Elizabeth Osborn
Responds Quickly
Coldwell Banker Realty
(667) 225-3346
74 Total Sales
11 in Annapolis Neck
$340K - $1.8M Price Range
1323 Harbor Rd Annapolis, MD 21403
Annapolis Neck AreaEstimated Value: $762,000 - $1,003,578
5
Beds
3.5
Baths
2,800
Sq Ft
$336/Sq Ft
Est. Value
Highlights
- Home fronts navigable water
- Canoe or Kayak Water Access
- Eat-In Gourmet Kitchen
- Hillsmere Elementary School Rated 9+
- Fishing Allowed
- Colonial Architecture
About This Home
As of May 2023This custom-built 5-bedroom colonial in sought-after Oyster Harbor is the one you've been waiting for! Enjoy summer days on the community beach overlooking the Chesapeake Bay and the Bay Bridge, or hop on a boat at Fishing Creek just a block from the house. Modern and luxurious, with the perfect mix of everyday elegance and fine details, this home is truly breathtaking. A lush yard and a large, welcoming covered front porch lead into the house, where gleaming hardwood floors are found throughout, and high ceilings, designer light fixtures, and gorgeous millwork are showcased. All the entertaining spaces are oversized, and the living room walks out to a huge screened porch complete with a fireplace and steps to the firepit and big backyard. The well-appointed chef's kitchen offers granite counters, stainless steel appliances, and a large center island. A hardwood staircase leads to the primary suite boasting a board & batten accent wall, walk-in closet, and a jetted tub in the attached bath. There are 2 more bedrooms and another full bath on this level, and 2 more bedrooms and a full bath on the 3rd level. A detached garage and long driveway allow for plenty of parking, and mature trees provide privacy. Water-privileged Oyster Harbor offers so many amazing amenities including a marina, a boat launch, kayak rack, picnic area, and multiple playgrounds. This inviting, light-filled home is truly a rare find!
Last Agent to Sell the Property
(443) 292-6767 vanessa.knight@evrealestate.com Engel & Völkers Annapolis License #5002534 Listed on: 04/14/2023
Last Buyer's Agent
(410) 260-2800 gary.schneider@longandfoster.com Long & Foster Real Estate, Inc. License #611843
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,129
Year Built
- Built in 2011
Lot Details
- 11,280 Sq Ft Lot
- Home fronts navigable water
- Property is in excellent condition
- Property is zoned R2
Parking
- 1 Car Detached Garage
- Parking Storage or Cabinetry
- Driveway
- On-Street Parking
Home Design
- Colonial Architecture
- Frame Construction
Interior Spaces
- 2,800 Sq Ft Home
- Property has 3 Levels
- Wet Bar
- Crown Molding
- Recessed Lighting
- Gas Fireplace
- Formal Dining Room
- Crawl Space
Kitchen
- Eat-In Gourmet Kitchen
- Breakfast Area or Nook
- Butlers Pantry
- Built-In Range
- Built-In Microwave
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
- Upgraded Countertops
- Disposal
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 5 Bedrooms
- Walk-In Closet
- Soaking Tub
Laundry
- Laundry on main level
- Dryer
- Washer
Outdoor Features
- Canoe or Kayak Water Access
- Private Water Access
- Property near a bay
- Swimming Allowed
- Powered Boats Permitted
- Enclosed Patio or Porch
- Rain Gutters
Schools
- Hillsmere Elementary School
- Annapolis Middle School
- Annapolis High School
Utilities
- Cooling System Utilizes Bottled Gas
- Heat Pump System
- Heating System Powered By Leased Propane
- Water Treatment System
- Well
- Propane Water Heater
- Municipal Trash
Listing and Financial Details
- Tax Lot 10
- Assessor Parcel Number 020259790222592
Community Details
Overview
- No Home Owners Association
- Oyster Harbor Subdivision
Recreation
- Fishing Allowed
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 14, 2023
Closed on
May 22, 2023
Sold by
Bought by
Seller's Agent
Vanessa Knight
Engel & Völkers Annapolis
Buyer's Agent
Gary Schneider
Long & Foster Real Estate, Inc.
List Price
$815,000
Sold Price
$850,000
Premium/Discount to List
$35,000
4.29%
Views
13
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$91,395
Avg. Annual Appreciation
3.24%
Original Mortgage
$550,000
Outstanding Balance
$529,288
Interest Rate
6.39%
Mortgage Type
New Conventional
Estimated Equity
$412,107
Purchase Details
Listed on
Apr 13, 2022
Closed on
May 31, 2022
Sold by
Bought by
Seller's Agent
Stephen Pipich
LPT Realty, LLC
Buyer's Agent
Vanessa Knight
Engel & Völkers Annapolis
List Price
$724,900
Sold Price
$765,000
Premium/Discount to List
$40,100
5.53%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.35%
Original Mortgage
$525,000
Interest Rate
5.11%
Mortgage Type
New Conventional
Purchase Details
Listed on
Feb 2, 2017
Closed on
May 4, 2017
Sold by
Bought by
Seller's Agent
Karen Rishar
Berkshire Hathaway HomeServices PenFed Realty
Buyer's Agent
Denise Smith
Long & Foster Real Estate, Inc.
List Price
$599,000
Sold Price
$585,000
Premium/Discount to List
-$14,000
-2.34%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.42%
Original Mortgage
$497,250
Interest Rate
4.1%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 7, 2014
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Annapolis, MD
-
Elizabeth Osborn
-
Harris M. Weingrad
Harris M. Weingrad
RE/MAX Allegiance
(202) 953-4382
75 Total Sales
1 in Annapolis Neck
$214,285 Price
-
Nicholas Badalian
Nicholas Badalian
Fathom Realty MD, LLC
(667) 239-8638
115 Total Sales
2 in Annapolis Neck
$360K - $715K Price Range
-
Myra Wallace
Myra Wallace
Samson Properties
(240) 410-1373
38 Total Sales
1 in Annapolis Neck
$811,400 Price
-
Gil Poudrier
Gil Poudrier
TTR Sotheby's International Realty
(240) 363-4273
80 Total Sales
1 in Annapolis Neck
$1,300,000 Price
-
Gene Summers
Gene Summers
Real Broker, LLC
(443) 837-1042
67 Total Sales
2 in Annapolis Neck
$270K - $593K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $850,000 | Sage Title Group | ||
| $765,000 | Eagle Title | ||
| $585,000 | Sage Title Group Llc | ||
| -- | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $550,000 | ||
| Previous Owner | $525,000 | ||
| Previous Owner | $497,250 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/22/2023 05/22/23 | Sold | $850,000 | +4.3% | $304 / Sq Ft | |
| 04/17/2023 04/17/23 | Pending | -- | -- | -- | |
| 04/14/2023 04/14/23 | For Sale | $815,000 | +6.5% | $291 / Sq Ft | |
| 05/31/2022 05/31/22 | Sold | $765,000 | +5.5% | $273 / Sq Ft | View Prior Sale |
| 04/17/2022 04/17/22 | Pending | -- | -- | -- | |
| 04/13/2022 04/13/22 | For Sale | $724,900 | +23.9% | $259 / Sq Ft | |
| 05/04/2017 05/04/17 | Sold | $585,000 | -0.7% | $198 / Sq Ft | View Prior Sale |
| 03/25/2017 03/25/17 | Pending | -- | -- | -- | |
| 02/27/2017 02/27/17 | Price Changed | $589,000 | -1.7% | $200 / Sq Ft | |
| 02/02/2017 02/02/17 | For Sale | $599,000 | -- | $203 / Sq Ft |
Source: Bright MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $8,474 | $687,533 | ||
| 2024 | $8,474 | $623,067 | $0 | $0 |
| 2023 | $8,082 | $558,600 | $236,800 | $321,800 |
| 2022 | $7,713 | $553,833 | $0 | $0 |
| 2020 | $7,550 | $544,300 | $236,800 | $307,500 |
| 2019 | $14,955 | $544,300 | $236,800 | $307,500 |
| 2018 | $5,519 | $544,300 | $236,800 | $307,500 |
| 2017 | $7,320 | $556,000 | $0 | $0 |
| 2016 | -- | $541,167 | $0 | $0 |
| 2015 | -- | $526,333 | $0 | $0 |
| 2014 | -- | $511,500 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Vanessa Knight
Seller's Agent in 2023
Vanessa Knight
Engel & Völkers Annapolis
(443) 808-6450
86 Total Sales
-
Gary Schneider
Buyer's Agent in 2023
Gary Schneider
Long & Foster
(443) 370-7505
75 Total Sales
-
Stephen Pipich
Seller's Agent in 2022
Stephen Pipich
LPT Realty, LLC
(443) 286-2943
441 Total Sales
-
Karen Rishar
Seller's Agent in 2017
Karen Rishar
BHHS PenFed (actual)
(443) 223-9739
-
Denise Smith
Buyer's Agent in 2017
Denise Smith
Long & Foster
(410) 991-6851
18 Total Sales
Map
Source: Bright MLS
MLS Number: MDAA2057498
APN: 02-597-90222592
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement.
Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site.
The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale.
Property information displayed is deemed reliable but is not guaranteed.
Copyright 2026 Bright MLS, Inc.
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