$300,000
SOLD SEP 2, 2025

14 Commerce St Taneytown, MD 21787

3 Beds
1.5 Baths
1,248 Sq Ft
6,250 Sq Ft Lot

Recently Sold

$240 Per Sq Ft

12 Days on Market

Highlights

  • Traditional Floor Plan
  • Main Floor Bedroom
  • Breakfast Area or Nook
  • Rambler Architecture
  • No HOA
  • Gazebo

About This Home

As of September 2025

OWNER FINANCING AVAILABLE – Perfect Opportunity for Less Qualified Buyers!
Don’t miss this move-in ready 3-bedroom, 1.5-bath rancher nestled on a peaceful street and thoughtfully updated in 2022. The heart of the home is a stunning, fully remodeled kitchen featuring solid wood shaker cabinets, quartz countertops, bar seating, and stainless steel appliances. It opens to a spacious dining room with built-in cabinetry—ideal for everyday meals or entertaining guests. The open floor plan flows into a bright and inviting living room filled with natural light from large windows. Down the hall, you’ll find three well-sized bedrooms, an updated full bath, and a convenient Jack-and-Jill half bath. Additional 2022 upgrades include new flooring throughout, fresh interior paint, a new central A/C system, and a new water heater. The lower level offers a large unfinished space, perfect for storage or future customization, along with a dedicated workshop with walk-out access. Photos in this listing are from 2022 and will be updated ASAP. The owner is highly motivated and open to providing flexible financing options. Don’t miss this rare opportunity—owner financing is available, even for less qualified buyers! 24 hr notice required for showings. Please do not go on property without confirmed showing. PROPERTY IS OCCUPIED.

Last Agent to Sell the Property

Mike Konold

(410) 259-0387 mkonold@homesale.com Berkshire Hathaway HomeServices Homesale Realty License #RSR005788 Listed on: 08/07/2025

Berkshire Hathaway HomeServices Homesale Realty

Last Buyer's Agent

Sharon Callahan

(443) 605-9984 scallahan@homesale.com Berkshire Hathaway HomeServices Homesale Realty License #76250

Berkshire Hathaway HomeServices Homesale Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,044

Year Built

  • Built in 1975 | Remodeled in 2022

Lot Details

  • 6,250 Sq Ft Lot
  • Property is in very good condition

Parking

  • On-Street Parking

Home Design

  • Rambler Architecture
  • Block Foundation
  • Poured Concrete
  • Shingle Roof

Interior Spaces

  • Property has 2 Levels
  • Traditional Floor Plan
  • Ceiling Fan
  • Family Room Off Kitchen
  • Living Room
  • Dining Room

Kitchen

  • Breakfast Area or Nook
  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms

Laundry

  • Electric Dryer
  • Washer

Unfinished Basement

  • Walk-Out Basement
  • Connecting Stairway
  • Interior and Exterior Basement Entry
  • Laundry in Basement

Utilities

  • Central Air
  • Electric Baseboard Heater
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Additional Features

  • More Than Two Accessible Exits
  • Gazebo

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 152
  • Assessor Parcel Number 0701018590

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,044

Year Built

Built in 1975 | Remodeled in 2022

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Accessibility Features: 2+ Access Exits
  • Ownership: Fee Simple
  • Historic: No
  • Inclusions: Gazebo
  • New Construction: No
  • Story List: Main
  • Expected On Market: 8/7/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1975
  • Year Renovated: 2022
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer, Dryer - Electric
  • Flooring Type: Carpet, Vinyl
  • Interior Amenities: Breakfast Area, Carpet, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Traditional
  • Fireplace: No
  • Foundation Details: Block
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Bedroom 2, Bedroom 3, Kitchen, Bedroom 1, Primary Bathroom, Half Bath
  • Basement: Yes
  • Basement Type: Connecting Stairway, Interior Access, Outside Entrance, Poured Concrete, Unfinished, Walkout Level
  • Basement Footprint Percent: 100.00
  • Laundry Type: Basement, Hookup
  • Total Sq Ft: 2496
  • Living Area Sq Ft: 1248
  • Price Per Sq Ft: 240.30
  • Above Grade Finished Sq Ft: 1248
  • Below Grade Sq Ft: 1248
  • Total Below Grade Sq Ft: 1248
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Gazebo
  • Construction Materials: Combination
  • Roof: Shingle
  • Spa: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: On Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Baseboard - Electric
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv Available, Electric Available, Phone Available, Sewer Available, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Lot Size Acres: 0.14
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 6250.00
  • Property Condition: Very Good
  • Zoning: R
  • In City Limits: Yes

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets Allowed: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 3044.00
  • Assessor Parcel Number: 0701018590
  • Tax Lot: 152
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: CARROLL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 7, 2025
Closed on
Sep 3, 2025
Sold by
Queen Acres Enterprises Llc
Bought by
Fowler Maurice and Fowler Deborah
Seller's Agent
Mike Konold
Berkshire Hathaway HomeServices Homesale Realty
Buyer's Agent
Sharon Callahan
Berkshire Hathaway HomeServices Homesale Realty
List Price
$299,900
Sold Price
$300,000
Premium/Discount to List
$100
0.03%
Views
137
Current Estimated Value
$298,181

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,819
Avg. Annual Appreciation
-1.83%
Original Mortgage
$150,000
Outstanding Balance
$150,000
Interest Rate
6.72%
Mortgage Type
Seller Take Back
Estimated Equity
$148,181

Purchase Details

Listed on
Feb 15, 2022
Closed on
Mar 31, 2022
Sold by
Timberman Shane E
Bought by
Queen Acres Enterprises Llc
Seller's Agent
Pam Reed
Berkshire Hathaway HomeServices Homesale Realty
Buyer's Agent
Mike Konold
Berkshire Hathaway HomeServices Homesale Realty
List Price
$199,000
Sold Price
$185,000
Premium/Discount to List
-$14,000
-7.04%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.14%

Purchase Details

Listed on
Feb 10, 2014
Closed on
Apr 30, 2014
Sold by
Pescatore Christine Ann
Bought by
Timberman Shane E
Seller's Agent
Jonathan Schetrompf
Long & Foster Real Estate, Inc.
Buyer's Agent
Charles Reed
Charles A Reed P.C. Real Estate
List Price
$162,000
Sold Price
$149,000
Premium/Discount to List
-$13,000
-8.02%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.77%
Original Mortgage
$119,200
Interest Rate
4.42%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 28, 2011
Sold by
Pescatore Frank Eugene
Bought by
Pescatore Frank Eugene and Pescatore Christine Ann

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$80,800
Interest Rate
4.25%
Mortgage Type
FHA

Purchase Details

Closed on
May 24, 2011
Sold by
Eiler Sharon H
Bought by
Secretary Of Housing & Urban Development

Purchase Details

Closed on
Dec 20, 2005
Sold by
Wantz Robert F
Bought by
Eiler Sharon H
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $300,000 Homesale Settlement Services
Deed $185,000 First American Title
Deed $149,000 Lakeside Title Company
Interfamily Deed Transfer -- Sage Title Group Llc
Deed $115,000 None Available
Deed In Lieu Of Foreclosure -- None Available
Deed $215,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $150,000 Seller Take Back
Previous Owner $119,200 New Conventional
Previous Owner $80,800 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/02/2025 09/02/25 Sold $300,000 0.0% $240 / Sq Ft
08/19/2025 08/19/25 Pending -- -- --
08/07/2025 08/07/25 For Sale $299,900 0.0% $240 / Sq Ft
10/29/2022 10/29/22 Rented $1,950 0.0% --
10/20/2022 10/20/22 For Rent $1,950 0.0% --
03/31/2022 03/31/22 Sold $185,000 -7.0% $148 / Sq Ft View Prior Sale
03/01/2022 03/01/22 Pending -- -- --
02/18/2022 02/18/22 Price Changed $199,000 0.0% $159 / Sq Ft
02/18/2022 02/18/22 For Sale $199,000 +11.2% $159 / Sq Ft
02/15/2022 02/15/22 Pending -- -- --
02/15/2022 02/15/22 For Sale $179,000 +20.1% $143 / Sq Ft
04/30/2014 04/30/14 Sold $149,000 -8.0% $119 / Sq Ft View Prior Sale
04/01/2014 04/01/14 Pending -- -- --
02/10/2014 02/10/14 For Sale $162,000 -- $130 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,378 $226,767 $0 $0
2024 $2,964 $198,933 $0 $0
2023 $2,567 $171,100 $73,000 $98,100
2022 $2,523 $169,333 $0 $0
2021 $4,870 $167,567 $0 $0
2020 $4,940 $165,800 $73,000 $92,800
2019 $2,244 $161,700 $0 $0
2018 $2,183 $157,600 $0 $0
2017 $2,117 $153,500 $0 $0
2016 -- $153,500 $0 $0
2015 -- $153,500 $0 $0
2014 -- $173,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCR2028594

Bright MLS

APN: 01-018590