1324 Niagara Ln Franklin, IN 46131
Franklin AreaEstimated payment $2,452/month
Highlights
- Mature Trees
- Traditional Architecture
- Formal Dining Room
- Vaulted Ceiling
- Covered Patio or Porch
- 2 Car Attached Garage
About This Home
Welcome to 1324 Niagara Lane in Franklin's desirable Cumberland Commons! This spacious 4-bedroom, 3-bath home offers over 2,850 square feet of thoughtfully designed living space with room for everyone to spread out. Updated HVAC system and fresh paint throughout. The open-concept main level features a nice sized kitchen with center island, pantry, and abundant cabinet space, flowing seamlessly into the living areas. A formal dining room provides the ideal setting for holiday gatherings, while a dedicated office or flex room and a full bath on the main level add versatility. Upstairs, you'll find four generously sized bedrooms, all with large closets, including an expansive primary suite with dual vanities, dual walk-in closets, and private bath. Multiple living spaces offer flexibility for a loft, playroom, media room, or home office to fit your lifestyle. Step outside to enjoy the fully fenced backyard featuring a spacious patio. A 3-car attached garage provides ample storage and parking. Conveniently located near schools, shopping, dining, hospital and commuter routes, this move-in-ready home combines space, functionality, and comfort in one exceptional package.
Listing Agent
Berkshire Hathaway Home Brokerage Email: abare@bhhsin.com License #RB15001134 Listed on: 07/29/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,332
Year Built
- Built in 2008
Lot Details
- 7,187 Sq Ft Lot
- Mature Trees
HOA Fees
- $13 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Traditional Architecture
- Slab Foundation
- Vinyl Construction Material
Interior Spaces
- 2-Story Property
- Vaulted Ceiling
- Formal Dining Room
- Utility Room
- Laundry on main level
- Attic Access Panel
- Fire and Smoke Detector
Kitchen
- Electric Oven
- Built-In Microwave
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Carpet
- Laminate
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
Outdoor Features
- Covered Patio or Porch
- Playground
Schools
- Franklin Community Middle School
- Custer Baker Intermediate School
- Franklin Community High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Gas Water Heater
- Water Softener is Owned
Community Details
- Association fees include parkplayground
- Cumberland Commons Subdivision
- Property managed by ELITE
- The community has rules related to covenants, conditions, and restrictions
Listing and Financial Details
- Tax Lot 105
- Assessor Parcel Number 410810032161000009
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,332 | $325,000 | $19,400 | $305,600 |
| 2024 | $3,371 | $303,200 | $19,400 | $283,800 |
| 2023 | $3,197 | $287,400 | $19,400 | $268,000 |
| 2022 | $3,080 | $274,400 | $19,400 | $255,000 |
| 2021 | $2,474 | $221,100 | $12,600 | $208,500 |
| 2020 | $2,208 | $197,900 | $12,600 | $185,300 |
| 2019 | $2,119 | $190,800 | $11,100 | $179,700 |
| 2018 | $1,999 | $182,000 | $11,100 | $170,900 |
| 2017 | $1,655 | $165,500 | $11,100 | $154,400 |
| 2016 | $1,615 | $168,900 | $11,100 | $157,800 |
| 2014 | $1,601 | $158,700 | $20,700 | $138,000 |
| 2013 | $1,601 | $160,100 | $20,700 | $139,400 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/29/2026 07/29/26 | For Sale | $389,900 | +41.8% | $137 / Sq Ft | |
| 07/09/2021 07/09/21 | Sold | $275,000 | +10.0% | $96 / Sq Ft | View Prior Sale |
| 06/09/2021 06/09/21 | Pending | -- | -- | -- | |
| 06/08/2021 06/08/21 | For Sale | $249,900 | +26.5% | $88 / Sq Ft | |
| 09/27/2019 09/27/19 | Sold | $197,500 | -5.9% | $69 / Sq Ft | View Prior Sale |
| 09/10/2019 09/10/19 | Pending | -- | -- | -- | |
| 08/27/2019 08/27/19 | Price Changed | $209,900 | -2.3% | $74 / Sq Ft | |
| 08/22/2019 08/22/19 | For Sale | $214,900 | +27.5% | $75 / Sq Ft | |
| 04/28/2016 04/28/16 | Sold | $168,500 | 0.0% | $59 / Sq Ft | View Prior Sale |
| 02/10/2016 02/10/16 | Pending | -- | -- | -- | |
| 01/16/2016 01/16/16 | Off Market | $168,500 | -- | -- |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | None Available | |
| Warranty Deed | -- | Security Title | |
| Warranty Deed | -- | Attorney | |
| Warranty Deed | -- | None Available | |
| Warranty Deed | -- | None Available | |
| Warranty Deed | -- | None Available |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $270,019 | FHA | |
| Previous Owner | $193,922 | FHA | |
| Previous Owner | $117,950 | New Conventional | |
| Previous Owner | $158,933 | FHA | |
| Previous Owner | $161,820 | FHA | |
| Previous Owner | $151,900 | New Conventional |
Source: MIBOR Broker Listing Cooperative®
MLS Number: 22117107
APN: 41-08-10-032-161.000-009
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Listings courtesy of MIBOR Broker Listing Cooperative® as distributed by MLS GRID.
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