
Baths
3,730
Sq Ft
$198/Sq Ft
Est. Value
Highlights
- Gourmet Kitchen
- Colonial Architecture
- Backs to Trees or Woods
- Open Floorplan
- Recreation Room
- Wood Flooring
About This Home
As of May 2026OUTSTANDING VALUE AT $749,999 - NEW in 2022 – 5 Bedrooms and 5 Full Baths in Bel Air with NO HOA! Welcome Home to this stunning Bob Ward Somerset II home complete with all the bells & whistles! Designed and customized for ideal functionality in today’s world. Step inside to the sensational open floor plan with a perfectly designed kitchen affording a huge island, quartz countertops, custom back splash and upgraded appliances. Relish in the sun-filled breakfast room/dining area, massive walk-in pantry and perfectly appointed family room with a gorgeous fireplace. Don’t miss the tucked away office, full bathroom and super functional mud room area with walk-in closet just off the garage! Retreat upstairs to the luxurious owner’s suite equipped with an enormous walk-in closet, a 2nd walk-in closet, soaking tub and gorgeous shower. The 3 secondary bedrooms are complimented by a full buddy bath and a private full bath for bedroom 3. Check out the super-size, top of the line washer & dryer in the upper-level laundry room... so convenient! Be sure to take full advantage of the beautifully finished lower level including a 2nd family room or recreation room, a 5th bedroom with walk-in closet, full bathroom and an additional bonus area perfect for your workouts or crafts. Space is of no concern – the unfinished room is the ultimate space for all your storage items. This 3-year new home is waiting for you – did we mention NO HOA, in Bel Air! Act fast, this home has upgrades galore, and it is Energy Star Certified by Bob Ward, for your comfort & quality expectations.
Last Agent to Sell the Property
(410) 515-2000 christy.adkins@cbmove.com Coldwell Banker Realty Brokerage Phone: 4105152000 License #627339 Listed on: 02/04/2026
Last Buyer's Agent
(443) 708-2887 peter@redcedarre.com Red Cedar Real Estate, LLC License #682222
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,837
Year Built
- Built in 2022
Lot Details
- 10,193 Sq Ft Lot
- Landscaped
- Sprinkler System
- Backs to Trees or Woods
- Back Yard
- Property is in excellent condition
- Property is zoned R2
Parking
- 2 Car Direct Access Garage
- Front Facing Garage
- Garage Door Opener
- Driveway
Home Design
- Colonial Architecture
- Architectural Shingle Roof
- Stone Siding
- Vinyl Siding
- Passive Radon Mitigation
- Concrete Perimeter Foundation
- Stick Built Home
Interior Spaces
- Property has 3 Levels
- Open Floorplan
- Ceiling Fan
- Recessed Lighting
- Fireplace Mantel
- Gas Fireplace
- Low Emissivity Windows
- Vinyl Clad Windows
- Insulated Windows
- Window Screens
- Six Panel Doors
- Mud Room
- Entrance Foyer
- Family Room Off Kitchen
- Combination Kitchen and Dining Room
- Home Office
- Recreation Room
- Bonus Room
- Storage Room
- Attic
Kitchen
- Gourmet Kitchen
- Breakfast Room
- Gas Oven or Range
- Built-In Microwave
- Ice Maker
- Stainless Steel Appliances
- Kitchen Island
- Upgraded Countertops
Flooring
- Wood
- Carpet
- Laminate
- Concrete
Bedrooms and Bathrooms
- Walk-In Closet
- Soaking Tub
- Bathtub with Shower
- Walk-in Shower
Laundry
- Laundry Room
- Laundry on upper level
- Gas Front Loading Dryer
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Connecting Stairway
- Interior Basement Entry
- Basement Windows
Home Security
- Carbon Monoxide Detectors
- Fire and Smoke Detector
- Fire Sprinkler System
Location
- Suburban Location
Schools
- Red Pump Elementary School
- Bel Air Middle School
- Bel Air High School
Utilities
- Multiple cooling system units
- Forced Air Heating and Cooling System
- Cooling System Utilizes Natural Gas
- Heating System Uses Natural Gas
- Vented Exhaust Fan
- Programmable Thermostat
- 200+ Amp Service
- Power Generator
- Electric Water Heater
Community Details
- No Home Owners Association
- Built by Bob Ward Companies
- Somerseet II Elevation C
Listing and Financial Details
- Tax Lot 7
- Assessor Parcel Number 1303400986
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 4, 2026
Closed on
May 1, 2026
Sold by
Bought by
Seller's Agent
Nicole Caggese McQuay
Coldwell Banker Realty
Buyer's Agent
Nikki Monios
Red Cedar Real Estate, LLC
List Price
$749,999
Sold Price
$743,000
Premium/Discount to List
-$6,999
-0.93%
Views
242
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,999
Avg. Annual Appreciation
-2.14%
Original Mortgage
$716,437
Outstanding Balance
$715,128
Interest Rate
6.46%
Mortgage Type
VA
Estimated Equity
$23,873
Purchase Details
Closed on
Mar 25, 2022
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$693,500
Interest Rate
3.76%
Mortgage Type
Construction
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Bel Air, MD
-
Laura Dernoga
-
Ben Rutt
Ben Rutt
Patriot Realty, LLC
(717) 864-6156
389 Total Sales
13 in Bel Air North
$729K - $1.2M Price Range
-
James McInerney
James McInerney
Responds QuicklyColdwell Banker Realty
(240) 549-5905
55 Total Sales
1 in Bel Air North
$425,000 Price
-
Zach Burnham
Zach Burnham
Homeowners Real Estate
(410) 339-8223
55 Total Sales
2 in Bel Air North
$262K - $335K Price Range
-
Kate Gentry-Roan
Kate Gentry-Roan
Compass
(443) 429-1851
98 Total Sales
1 in Bel Air North
$387,500 Price
-
Nancy Horne
Nancy Horne
Cummings & Co. Realtors
(443) 991-7415
37 Total Sales
1 in Bel Air North
$311,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $743,000 | Manor Title Llc | ||
| $212,500 | Stewart Title Company |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $716,437 | ||
| Previous Owner | $40,000 | ||
| Closed | $693,500 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 05/01/2026 05/01/26 | Sold | $743,000 | -0.9% | $199 / Sq Ft |
| 03/02/2026 03/02/26 | Pending | -- | -- | -- |
| 02/04/2026 02/04/26 | For Sale | $749,999 | 0.0% | $201 / Sq Ft |
| 02/02/2026 02/02/26 | Price Changed | $749,999 | -- | $201 / Sq Ft |
Source: Bright MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,776 | $663,100 | $92,400 | $570,700 |
| 2024 | $6,776 | $627,300 | $0 | $0 |
| 2023 | $6,447 | $591,500 | $0 | $0 |
| 2022 | $844 | $77,400 | $77,400 | $0 |
| 2021 | $0 | $77,400 | $77,400 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Nicole Caggese McQuay
Seller's Agent in 2026
Nicole Caggese McQuay
Coldwell Banker (NRT-Southeast-MidAtlantic)
(410) 935-3623
66 Total Sales
-
Nikki Monios
Buyer's Agent in 2026
Nikki Monios
Red Cedar Real Estate, LLC
(443) 930-0404
68 Total Sales
Map
Source: Bright MLS
MLS Number: MDHR2051048
APN: 03-400986
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The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement.
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The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Property information displayed is deemed reliable but is not guaranteed.
Copyright 2026 Bright MLS, Inc.
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