S
Seller's Agent in 2025
Stephen Frame
DILLER FISHER REALTORS
(609) 368-1718
114 in this area
183 Total Sales
14 103rd St Stone Harbor, NJ 08247
Estimated Value: $4,747,000 - $5,440,000
4
Beds
4
Baths
2,811
Sq Ft
$1,789/Sq Ft
Est. Value
Highlights
- Water Views
- In Ground Pool
- Building is beachfront but unit may not have water views
- Stone Harbor Elementary School Rated A+
- Property is near a beach
- Deck
About This Home
As of November 2025Location doesn’t get much better than this! Perfectly positioned on a beach block corner at 103rd Street and First Avenue, this well-maintained home offers both ocean views and the soothing sound of the waves from the entire second floor. Featuring 4 bedrooms and 4.5 baths, the home boasts an upside-down layout to maximize the breathtaking views. The first level includes three bedrooms—one with an en-suite bath—and a spacious family room that can easily double as a fifth bedroom. From here, step out to the private backyard with a pool and entertainment area, ideal for relaxing or hosting guests. Upstairs, you’re immediately captivated by panoramic ocean views. The open concept living space includes a modern kitchen, dining area, and living room, all updated throughout the current ownership. The primary suite offers a luxurious retreat, complete with a generous bathroom and large walk-in closet. Whether you're looking for a move-in-ready beach escape or the perfect lot to build your dream home, this property delivers. All of Stone Harbor’s top attractions—shopping, dining, and recreation—are just a short walk away.
Last Agent to Sell the Property
DILLER FISHER REALTORS License #8833010 Listed on: 08/15/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $21,334
Year Built
- Built in 1997
Lot Details
- Building is beachfront but unit may not have water views
- Fenced Yard
- Corner Lot
Home Design
- Upside Down Style Home
- Vinyl Siding
Interior Spaces
- 2,811 Sq Ft Home
- 2-Story Property
- Furnished
- Cathedral Ceiling
- Gas Fireplace
- Blinds
- Great Room
- Living Room
- Dining Area
- Den
- Storage
- Water Views
- Crawl Space
- Fire and Smoke Detector
Kitchen
- Self-Cleaning Oven
- Stove
- Microwave
- Dishwasher
Flooring
- Wall to Wall Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Parking
- 2 Car Garage
- Parking Pad
- Stone Driveway
Pool
- In Ground Pool
- Outdoor Shower
Outdoor Features
- Property is near a beach
- Deck
- Patio
- Outdoor Storage
- Outdoor Grill
- Porch
Utilities
- Forced Air Zoned Heating and Cooling System
- Heating System Uses Natural Gas
- Natural Gas Water Heater
- Cable TV Available
Listing and Financial Details
- Legal Lot and Block 19 / 102.01
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 15, 2025
Closed on
Nov 5, 2025
Sold by
Bought by
Seller's Agent
Stephen Frame
DILLER FISHER REALTORS
Buyer's Agent
Katy Sudell
FERGUSON-DECHERT, INC
List Price
$5,295,000
Sold Price
$4,850,000
Premium/Discount to List
-$445,000
-8.4%
Views
80
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$178,172
Avg. Annual Appreciation
5.89%
Original Mortgage
$3,395,000
Outstanding Balance
$3,395,000
Interest Rate
5.5%
Mortgage Type
New Conventional
Estimated Equity
$1,633,172
Purchase Details
Closed on
Dec 31, 2001
Purchase Details
Closed on
Jan 15, 2000
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,000,000
Interest Rate
7.79%
Purchase Details
Closed on
Sep 11, 1996
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$680,000
Interest Rate
8.18%
Purchase Details
Closed on
Mar 2, 1992
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $4,850,000 | Seaboard Title | ||
| -- | -- | ||
| $1,650,000 | -- | ||
| $485,000 | -- | ||
| -- | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $3,395,000 | ||
| Previous Owner | $1,000,000 | ||
| Previous Owner | $680,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/05/2025 11/05/25 | Sold | $4,850,000 | -8.4% | $1,725 / Sq Ft |
| 10/10/2025 10/10/25 | Pending | -- | -- | -- |
| 08/15/2025 08/15/25 | For Sale | $5,295,000 | -- | $1,884 / Sq Ft |
Source: Cape May County Association of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $21,334 | $2,852,200 | $2,055,000 | $797,200 |
| 2024 | $21,334 | $2,852,200 | $2,055,000 | $797,200 |
| 2023 | $20,964 | $2,852,200 | $2,055,000 | $797,200 |
| 2022 | $19,737 | $2,852,200 | $2,055,000 | $797,200 |
| 2021 | $13,705 | $2,852,200 | $2,055,000 | $797,200 |
| 2020 | $17,398 | $2,852,200 | $2,055,000 | $797,200 |
| 2019 | $16,343 | $2,852,200 | $2,055,000 | $797,200 |
| 2018 | $15,744 | $2,852,200 | $2,055,000 | $797,200 |
| 2017 | $14,468 | $2,606,800 | $1,946,900 | $659,900 |
| 2016 | $13,946 | $2,606,800 | $1,946,900 | $659,900 |
| 2015 | $13,686 | $2,606,800 | $1,946,900 | $659,900 |
| 2014 | $13,503 | $2,606,800 | $1,946,900 | $659,900 |
Source: Public Records
Agents Affiliated with this Home
-
Stephen Frame
-
Katy Sudell
K
Buyer's Agent in 2025
Katy Sudell
FERGUSON-DECHERT, INC
6 in this area
20 Total Sales
Map
Source: Cape May County Association of REALTORS®
MLS Number: 252391
APN: 10-00102-01-00019
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Broker Reciprocity: The data relating to real estate for sale or rent on this web site comes in part from the Broker Reciprocity program of the Cape May County Multiple Listing Service. Real estate listings held by brokerage firms other than Ten-X are marked with the Broker Reciprocity logo or the Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. This information is deemed reliable but not guaranteed. Representations as subject to verification by inspection and subject to change without notice. Some properties which appear for sale or rent on this website may no longer be available because they are under contract, have sold, or are no longer being offered for sale or rent. Information is deemed to be accurate but not guaranteed.
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