NOT LISTED FOR SALE

14 Cottage St Unit 3 Chelsea, MA 02150

Bellingham Square Neighborhood

Estimated Value: $527,000 - $555,000

3 Beds
2 Baths
1,226 Sq Ft
1920 Built

Sale Details

Date Sold: August 15, 2025

Last sale price $545,000 $445 Per Sq Ft

Current estimated payment $3,700 / mo

64 Days on Market

Highlights

  • Medical Services
  • Deck
  • Wood Flooring
  • No Units Above
  • Property is near public transit and schools
  • Fenced Yard

About This Home

As of August 2025

ASK ABOUT PARKING! Penthouse condo in a prime location! This 3 bed 2 bath home was gut renovated in 2021. Features include an open-concept layout, modern finishes, chef’s kitchen, and abundant natural light throughout. The primary bedroom has large en suite bath with dual vanities. Central air, in-unit laundry, and hardwood floors adorn this move-in ready gem. Look out onto the common backyard from your private balcony. Best of all - this unit has exclusive roof rights with potential for a private roof deck offering city views!

Last Agent to Sell the Property

DiDuca Properties

Commonwealth Standard Realty Advisors Listed on: 05/15/2025

Co-Listed By

Kendra Luongo

Commonwealth Standard Realty Advisors

Last Buyer's Agent

Nicholas Newhall

Real Estate by Hughes & Assoc. Inc.

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $5,859

Year Built

  • Built in 1920

Lot Details

  • No Units Above
  • Fenced Yard

HOA Fees

  • $275 Monthly HOA Fees

Home Design

  • Entry on the 3rd floor
  • Frame Construction
  • Rubber Roof

Interior Spaces

  • 1,226 Sq Ft Home
  • 1-Story Property
  • Recessed Lighting
  • Light Fixtures
  • Insulated Windows
  • Basement

Kitchen

  • Range
  • Microwave
  • Freezer
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary bedroom located on third floor
  • 2 Full Bathrooms
  • Double Vanity
  • Bathtub Includes Tile Surround
  • Separate Shower

Laundry

  • Laundry on upper level
  • Dryer
  • Washer

Utilities

  • Forced Air Heating and Cooling System
  • 1 Cooling Zone
  • 1 Heating Zone
  • Heating System Uses Natural Gas

Additional Features

  • Energy-Efficient Thermostat
  • Deck
  • Property is near public transit and schools

Listing and Financial Details

  • Assessor Parcel Number M:030 P:120U3,5194358

Community Details

Overview

  • Association fees include water, insurance, maintenance structure, ground maintenance, snow removal, reserve funds
  • 3 Units
  • 14 Cottage Street Condominium Community

Amenities

  • Medical Services

Recreation

  • Park

Property Details

Home Type

Condominium

Est. Annual Taxes

$5,859

Year Built

Built in 1920

Lot Details

0 Sq Ft Lot

HOA Fees

$275 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Condominium
  • Structure Type: 2/3 Family
  • Year Built: 1920
  • Entry Level: 3
  • Year Built Details: Actual
  • Special Features: None
  • Stories: 1

Interior Features

  • Fireplace YN: No
  • Appliances: Range, Dishwasher, Disposal, Microwave, Refrigerator, Freezer, Washer, Dryer
  • Total Bedrooms: 3
  • Room Bedroom2 Level: Third
  • Room Bedroom2 Features: Closet, Flooring - Hardwood, Recessed Lighting
  • Room Bedroom3 Features: Closet, Flooring - Hardwood, Recessed Lighting
  • Room Bedroom3 Level: Third
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Room Master Bedroom Features: Bathroom - Full, Closet, Flooring - Hardwood, Recessed Lighting
  • Room Master Bedroom Level: Third
  • Master Bathroom Features: Yes
  • Bathroom 1 Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - Tiled With Shower Stall, Flooring - Stone/Ceramic Tile, Recessed Lighting, Lighting - Overhead
  • Bathroom 1 Level: Third
  • Bathroom 2 Level: Third
  • Bathroom 2 Features: Bathroom - Full, Bathroom - Tiled With Tub, Flooring - Stone/Ceramic Tile, Recessed Lighting, Lighting - Overhead
  • Room Kitchen Level: Third
  • Room Kitchen Features: Flooring - Hardwood, Recessed Lighting
  • Laundry Features: Third Floor, In Unit
  • Room Living Room Level: Third
  • Room Living Room Features: Flooring - Hardwood, Recessed Lighting
  • Basement: Y
  • Above Grade Finished Sq Ft: 1226
  • Living Area: 1226
  • Spa YN: No
  • Stories Total: 1
  • Window Features: Insulated Windows
  • MAIN LO: AN2589
  • MAIN SO: AN5411

Exterior Features

  • Exterior Features: Deck, Deck - Roof + Access Rights, Fenced Yard
  • Common Walls: No One Above
  • Construction Materials: Frame
  • Fencing: Fenced
  • Home Warranty YN: No
  • Patio And Porch Features: Deck, Deck - Roof + Access Rights
  • Roof: Rubber
  • Waterfront YN: No

Garage/Parking

  • Garage YN: No

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Cooling Y N: Yes
  • Heating YN: Yes
  • Water Source: Public
  • HEAT ZONES: 1
  • COOLING ZONES: 1

Condo/Co-op/Association

  • Association Fee: 275
  • Association Fee Frequency: Monthly
  • Community Features: Public Transportation, Park, Medical Facility, Highway Access, Public School, T-Station
  • Senior Community YN: No
  • MANAGEMENT: Owner Association

Fee Information

  • Association Fee Includes: Water, Insurance, Maintenance Structure, Maintenance Grounds, Snow Removal, Reserve Funds

Lot Info

  • Parcel Number: M:030 P:120U3,5194358
  • Zoning: RES
  • Farm Land Area Units: Square Feet
  • Lot Size Units: Acres

Green Features

  • Green Energy Efficient: Thermostat

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 5859

Multi Family

  • Number Of Units Total: 3
  • Basement Included Sq Ft: No

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
May 15, 2025
Closed on
Aug 15, 2025
Sold by
Bought by
Seller's Agent
DiDuca Properties
Commonwealth Standard Realty Advisors
Buyer's Agent
Nicholas Newhall
Real Estate by Hughes & Assoc. Inc.
List Price
$549,000
Sold Price
$545,000
Premium/Discount to List
-$4,000
-0.73%
Views
26
Current Estimated Value
$543,759

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,241
Avg. Annual Appreciation
-0.27%
Original Mortgage
$408,750
Outstanding Balance
$406,206
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$137,553

Purchase Details

Listed on
Mar 15, 2021
Closed on
Apr 29, 2021
Sold by
Bought by
Seller's Agent
Michele McGonagle
Cameron Real Estate Group
Buyer's Agent
DiDuca Properties
Commonwealth Standard Realty Advisors
List Price
$495,000
Sold Price
$495,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.26%
Original Mortgage
$433,125
Interest Rate
3.1%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$545,000 --
$545,000 --
$495,000 None Available
$495,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $408,750
Closed $408,750
Previous Owner $433,125
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/15/2025 08/15/25 Sold $545,000 -0.7% $445 / Sq Ft
07/18/2025 07/18/25 Pending -- -- --
05/15/2025 05/15/25 For Sale $549,000 +10.9% $448 / Sq Ft
04/30/2021 04/30/21 Sold $495,000 0.0% $406 / Sq Ft View Prior Sale
03/17/2021 03/17/21 Pending -- -- --
03/15/2021 03/15/21 For Sale $495,000 -- $406 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,859 $509,000 $0 $509,000
2024 $5,870 $493,300 $0 $493,300
2023 $5,664 $457,500 $0 $457,500
Source: Public Records

Agents Affiliated with this Home

  • D

    Seller's Agent in 2025

    DiDuca Properties

    Commonwealth Standard Realty Advisors

    (781) 983-3459

    1 in this area

    120 Total Sales

    DiDuca Properties
    Section Image

  • K

    Seller Co-Listing Agent in 2025

    Kendra Luongo

    Commonwealth Standard Realty Advisors

    1 in this area

    20 Total Sales

    Kendra Luongo
    Section Image
  • Nicholas Newhall

    Buyer's Agent in 2025

    Nicholas Newhall

    Real Estate by Hughes & Assoc. Inc.

    (781) 670-3298

    1 in this area

    33 Total Sales

    Nicholas Newhall
    Section Image
  • Michele McGonagle

    Seller's Agent in 2021

    Michele McGonagle

    Cameron Real Estate Group

    (617) 448-9537

    19 Total Sales

    Michele McGonagle
    Section Image
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Map

Source: MLS Property Information Network (MLS PIN)

MLS Number: 73375739

MLS Property Information Network (MLS PIN)

APN: CHEL M:030 P:120U3

Massachusetts Suffolk County Chelsea 02150 Bellingham Square

14 Cottage St Unit 3, Chelsea, MA

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MLS Property Information Network (MLS PIN) The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.

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