$299,900
PENDING

14 Commerce St Taneytown, MD 21787

Estimated payment $1,888/month

Total Views 5,823
3 Beds
1.5 Baths
1,248 Sq Ft
$240 Price per Sq Ft

Highlights

  • Traditional Floor Plan
  • Main Floor Bedroom
  • Breakfast Area or Nook
  • Rambler Architecture
  • No HOA
  • Gazebo

About This Home

OWNER FINANCING AVAILABLE – Perfect Opportunity for Less Qualified Buyers!
Don’t miss this move-in ready 3-bedroom, 1.5-bath rancher nestled on a peaceful street and thoughtfully updated in 2022. The heart of the home is a stunning, fully remodeled kitchen featuring solid wood shaker cabinets, quartz countertops, bar seating, and stainless steel appliances. It opens to a spacious dining room with built-in cabinetry—ideal for everyday meals or entertaining guests. The open floor plan flows into a bright and inviting living room filled with natural light from large windows. Down the hall, you’ll find three well-sized bedrooms, an updated full bath, and a convenient Jack-and-Jill half bath. Additional 2022 upgrades include new flooring throughout, fresh interior paint, a new central A/C system, and a new water heater. The lower level offers a large unfinished space, perfect for storage or future customization, along with a dedicated workshop with walk-out access. Photos in this listing are from 2022 and will be updated ASAP. The owner is highly motivated and open to providing flexible financing options. Don’t miss this rare opportunity—owner financing is available, even for less qualified buyers! 24 hr notice required for showings. Please do not go on property without confirmed showing. PROPERTY IS OCCUPIED.

Listing Agent

Mike Konold

Berkshire Hathaway HomeServices Homesale Realty License #RSR005788 Listed on: 08/07/2025

Berkshire Hathaway HomeServices Homesale Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,044

Year Built

  • Built in 1975 | Remodeled in 2022

Lot Details

  • 6,250 Sq Ft Lot
  • Property is in very good condition

Parking

  • On-Street Parking

Home Design

  • Rambler Architecture
  • Block Foundation
  • Poured Concrete
  • Shingle Roof

Interior Spaces

  • Property has 2 Levels
  • Traditional Floor Plan
  • Ceiling Fan
  • Family Room Off Kitchen
  • Living Room
  • Dining Room

Kitchen

  • Breakfast Area or Nook
  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • En-Suite Primary Bedroom

Laundry

  • Electric Dryer
  • Washer

Unfinished Basement

  • Walk-Out Basement
  • Connecting Stairway
  • Interior and Exterior Basement Entry
  • Laundry in Basement

Utilities

  • Central Air
  • Electric Baseboard Heater
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Additional Features

  • More Than Two Accessible Exits
  • Gazebo

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 152
  • Assessor Parcel Number 0701018590

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,044

Year Built

Built in 1975 | Remodeled in 2022

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Accessibility Features: 2+ Access Exits
  • Ownership: Fee Simple
  • Historic: No
  • Inclusions: Gazebo
  • New Construction: No
  • Story List: Main
  • Expected On Market: 8/7/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1975
  • Year Renovated: 2022
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Remarks Public: OWNER FINANCING AVAILABLE – Perfect Opportunity for Less Qualified Buyers! Don’t miss this move-in ready 3-bedroom, 1.5-bath rancher nestled on a peaceful street and thoughtfully updated in 2022. The heart of the home is a stunning, fully remodeled kitchen featuring solid wood shaker cabinets, quartz countertops, bar seating, and stainless steel appliances. It opens to a spacious dining room with built-in cabinetry—ideal for everyday meals or entertaining guests. The open floor plan flows into a bright and inviting living room filled with natural light from large windows. Down the hall, you’ll find three well-sized bedrooms, an updated full bath, and a convenient Jack-and-Jill half bath. Additional 2022 upgrades include new flooring throughout, fresh interior paint, a new central A/C system, and a new water heater. The lower level offers a large unfinished space, perfect for storage or future customization, along with a dedicated workshop with walk-out access. Photos in this listing are from 2022 and will be updated ASAP. The owner is highly motivated and open to providing flexible financing options. Don’t miss this rare opportunity—owner financing is available, even for less qualified buyers! 24 hr notice required for showings. Please do not go on property without confirmed showing. PROPERTY IS OCCUPIED.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer, Dryer - Electric
  • Flooring Type: Carpet, Vinyl
  • Interior Amenities: Breakfast Area, Carpet, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Traditional
  • Fireplace: No
  • Foundation Details: Block
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Bedroom 2, Bedroom 3, Kitchen, Bedroom 1, Primary Bathroom, Half Bath
  • Basement: Yes
  • Basement Type: Connecting Stairway, Interior Access, Outside Entrance, Poured Concrete, Unfinished, Walkout Level
  • Basement Footprint Percent: 100.00
  • Laundry Type: Basement, Hookup
  • Total Sq Ft: 2496
  • Living Area Sq Ft: 1248
  • Price Per Sq Ft: 240.30
  • Above Grade Finished Sq Ft: 1248
  • Below Grade Sq Ft: 1248
  • Total Below Grade Sq Ft: 1248
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 14

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Gazebo
  • Construction Materials: Combination
  • Roof: Shingle
  • Spa: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: On Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Baseboard - Electric
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv Available, Electric Available, Phone Available, Sewer Available, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: CARROLL COUNTY PUBLIC SCHOOLS
  • School District Key: 121139051837
  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Land Use Code: R
  • Lot Size Acres: 0.14
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 6250.00
  • Property Condition: Very Good
  • Year Assessed: 2025
  • Zoning: R
  • In City Limits: Yes

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets Allowed: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 3044.00
  • Assessor Parcel Number: 0701018590
  • Tax Lot: 152
  • Tax Total Finished Sq Ft: 1248
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: CARROLL COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,964 $226,767 $0 $0
2024 $2,964 $198,933 $0 $0
2023 $2,567 $171,100 $73,000 $98,100
2022 $2,523 $169,333 $0 $0
2021 $4,870 $167,567 $0 $0
2020 $4,940 $165,800 $73,000 $92,800
2019 $2,244 $161,700 $0 $0
2018 $2,183 $157,600 $0 $0
2017 $2,117 $153,500 $0 $0
2016 -- $153,500 $0 $0
2015 -- $153,500 $0 $0
2014 -- $173,800 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/19/2025 08/19/25 Pending -- -- --
08/07/2025 08/07/25 For Sale $299,900 0.0% $240 / Sq Ft
10/29/2022 10/29/22 Rented $1,950 0.0% --
10/20/2022 10/20/22 For Rent $1,950 0.0% --
03/31/2022 03/31/22 Sold $185,000 -7.0% $148 / Sq Ft
03/01/2022 03/01/22 Pending -- -- --
02/18/2022 02/18/22 Price Changed $199,000 0.0% $159 / Sq Ft
02/18/2022 02/18/22 For Sale $199,000 +11.2% $159 / Sq Ft
02/15/2022 02/15/22 Pending -- -- --
02/15/2022 02/15/22 For Sale $179,000 +20.1% $143 / Sq Ft
04/30/2014 04/30/14 Sold $149,000 -8.0% $119 / Sq Ft
04/01/2014 04/01/14 Pending -- -- --
02/10/2014 02/10/14 For Sale $162,000 -- $130 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $185,000 First American Title
Deed $149,000 Lakeside Title Company
Interfamily Deed Transfer -- Sage Title Group Llc
Deed $115,000 None Available
Deed In Lieu Of Foreclosure -- None Available
Deed $215,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $119,200 New Conventional
Previous Owner $80,800 FHA
Previous Owner $231,420 Stand Alone Refi Refinance Of Original Loan
Source: Public Records

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Source: Bright MLS

MLS Number: MDCR2028594

Bright MLS

APN: 01-018590